You may be part of a new $13,500,000 class action settlement reached with LexisNexis over allegations that
consumers were incorrectly reported as dead even though they were alive. The class action lawsuit claims
that Lexis Nexis violated the Fair Credit Reporting Act.
LexisNexis denies wrongdoing and disputes that its reports are governed by the FCRA (Fair Credit Reporting
Act), but agreed to settle to avoid the cost and risk of continued court dates and litigation.
What is the Total Settlement Amount?
The total settlement fund is $13,500,000. After administration costs, Court approved attorneys’ fees and
costs (capped in the notice at 33.33%), and a service award to the class representative (capped in the
notice at $7,500), the remaining net amount is distributed to eligible class members.
How Do I Qualify For a Payout?
The settlement includes two groups: Contact Members and Product Members.
Contact Members are people who contacted LexisNexis FL to inquire about a deceased notation on a LexisNexis
FL product during the class period, and LexisNexis FL has a record identifying the inquiry as related to
“deceased,” “death,” or “dead.”
Product Members are people about whom an identity verification or fraud prevention transaction was run
during the class period and the transaction returned a deceased notation, LexisNexis's system reflected a
deceased notation tied to that person’s identifying information received from national credit reporting
agencies, and the person is not deceased.
How Much Can I Get Paid?
Payments come from the net settlement fund and are distributed evenly among eligible class members who
qualify for payment.
The notice states each class member will receive no less than $150, and the amount could be $1,000 or more
depending on how many Product Members submit valid claims and on Court approved deductions.
The notice also provides an estimate of approximately 1,700 Contact Members and 59,000 Product Members,
which can affect the final per person payment.
What is LexisNexis?
LexisNexis is a data and analytics company. Its Risk Solutions business provides identity verification,
fraud prevention, and risk tools that banks, insurers, and other organizations may use to confirm
information during applications and transactions.
LexisNexis does not disclose a total number of individual users because it provides data services to
organizations rather than operating a consumer platform.
According to the class action settlement, approximately 60,700 people are affected by this class action,
including
about 1,700 Contact Members and 59,000 Product Members.
A conservative estimate is that over 250 million U.S. individuals have data in LexisNexis Risk Solutions
systems.
In this case, the settlement involves allegations that certain transactions or reports returned a “deceased”
notation for people who were alive.
How Do I File a Claim?
This depends on which group you are in.
If you are a Contact Member, the notice states you generally do not have to file a claim to receive a
payment. You will be paid automatically if the settlement is approved and you do not opt out. If your
address changes, contact the settlement administrator using the information in the notice.
If you are a Product Member, you must submit a claim form to receive a payment. The notice states the claim
requires you to truthfully affirm or swear that you are the person identified in the notice and that you are
alive.
You are a Contact Member if you noticed the problem and reached out to LexisNexis yourself.
In simple terms:
• LexisNexis listed you as deceased
• You contacted them to fix it or ask why
• They logged your complaint
Because LexisNexis already has proof that you were affected and that you took action, you do not need to
file a claim. If the settlement is approved, you are paid automatically.
Product Members
You are a Product Member if LexisNexis listed you as deceased in one of their reports, but you never
contacted them about it.
In simple terms:
• A background check or identity check showed you as deceased
• You may not have known it happened
• LexisNexis has a record of the error, but not a complaint from you
Because LexisNexis does not have confirmation that you personally dealt with the issue, you must submit a
claim form and confirm that you are alive to get paid.
What is the Claim Form Deadline?
For Product Members, the notice lists a claim form deadline of May 15, 2026. The notice states deadlines can
be subject to change, so check the official settlement site for updates.
What are the Important Dates?
• Reservation Request deadline (to preserve certain individual FCRA claims under 15 U.S.C. § 1681i, if
applicable): March 4, 2026
• Opt out (exclusion) deadline: March 4, 2026
• Objection deadline: March 4, 2026
• Final Approval Hearing: March 16, 2026
• Product Member claim deadline: May 15, 2026
When is the class action settlement payment date?
