Terms of Service

Effective Date: May 2, 2023 · Last Updated: May 10, 2026

These Terms of Service ("TOS") govern your use of OpenClassActions.com (the "Site") and the related services described below (the "Service"). They are paired with our Privacy Policy, our CCPA / CPRA Notice, our Editorial Policy, our Advertising Disclosure, and our DMCA / Copyright Policy. By using the Site or the Service you agree to all of them.

1. What OpenClassActions.com Is — and Is Not

What OpenClassActions.com is — and is not. OpenClassActions.com (“OCA”) is an informational publishing platform and a marketing / referral platform that reports on class action lawsuits, settlements, mass torts, data breaches, consumer rebates, recalls, and related consumer-rights matters. We are not a law firm, settlement administrator, claims administrator, court, government agency, or insurance company. We do not represent claimants, prosecute or defend lawsuits, process or pay claims, determine eligibility, or issue or deny settlement payments. Nothing on the Site or the Service constitutes legal, medical, financial, or tax advice. No attorney-client, fiduciary, or confidential relationship is created by visiting this Site, reading any content, submitting any form, sending us a message, or otherwise communicating with us.

2. No Attorney-Client Relationship

No attorney-client, fiduciary, agency, or confidential relationship is created between you and OCA, or between you and any law firm, attorney, or service provider listed on or linked from the Site, by:

• visiting, browsing, or reading any content on the Site;
• submitting any form, intake, claim summary, or message;
• subscribing to a newsletter, alert, or notification;
• emailing, calling, texting, or otherwise communicating with OCA.

An attorney-client relationship is formed only by a written, signed engagement agreement directly between you and a licensed attorney. OCA is not a party to any such agreement and is not responsible for the conduct, advice, fees, or outcomes of any attorney or law firm you may engage.

3. No Legal Advice

The information provided on this Site — including settlement summaries, eligibility descriptions, deadline information, FAQ entries, and editorial commentary — is provided for informational and advertising purposes only and should not be construed as legal advice. Settlement terms, eligibility criteria, deadlines, court orders, and case status can change without notice. You should always consult directly with a licensed attorney in your jurisdiction regarding your legal rights and consult the official settlement website, court docket, or settlement administrator for authoritative case information before relying on anything you read on this Site.

4. No Medical, Financial, or Tax Advice

Some content on the Site discusses health-related litigation (including but not limited to PFAS and forever chemicals, hair relaxer products, talc, Ozempic and other GLP-1 medications, baby formula, cancer drugs, medical devices, and toxic exposures). Nothing on this Site constitutes medical advice, diagnosis, or treatment, and nothing constitutes financial or tax advice. Always consult a qualified health-care professional regarding any medical condition, and a qualified financial or tax advisor regarding any financial decision.

5. Editorial vs. Sponsored Content

OCA publishes both editorial content (independent reporting and commentary by OCA staff, contributors, syndication partners, or third-party sources) and sponsored content (paid placements, sponsored articles, lead-generation forms, advertised investigations, and other commercial arrangements). Sponsored content, sponsored investigations, and lead-generation forms are clearly labeled or identified as such. For the full distinction, the editorial standards we apply, and our sponsored-content labeling policy, see our Editorial Policy and our Advertising Disclosure.

6. Attorney Advertising

Some content, intake forms, sponsored investigations, and lead-generation campaigns presented on this Site may constitute attorney advertising under the rules of one or more U.S. jurisdictions. Past or anticipated results described in any case summary or sponsored placement are not a guarantee or prediction of the outcome of any future legal matter. Hiring a lawyer is an important decision that should not be based solely on advertising; you should request information about the qualifications and experience of any attorney you are considering before making a hiring decision.

7. Claim Submission — Authorization to Share Information

By submitting any intake form, contact form, claim summary, or sign-up form on the Site, you expressly authorize OpenClassActions.com to share the information you provide with attorneys, law firms, claims administrators, marketing partners, or service providers associated with the investigation, settlement, or legal matter you selected, and to use that information consistent with our Privacy Policy. You consent to be contacted by OCA and those partners by email and, where you have provided affirmative written consent at the form (for example, by checking a clearly labeled SMS / call consent box), by phone or SMS message. See our Privacy Policy for the full TCPA notice.

