Updated
October 15, 2024
The $190 million Capital One data breach settlement paid out to consumers affected by the 2019 hack — some checks topped $700 — and is now closed to new claims.
What's is the Capital One Data Breach Class Action About?
The Capital One bank settlement 2024 payout date has already passed and the settlement is closed to new claims. The Capital One class action lawsuit was a $190,000,000 settlement agreed upon in 2023. Consumers have reported receiving checks over $700.00 sent to their email with an option to select the type of payment (Zelle, Venmo, PayPal, Prepaid Cards, etc).
Status
Claims Closed
Settlement paid out; closed to new claims
Settlement Fund
$190,000,000
2019 data breach affecting ~98M U.S. consumers
Reported Payout
$700+
Higher for documented out-of-pocket losses
Proof Required
Yes
Documentation for out-of-pocket loss claims
Capital One Settlement 2024 - Check Payment Date & Eligibility
The Capital One Settlement was split into two separate issues:• A substantial $190 million agreement resolving the 2019 cybersecurity incident that affected nearly 100 million customers
• A $16 million settlement concerning Capital One's practice of allegedly unfair fees on some debit card transactions.
The original capital one class action lawsuit was settled over the data breach and malicious hacking by third party actors of Capital One's consumer data. As a result, a fund was created to reimburse consumers affected.
The Capital One data breach is massive, affecting nearly 100 million consumers. It was similar to another far-reaching class action that was previoulsy settled with Equifax over a data breach that resulted in personally identifiable information leaked to potentially malicious actors.
Capital One Data Breach
In July 2019, Capital One announced that it had been the victim of a criminal cyber attack on its systems. The cyber crime bad actor gained unauthorized access to the personal information of approximately 98 million U.S. consumers.The information that had been stolen may have included a combination of people's names, addresses, zip codes/postal codes, phone numbers, email addresses, dates of birth, self-reported income, credit scores, credit limits, balances, payment history, contact data, and/or fragments of transaction data from several years prior to the data breach incident.
The Capital One data breach also may have resulted in about 120,000 individual social security numbers and 80,000 linked bank account numbers being exposed by attackers.
How Do I Qualify?
The Capital One Data Breach Class Action is now closed to any new claims. To stay up to date on current and upcoming class actions sign up for the OpenClassActions official newsletter, or stay up to date by bookmarking OpenClassAction's complete list of class action lawsuits currently open to claims.Free settlement alerts
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How Much Can I Get Paid?
Consumers are reporting payments upwards of $700 per class action claim form filed. For those that had proof that they had information compromised and their identities stole, payments are reported upwards of $10,000 per claim as of October 2023. Cash payment will be shared among all participant. Also in case you spent money to deal with fraud or identity theft you can submit a claim for reimbursement (including your claim for Lost Time). Out-of-Pocket Losses that are eligible for reimbursement may have included the following:• Money spent on or after March 22, 2019, associated with placing or removing a security freeze on your credit report with any credit reporting agency;
• Money spent on credit monitoring or identity theft protection on or after March 22, 2019;
• Non-reimbursed costs, expenses, losses or charges you paid on or after March 22, 2019, because of identity theft or identity fraud, falsified tax returns, or other alleged misuse of your personal information that you believe was fairly traceable to the Data Breach;
• Other miscellaneous expenses related to any Out-Of-Pocket Loss that you believe were fairly traceable to the Data Breach such as notary, fax, postage, copying, mileage, and long-distance telephone charges;
• Professional fees incurred in connection with addressing identity theft, fraud, or falsified tax returns that you believe was fairly traceable to the Data Breach.
How Do I File a Claim?
You must have completed a claim form previously online to qualify. The Capital One data breach settlement has already paid out up to $700.00 per claim to those that qualified.
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