The notice states payments will be made only after the Court grants final approval and any appeals are
resolved. Because appeals can be filed and may take time, there is no guaranteed payment date yet.
Is Proof Required to File a Claim?
Product Members must submit a claim form and truthfully affirm they are the person
identified in the notice
and that they are alive. The notice does not describe a requirement to upload documents as “proof” in the
same way a receipt would be required, but you must provide truthful information and follow the claim form
instructions. You will be asked to provide a Claim ID or Pin number, if you do not have one you can contact the LexisNexis settlement administrator directly.
Contact Members are identified through LexisNexis FL’s records of an inquiry about a
deceased notation, and
the notice states Contact Members do not need to file a claim to be paid.
How Many People are Affected?
The notice estimates approximately 1,700 Contact Members and approximately 59,000 Product Members.
When Will this Class Action Be Certified?
This is a proposed settlement. In many settlement cases, the Court considers certification for settlement
purposes as part of the preliminary and final approval process. The final approval hearing is scheduled for
March 16, 2026, and certification decisions are typically addressed by the Court in connection with approval
orders.
What are the Odds This Class Action is Settled?
This case has already reached a proposed settlement, which means the parties have agreed to terms and are
now seeking Court approval. The remaining uncertainty is whether the Court approves the deal and whether any
appeals delay the outcome.
What is the Anticipated Settlement Amount?
The anticipated settlement amount stated in the notice is $13,500,000, subject to Court approval.
How much will Each Class Action Claimant be Paid?
Payments are based on the net settlement fund and the number of eligible people paid.
The notice states each eligible class member will receive no less than $150, and could receive $1,000 or
more. The final amount depends on claims volume (especially Product Member claims) and Court approved
deductions from the settlement fund.
What is the Difference between contact and product class?
Contact Members are included because they contacted LexisNexis FL about a deceased notation and LexisNexis
FL has a record of that inquiry tied to a deceased related issue.
Product Members are included because a LexisNexis FL identity verification or fraud prevention transaction
returned a deceased notation for them even though they were alive, based on records described in the notice.
The biggest practical difference is payment steps: Contact Members are typically paid automatically if the
settlement is approved, while Product Members must submit a claim form to get paid.
Does the claim form require proof or claim ID?
The notice describes the Product Member claim as an affirmation under oath that you are the person
identified in the notice and that you are alive. Many settlement claim forms use information from the mailed
notice (often a notice ID or similar) to match your claim to the administrator’s records.
If you did not receive a notice or do not have identifying information, the safest step is to use the
official settlement website or contact the administrator using the email or phone number listed in the
notice to ask what information is required for submission.
How Do I Find Class Action Settlements?
Find all the latest class actions you can qualify for by getting notified of new lawsuits as soon as they are open to claims:
What are my Options?
• Do nothing: You stay in the class. Contact Members will receive a payment if the settlement is
approved. Product Members will not receive a payment unless they file a claim. You give up the right to sue
over released claims.
• Submit a claim (Product Members): File a claim form to receive a payment if eligible, and give up the
right to sue over released claims (unless you submit a reservation request for certain claims as described
in the notice).
• Exclude yourself (opt out): You keep your right to sue separately, but you will not receive
settlement money.
• Object: If you stay in the class, you can write to the Court about why you believe the settlement
should not be approved.
• Submit a Reservation Request (if applicable): You may reserve certain individual claims described in
the notice while still receiving the cash payment, assuming the claim is not otherwise barred.
• Scroggins v. LexisNexis Risk Solutions FL Inc., U.S. District Court for the Eastern District of
Virginia, Richmond Division
Filing Class Action Settlement Claims
Please submit only truthful information. False claims can be rejected and may carry penalties. If you are
unsure whether you qualify, review the official notice or contact the administrator. OpenClassActions.com is
a consumer news site and is not a settlement administrator or a law firm.