Auto Insurance · Claims Open

State Farm $15.6M Total-Loss Settlement Finally Approved

Published April 6, 2026
Updated August 4, 2026

The $15.58 million Arkansas State Farm total-loss settlement received final approval on July 16, 2026. The official claim deadline remains August 19, 2026.

State Farm Arkansas total loss settlement update

What Is the Current State Farm Settlement Status?

The court granted final approval to the settlement and allocation plan on July 16, 2026. The claims period remains open through August 19, 2026. The final order states that copies of the order and judgment will be mailed with claimant checks, subject to the settlement becoming final and any appellate conditions.

The earlier version of this article incorrectly said the claim form was not yet available. The official settlement website now provides the controlling claim instructions.

Status Finally approved Order entered July 16, 2026
Claim Deadline August 19, 2026 Submit through the official administrator
Settlement Fund $15,583,700 Arkansas total-loss claims

What Did the Case Allege?

The case alleged that State Farm underpaid Arkansas policyholders whose total-loss vehicle valuations used Audatex reports with a “typical negotiation adjustment” applied to comparable vehicles. State Farm denied wrongdoing. A jury returned a verdict for the class before the parties settled.

Who Is Included?

The settlement class generally covers Arkansas State Farm policyholders whose vehicles were determined to be total losses from November 29, 2016 through October 18, 2021 and whose Audatex valuation report applied the challenged adjustment to at least one comparable vehicle. The official notice and administrator records control.

How Are Payments Calculated?

Valid claimants are eligible for a pro-rata percentage of the challenged adjustment associated with covered claims. The amount varies by valuation data and the allocation plan. Dividing the fund by the estimated class size does not produce a guaranteed individual payment.

When Will Payments Be Sent?

The final order requires continuing administration reports beginning in October 2026 and says the order and judgment will be mailed with checks. Actual timing depends on claim review, the settlement becoming final, and any appeal-related conditions. No universal payment date is guaranteed.

How Can Class Members Avoid Fake Claim Sites?

Use the administrator website named in the court-authorized notice. Do not pay a filing fee, and do not use a third-party form that asks for unrelated financial credentials. OpenClassActions does not process claims.

Sources

Official Chadwick v. State Farm settlement website
July 16, 2026 final-approval order
Detailed settlement eligibility and status


For more class actions keep scrolling below.
Status Finally approved; claims open
Settlement Fund $15,583,700
Case Chadwick v. State Farm Mutual Automobile Insurance Company
Claim Deadline August 19, 2026

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