Submission of any form does not guarantee representation, compensation, eligibility, or participation in any lawsuit or settlement. Whether you receive any benefit, are accepted as a client of any law firm, are deemed a class member of any settlement, or recover any compensation depends entirely on the law firm, claims administrator, court, or third party with authority over the relevant matter — not on OCA.

8. Truthful Information — Fraud Penalty

All claim-related information you submit through the Site, including via intake or contact forms, must be true, accurate, current, and complete. Submitting false, misleading, or fraudulent information may result in (i) rejection of your claim by the relevant administrator or law firm, (ii) referral to the affected administrator, court, or law firm, and (iii) civil or criminal liability under federal and state law, including statutes that punish perjury, mail fraud, wire fraud, and the filing of fraudulent claims. Class action claim forms are submitted under penalty of perjury. Submit only truthful information.

9. Not Responsible for Third Parties

OCA is not a party to and is not responsible for, and disclaims all liability arising from:

• settlement payments, claim acceptance, claim denial, claim processing speed, or distribution timing decisions made by any settlement administrator;
• eligibility determinations made by any administrator, court, or class counsel;
• court orders, scheduling, opt-out / objection rulings, or appeals;
• the conduct, advice, fees, communications, or representation of any attorney or law firm (whether or not advertising on the Site);
• missed deadlines (your responsibility is to confirm current deadlines on the official settlement website or with the administrator);
• the security, privacy practices, or terms of any third-party site, settlement-administrator portal, or claim-form platform we link to.

10. Affiliate, Advertising, and Sponsored Compensation Disclosure

OpenClassActions.com participates in affiliate and advertising programs and may receive compensation from certain links, products, services, or sponsored partnerships referenced on the Site, including but not limited to the Amazon Associates program, sponsored investigations, lead-generation arrangements with law firms, and display-advertising networks. This compensation does not influence independent editorial coverage. For more, see our Advertising Disclosure.

11. AI / Automation Disclosure

Certain content on the Site may be drafted, summarized, translated, or assisted by automated systems or artificial-intelligence tools and subsequently reviewed or edited by human contributors. While we apply editorial review intended to catch errors, automated systems can produce inaccuracies, omissions, or out-of-date information ("hallucinations"). You should always verify time-sensitive, financial, legal, or medical information against the original primary source — including the official settlement website, court docket, government agency notice, or peer-reviewed source — before relying on it.

12. Security Limitation

We use commercially reasonable technical and organizational measures to safeguard information you submit. However, no system can be guaranteed 100% secure. Internet transmission and electronic storage carry inherent risks. By using the Site or the Service, you acknowledge those risks and accept that OCA cannot warrant the security of any communication or information you transmit to us.

13. DMCA / Copyright

OpenClassActions.com complies with the Digital Millennium Copyright Act ("DMCA"). If you believe content on the Site infringes your copyright, please follow the takedown procedure in our DMCA / Copyright Policy, which identifies our designated agent and the information your notification must include. We respond to properly submitted notices and may terminate the access of repeat infringers.

14. Indemnity

You agree to indemnify and hold harmless OCA, its subsidiaries, affiliates, directors, officers, agents, third-party contractors, and employees from all damages, costs, liabilities, and any claim or demand made by any third party, including reasonable attorneys' fees, due to or arising out of content you submit, post, or transmit through the Site; your use of the Site; your connection to the Site; your violation of these TOS or any law; or your violation of the rights of any other person.

15. Eligibility

You must be at least 18 years of age to use the Site or the Service. Any person previously suspended or removed from the Service may not access the Site. You may not have more than one active account. You may not sell, trade, or transfer your account to any other party.

