Published
November 27, 2025
Updated
July 29, 2026
The Kansas City Life settlement resolves cost-of-insurance deduction claims for certain adjustable life policies; no claim was required for automatic payments.
Current Status
The court granted final approval on December 12, 2025. The official settlement website says automatic checks were expected to be mailed by February 20, 2026 and asks recipients to allow additional delivery time. No claim form was required.StatusFinal Approval Granted — Automatic Checks Scheduled
Claim DeadlineNo claim form required
BenefitAutomatic pro rata cash payment based on policy charges
Proof RequiredCalculated from Kansas City Life policy records
What Is This Case About?
Plaintiffs alleged that Kansas City Life Insurance Company calculated and deducted cost-of-insurance charges inconsistently with the language of certain flexible premium adjustable life policies. Kansas City Life denied wrongdoing and liability.Free settlement alerts
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Who Was Included?
The class includes current and former owners of specified Kansas City Life flexible premium adjustable life policies that were active on or after January 1, 2002, subject to the notice’s definitions and exclusions.What Was the Benefit?
The net fund was allocated proportionally using cost-of-insurance charges reflected in company records, with a minimum cash payment and additional treatment for certain policies still in force. Payments were automatic.Another universal life case is paying out on a similar automatic basis: the Transamerica Direct Recognition Life settlement puts $110 million behind Cash Value Increases that policyowners allege were never credited.
Official Information
Review the latest administrator notices and documents on the official KCL COI Settlement.com.
Settlement Amount
$40,000,000
Case Title
van Zanten and Vittetoe v. Kansas City Life Insurance Company
Case Number
4:25-cv-00095-BP
Court
U.S. District Court, Western District of Missouri
Final Approval Hearing
Final approval granted December 12, 2025
Official Website
KCL COI Settlement.com
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