Capital One Class Action Settlement

Updated: November 8, 2022

Settlement Status: Awaiting Approval

Claim Form Deadline: Expired

Estimated Payout: Varies

Proof required: Yes

Method of payment: Mailed Check

What's is the Capital One Data Breach Class Action About?

A $190,000,000 Class Action Settlement has been reached over the hacking of Capital One consumer data. As a result a fund has been created to reimburse people affected by a recent Capital One data breach. This capital one data breach is massive affecting nearly 100 million consumers, and is similar to an ongoing class action that was settled with equifax over a data breach that resulted in personally identifiable information data leaks.

In July 2019, Capital One announced that it had been the victim of a criminal cyber attack on its systems. The cyber crime bad actor gained unauthorized access to the personal information of approximately 98 million U.S. consumers.

The information that have been hacked included a combination of people's names, addresses, zip codes/postal codes, phone numbers, email addresses, dates of birth, self-reported income, credit scores, credit limits, balances, payment history, contact data, and/or fragments of transaction data from a total of 23 days during 2016, 2017 and 2018.

The Capital One data breach also result in about 120,000 Social Security numbers and 80,000 linked bank account numbers being accessed by attackers. This data is deemed extremely sensitive as it is personally identifiable information.

How Do I Qualify?

The Capital One Data Breach Class Action is now closed to any new claims. To stay up to date on current and upcoming class actions join OpenClassAction.com's official newsletter, or stay up to date by bookmarking OpenClassAction's complete list of class action lawsuits open to claims.

What Can I Get?

Cash payment will be shared among all participant. Also in case you spent money to deal with fraud or identity theft you can submit a claim for reimbursement (including your claim for Lost Time). Out-of-Pocket Losses that are eligible for reimbursement may include, without limitation, the following:

• Money spent on or after March 22, 2019, associated with placing or removing a security freeze on your credit report with any credit reporting agency;

• Money spent on credit monitoring or identity theft protection on or after March 22, 2019;

• Non-reimbursed costs, expenses, losses or charges you paid on or after March 22, 2019, because of identity theft or identity fraud, falsified tax returns, or other alleged misuse of your personal information that you believe was fairly traceable to the Data Breach;

• Other miscellaneous expenses related to any Out-Of-Pocket Loss that you believe were fairly traceable to the Data Breach such as notary, fax, postage, copying, mileage, and long-distance telephone charges; and

• Professional fees incurred in connection with addressing identity theft, fraud, or falsified tax returns that you believe was fairly traceable to the Data Breach.

How Do I File a Claim?

You must have completed a claim form by September 30, 2022 online to qualify. The Capital One Data Breach Class Action Settlement is now awaiting final approval, after which the payout will be made if no appeals are made, assuming final approval for the settlement funds to get paid out is approved.