16. Acceptable Use

You agree not to use the Site or the Service to:

• violate any applicable law or regulation;
• submit content that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, libelous, hateful, or invasive of privacy;
• impersonate any person or entity, including any attorney, OCA staff member, or law firm;
• submit content you do not have the right to transmit (including content protected by copyright, trademark, trade secret, or contractual obligation);
• transmit unsolicited advertising, junk mail, spam, chain letters, or pyramid schemes;
• transmit material containing viruses or other harmful code;
• collect or store personal data about other users;
• "crawl," "spider," scrape, mine, or otherwise harvest content beyond personal end use;
• "frame" or simulate the appearance or function of the Site;
• interfere with the proper working of, or place an unreasonable load on, OCA's infrastructure;
• engage in deceptive marketing or advertising practices.

We may, in our sole discretion and without notice, refuse, remove, or take down any content; suspend or terminate any account; or preserve and disclose any content as required by law or to protect rights, property, or safety.

17. Use of Content You Submit

With respect to content you post or submit (other than your personally identifying intake information, which is governed by the Privacy Policy and Section 7 above), you grant OCA a non-exclusive, royalty-free, perpetual, irrevocable, worldwide, fully sub-licensable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display such content in any media now known or later developed.

18. Submissions / Feedback

Any questions, comments, suggestions, or other feedback you provide about the Site or Service (each a "Submission") is non-confidential and becomes OCA's property. OCA may use any Submission without acknowledgment or compensation.

19. OCA's Proprietary Rights

OCA, the OCA logo, and the OpenClassActions name and other product / service names are trademarks of OCA, whether or not registered. You agree not to display or use the OCA marks without OCA's prior written permission.

20. Your Representations and Warranties

By accessing the Site or using the Service, you represent and warrant that (i) you are at least 18 years old; (ii) you own the content you post or have the right to grant the licenses set forth in these TOS; (iii) your use of the Site does not violate any privacy, publicity, contract, or intellectual-property right; and (iv) your use of the Site does not violate any applicable law.

21. Termination

We may, in our sole discretion, terminate your access to the Site or Service for any reason, including a violation of these TOS, with or without notice. We may also discontinue the Site or Service at any time. You agree that OCA shall not be liable for any termination of access.

22. Disclaimer of Warranties

YOUR USE OF THE SERVICE AND/OR THE SITE IS AT YOUR SOLE RISK. THE SERVICE AND THE SITE ARE PROVIDED "AS IS" AND "AS AVAILABLE." OCA EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, TITLE, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, OCA MAKES NO WARRANTY THAT (i) THE SERVICE WILL MEET YOUR REQUIREMENTS, (ii) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (iii) RESULTS OBTAINED FROM USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE, OR (iv) ANY DEFECTS WILL BE CORRECTED. ANY MATERIAL DOWNLOADED OR OBTAINED THROUGH USE OF THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK. NO ADVICE OR INFORMATION OBTAINED FROM OCA OR THROUGH THE SITE CREATES ANY WARRANTY NOT EXPRESSLY STATED IN THESE TOS.

23. Limitation of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT OCA SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING DAMAGES FOR LOSS OF REVENUES, PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES (EVEN IF OCA HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM (i) USE OR INABILITY TO USE THE SERVICE OR THE SITE; (ii) THE COST OF SUBSTITUTE GOODS OR SERVICES; (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iv) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE OR THE SITE; (v) YOUR FAILURE TO RECEIVE ANY THIRD-PARTY SERVICES OR PRODUCTS REQUESTED THROUGH THE SERVICE; OR (vi) ANY OTHER MATTER RELATING TO THE SERVICE OR THE SITE. IN NO EVENT IS OCA LIABLE TO YOU UNDER THESE TOS OR OTHERWISE FOR ANY AMOUNT IN EXCESS OF US$100. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN WARRANTIES OR DAMAGES; ACCORDINGLY, SOME OF THE FOREGOING EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU.

24. Binding Arbitration, Class Action Waiver, and Jury Trial Waiver

Please read this section carefully. It affects your legal rights and limits the way you can resolve disputes with OCA.

(a) Agreement to arbitrate. Except for the carve-outs in subsection (e), you and OCA agree that any past, present, or future dispute, claim, or controversy arising out of or relating to the Site, the Service, the content, sponsored placements, intake forms, the relationship between you and OCA, or these TOS (collectively, "Disputes") will be resolved by final, binding, individual arbitration rather than in court.

