Published
January 3, 2025
Updated
June 10, 2026
This $4.995 million Lemonade life-insurance privacy settlement is closed — but a separate, newer $10.5M Lemonade data disclosure settlement is still open for claims.
What Was the Lemonade Privacy Settlement About?
Lemonade settled a $4,995,000 class action over allegations that it failed to get required consent when sharing customers' personally identifiable information. The lawsuit accused Lemonade, Inc. of disclosing applicants' personally identifiable information (PII) and protected health information (PHI) to third parties without consent, in violation of state and federal privacy laws. Specifically, the case claimed Lemonade shared the health information of life insurance applicants with third parties.This settlement is now closed — the claim deadline passed on January 21, 2025. A separate, newer Lemonade case is currently open: the $10.5M Lemonade data disclosure settlement, covering people whose driver's license numbers were exposed through Lemonade's online insurance quote platform between April 2023 and September 2024. Claims in that settlement are open through September 8, 2026.
Status
Settlement Closed
Claim Deadline
January 21, 2025 (Passed)
Estimated Payout
Up to $14.86
Pro rata cash from the $4,995,000 fund · actual amount depended on the number of valid claims
Proof Required
No
Claimants attested to class membership on the claim form
What Is Lemonade Insurance?
Lemonade Insurance is a technology-driven company that offers renters, homeowners, pet, and term life insurance through an AI-powered, digital-first platform. It is advertised as offering quick sign-ups, transparent policies, and fast claim payouts.Who Qualified?
Class members were people who accessed lemonade.com, either directly or through www.bestow.com or www.northamericancompany.com, and entered answers to health-related questions on an application for life insurance in the United States between March 15, 2021 and September 28, 2023.Free settlement alerts
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How Much Did Class Members Get?
Class members who filed valid claims were estimated to receive up to $14.86 each. Because payments were made pro rata from the $4,995,000 fund after fees and administration costs, the actual amount depended on how many valid claims were filed.Was Proof Required?
No documentation was required. Claimants had to attest that they were members of the settlement class and submit a claim form online or by mail by the January 21, 2025 deadline.Frequently Asked Questions
Who qualified for the Lemonade privacy settlement?
People who accessed lemonade.com (directly or via bestow.com or northamericancompany.com) and answered health-related questions on a U.S. life insurance application between March 15, 2021 and September 28, 2023.How much did the settlement pay?
Valid claims were estimated at up to $14.86 each from the $4,995,000 fund, depending on the number of claims filed.Is the Lemonade privacy settlement still open?
No. The claim deadline was January 21, 2025 and has passed. If you received a notice about a different Lemonade case involving driver's license numbers, see the $10.5M Lemonade data disclosure settlement, which is open through September 8, 2026.
For more class actions keep scrolling below.
Sources
• Official Settlement Website: Lemonade Privacy SettlementOpenClassActions.com is a consumer news site and is not a settlement administrator or a law firm.
Settlement Amount
$4,995,000
Company
Lemonade, Inc.
Claim Deadline
January 21, 2025 (Passed)
Estimated Payout
Up to $14.86
Category
Privacy / Life Insurance
Official Website
Lemonade Privacy Settlement
