What Is the Nationwide Pet Insurance Robocall Class Action About?
You may be part of a new $1.4 million class action settlement if you received a prerecorded voice message from
Nationwide Mutual Insurance Company about the renewal or expiration of a pet insurance policy.
The lawsuit, Blizzard v. Nationwide Mutual Insurance Company, alleges that Nationwide sent prerecorded voice
messages to consumers in violation of the Telephone Consumer Protection Act and the Florida Telephone Solicitation
Act. These calls allegedly promoted pet insurance policy renewals or warned about policy expiration without proper
consent.
Nationwide denies all wrongdoing and disputes that it violated any law. The Court has not decided who is right. Instead,
the parties agreed to a settlement that will provide cash payments to eligible class members who submit valid claims.
Who Is Included in the Settlement?
According to the official notice, the settlement class generally includes anyone in the United States who, from January 6, 2021 through the date of preliminary approval of the class
settlement, received one or more prerecorded voice calls on their cellular telephone line regarding the renewal and
or expiration of their pet insurance policy with Nationwide.
The settlement excludes the judge overseeing the case, Nationwide and its related entities and employees, the released
parties, their immediate family members, and anyone who properly requests exclusion by the deadline.
If you are not sure whether you are included, you can contact the Settlement Administrator at 1-877-774-4738 or visit
the official settlement website for more information.
What Does the Settlement Provide?
Nationwide has agreed to make a Settlement Amount of up to $1,400,000 available. This fund will be used to:
• Pay Settlement Class Members who submit valid and timely Claim Forms
• Cover the costs of administering the settlement and providing notice
• Pay court approved attorneys fees and litigation expenses
• Pay a court approved service award of up to $2,500 to the lead plaintiff, also known as the "class representative"
After these amounts are deducted and once the Court grants final approval, each approved claimant is expected to receive
a cash payment of up to approximately $17.50. The exact amount may be adjusted on a pro rata basis depending on how many
valid claims are filed and the final costs approved by the Court.
How Do I File a Claim?
To receive money from this settlement you must submit a Claim Form. You can:
• File a claim online at the official settlement website
• Or download, print, and mail a completed paper Claim Form to the Settlement Administrator
Claim Forms must be submitted online by March 11, 2026 or, if mailed, must be postmarked by March 11, 2026.
If you received a postcard or email notice, it should include a Unique ID and PIN that you will need to log in and
file your claim online. If you did not receive a notice or no longer have it, you can contact the Settlement
Administrator at 1-877-774-4738 or by email for help with filing.
Do I Need Proof to File a Claim?
For this settlement, you are not generally required to submit call logs or recordings with your Claim Form.
Instead, you will:
• Provide your name and contact information
• Use your Unique ID and PIN, or request help from the administrator if you did not receive one
• Confirm that you received one or more prerecorded voice messages from Nationwide about a pet insurance policy
during the class period
• Certify that your statements are true and correct under penalty of perjury
The Settlement Administrator may request additional information if needed to verify a claim. However, most class
members will only need to complete the form accurately and on time.
How Much Will I Get Paid?
The Settlement provides for payments of up to around $17.50 per valid claim, but the final amount you receive may be
higher or lower.
The Net Settlement Fund is what remains after the Court approves and deducts notice and administration costs, attorneys
fees and expenses, and the service award. That remaining amount will be divided among all Settlement Class Members who
submit valid, timely Claim Forms.
If relatively few people file claims, payments per person could be closer to the top end of the estimated amount. If many
people file claims, each payment will be smaller. There is no separate tiering based on how many calls you received.
When Will Payments Be Sent?
The Court will hold a Final Approval Hearing on February 24, 2026 at 1:30 p.m. Eastern Time. The hearing will be held
remotely in Judge Mavel Ruizs virtual Zoom courtroom in the Eleventh Judicial Circuit in and for Miami-Dade County,
Florida.
At that hearing, the Court will decide whether to:
• Grant final approval of the settlement
• Approve attorneys fees and expenses
• Approve the service award to the class representative
If the Court approves the settlement and no appeals are filed, payments will be issued after the claims are processed and
final approval is effective. If there are appeals, payments may be delayed for many months or longer. There is no specific
payment date yet, so class members are encouraged to check the official settlement website for updates.
What Are My Options?
If you are in the settlement class, you have several options:
• Submit a Claim Form by March 11, 2026 to receive a payment if your claim is approved.
• Do nothing. You will not receive a payment and you will give up your right to sue Nationwide separately
about the issues in this case.
• Exclude yourself from the settlement class by January 20, 2026. You will not receive any money from this
settlement, but you will keep your right to pursue your own lawsuit at your own expense for the same claims.
• Object to the settlement by January 20, 2026 if you stay in the class but want to tell the Court you do not
like some part of the settlement.
How Do I Opt Out of the Nationwide Settlement?
To exclude yourself, you must send a written request for exclusion by mail. In general, your letter should:
• Include the case name, Blizzard v. Nationwide Mutual Insurance Company
• Provide your full name, mailing address, and a phone number
• State clearly that you want to be excluded from the settlement class and that you are otherwise a member of the
settlement class
• Be signed by you under penalty of perjury
Your exclusion request must be mailed to the Settlement Administrator and postmarked no later than January 20, 2026. The
official notice provides the full mailing address and any additional requirements. You cannot exclude yourself by phone,
email, or through the settlement website.
If you exclude yourself, you will not receive a payment from this settlement, and you will not be bound by the judgment in
this case.
How Do I Object to the Settlement?
If you stay in the settlement class but disagree with some aspect of the settlement, you may file an objection with the
Court. Your written objection should follow the detailed requirements in the notice and generally include:
• The case name and court
• Your full name, address, and telephone number
• An explanation of why you believe you are a class member
• All reasons you object to the settlement, along with any legal support you rely on
• Information about any prior objections you or your counsel have made in other class actions
• A statement indicating whether you plan to appear and speak at the Final Approval Hearing
• Your signature
Your objection must be filed with the Court and mailed to the addresses for Class Counsel and Defendants counsel listed in
the notice, and it must be postmarked by January 20, 2026.
If you exclude yourself from the settlement, you cannot also object because the settlement will no longer affect you.
How Do I Find Class Action Settlements?
Find all the latest class actions you can qualify for by getting notified of new lawsuits as soon as they are open to claims:
Please submit only truthful information. False or fraudulent claims can be rejected and may carry penalties. If you are
not sure whether you qualify, review the official notice or contact the Settlement Administrator. OpenClassActions.com is
a consumer news site and is not a settlement administrator or a law firm.