(b) Federal Arbitration Act. The Federal Arbitration Act (9 U.S.C. §§ 1 et seq.) governs the interpretation and enforcement of this arbitration agreement.

(c) Arbitration administrator and rules. The arbitration will be administered by the American Arbitration Association ("AAA") under the AAA Consumer Arbitration Rules (or, where applicable, the AAA Commercial Arbitration Rules) then in effect, except as modified by these TOS. The AAA Rules are available at www.adr.org. The arbitration will be conducted by a single neutral arbitrator. Hearings, if any, will be held by telephone, video, or in the county where you reside, at your election.

(d) Class action and jury waiver. YOU AND OCA EACH AGREE THAT ANY DISPUTE WILL BE BROUGHT IN AN INDIVIDUAL CAPACITY ONLY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate or join the claims of more than one person and may not preside over any form of consolidated, representative, or class proceeding. YOU AND OCA EACH ALSO WAIVE ANY RIGHT TO A TRIAL BY JURY.

(e) Exceptions. Notwithstanding subsection (a): (i) either party may bring an individual action in small-claims court for any Dispute within that court's jurisdiction; (ii) either party may bring an action in court to seek injunctive or other equitable relief for actual or threatened infringement, misappropriation, or violation of intellectual-property rights; and (iii) any Dispute that cannot be arbitrated as a matter of law is excluded from this arbitration agreement.

(f) 30-day right to opt out. You may opt out of this arbitration agreement (Section 24) by emailing legal@openclassactions.com with the subject line "Arbitration Opt-Out" within thirty (30) days after you first accept these TOS. Your opt-out notice must include your full name and the email address you use on the Site. Opting out does not affect any other provision of these TOS.

(g) Notice of dispute and informal resolution. Before initiating any arbitration, you and OCA each agree to first send a written Notice of Dispute to the other describing the nature and basis of the claim or dispute and the relief sought. Notices to OCA must be sent to legal@openclassactions.com. The parties will attempt in good faith to resolve the dispute informally within sixty (60) days of the Notice of Dispute. Only if the dispute is not resolved within that window may either party initiate arbitration.

(h) Severability of class waiver. If the class-action and representative-action waiver in subsection (d) is found to be unenforceable as to any particular claim or remedy, then that claim or remedy (and only that claim or remedy) will be severed from arbitration and brought in a court of competent jurisdiction. The remainder of this arbitration agreement will continue to apply.

(i) Survival. This arbitration agreement survives termination of these TOS or your use of the Site or Service.

25. Governing Law and Venue

These TOS, and any non-arbitrable Dispute, are governed by the laws of the State of New York, without regard to its conflict-of-laws principles. Subject to Section 24, you and OCA agree that any non-arbitrable Dispute will be brought exclusively in the state or federal courts located in New York County, New York, and each party consents to personal jurisdiction in those courts.

26. Notice

Notices to you may be made via email to the address you provide or by posting on the Site. Notices to OCA should be sent to legal@openclassactions.com or by mail to OpenClassActions.com, 402 Union St #673, Hudson, NY 12534.

27. Changes to These Terms

We may modify these TOS at any time by posting an updated version on this page and updating the "Last Updated" date. For material changes, we will provide reasonable notice (for example, by posting a banner on the Site or by emailing registered users). Your continued use of the Site or Service after the effective date of any change constitutes acceptance of the updated TOS.

28. Entire Agreement; Severability; Section Headings

These TOS, together with the Privacy Policy, the CCPA / CPRA Notice, the Editorial Policy, the Advertising Disclosure, and the DMCA / Copyright Policy, constitute the entire agreement between you and OCA regarding the Site and Service and supersede any prior agreements. If any provision is held invalid or unenforceable, that provision will be construed to reflect the parties' original intent as nearly as possible, and the remaining provisions will remain in full force and effect. Section headings are for convenience only and have no contractual effect.

29. Other Disclaimers

OpenClassActions.com is a consumer-news publication and marketing / referral platform focused on reporting and discussing class actions, settlements, and related consumer-rights matters. We are not a class action settlement administrator. Questions about specific settlements should be directed to the settlement administrator or class counsel identified on the official settlement website.