Published
January 14, 2026
Updated
July 26, 2026
The court entered a final approval order in April 2026. Payments are automatic for eligible class members who did not opt out, but the official site has not posted a distribution date.
Current Status
The court entered a final approval order in April 2026. Payments are automatic for eligible class members who did not opt out, but the official site has not posted a distribution date.StatusFinal Approval GrantedSee the current-status update above.
Claim DeadlineNo claim form requiredNew claims are no longer accepted or were not required.
Settlement Fund$2.4 millionApproved deductions and allocation terms may apply.
Potential BenefitAutomatic equal-share cash paymentEligibility and payment terms apply.
What Happened?
The FCRA lawsuit alleged that Capital One failed to reasonably investigate disputes involving cardholders incorrectly reported as deceased. Capital One denied wrongdoing and liability.Who Was Covered?
Eligibility is based on Capital One records identifying qualifying deceased-status reporting and disputes that were not corrected during the class period.What Benefits Were Available?
Eligible class members receive an automatic equal share of the net statutory-damages fund. The settlement does not require a claim form and does not resolve separate actual-damages claims.Claims and Payment Information
New claims are closed or no claim form was required. People identified by the administrator should rely on the official site and claim-specific notices for payment or reissue information.Official information is available at Capital One Credit Reporting Settlement.
Important Dates
• Opt-out and objection deadline: February 18, 2026• Final approval hearing: March 20, 2026
• Final approval order: April 2026
Settlement Fund and Legal Fees
Administration, legal fees, expenses, benefit payments, and other approved deductions are governed by the official documents and orders and can affect individual benefits.Case Information
Capital One Deceased Credit Reporting Litigation3:24-cv-00575
U.S. District Court for the Eastern District of Virginia.
Sources
• Official program or court information: Capital One Credit Reporting SettlementFor more class actions keep scrolling below.
Settlement Fund
$2.4 million
Case Title
Capital One Deceased Credit Reporting Litigation
Case Number
3:24-cv-00575
Court
U.S. District Court for the Eastern District of Virginia
Claim Deadline
No claim form required
Status
Final Approval Granted
Official Website
Capital One Credit Reporting Settlement
