Capital One Class Action Settlement

Claim Form Deadline: September 30, 2022

Estimated Payout: Varies

Proof required: Yes

Method of payment: Mailed Check

What's This Settlement About?

A $190,000,000 Class Action Settlement has been reached. As a result a fund has been created to reimburse people affected by a recent Capital One data breach.

In July 2019, Capital One announced that it had been the victim of a criminal cyber attack on its systems. The cybercrime attacker gained unauthorized access to the personal information of approximately 98 million U.S. consumers.

The information that have been hacked included a combination of people's names, addresses, zip codes/postal codes, phone numbers, email addresses, dates of birth, self-reported income, credit scores, credit limits, balances, payment history, contact data, and/or fragments of transaction data from a total of 23 days during 2016, 2017 and 2018.

The Capital One data breach also result in about 120,000 Social Security numbers and 80,000 linked bank account numbers being accessed by attackers. This data is deemed extremely sensitive as it is personally identifiable information.

How Do I Qualify?

You are a Settlement Class Member if you are among the approximately 98 million U.S. residents identified by Capital One whose information was accessed in the Capital One Data Breach.

You are a Class Member and eligible to file a claim if you received notice of the Settlement. The Notice contains your Unique ID and a PIN required to file a Claim Form. If you misplaced your Notice or you're unsure if you are included after reviewing the information on this website, you may call 1-855-604-1811 or contact the Settlement Administrator at [email protected]

What Can I Get?

Cash payment will be shared among all participant. Also in case you spent money to deal with fraud or identity theft you can submit a claim for reimbursement (including your claim for Lost Time). Out-of-Pocket Losses that are eligible for reimbursement may include, without limitation, the following:

• Money spent on or after March 22, 2019, associated with placing or removing a security freeze on your credit report with any credit reporting agency;

• Money spent on credit monitoring or identity theft protection on or after March 22, 2019;

• Unreimbursed costs, expenses, losses or charges you paid on or after March 22, 2019, because of identity theft or identity fraud, falsified tax returns, or other alleged misuse of your personal information that you believe was fairly traceable to the Data Breach;

• Other miscellaneous expenses related to any Out-Of-Pocket Loss that you believe were fairly traceable to the Data Breach such as notary, fax, postage, copying, mileage, and long-distance telephone charges; and

• Professional fees incurred in connection with addressing identity theft, fraud, or falsified tax returns that you believe was fairly traceable to the Data Breach.

How Do I File a Claim?

You are able to submit claim form either online (see below) or download the PDF HERE and mailed by August 22, 2022 it to:

Capital One Data Breach
Settlement Administrator
P.O. Box 4518
Portland, OR 97208-4518