Who qualifies for the Fidelity Investments data breach settlement?

You qualify if you are an individual within the United States to whom Fidelity provided notice of the August 2024 Data Security Incident under relevant state law, or if your account number and routing number were exposed in the Data Security Incident. The Data Security Incident occurred between August 17 and August 19, 2024 when a third party accessed and obtained certain information without authorization on Fidelity's computer network. The exposed information may have included names, Social Security numbers, financial account information, and driver's license information. For joint accountholders with a single financial account number and routing number compromised, only one claim is permitted under the settlement. Excluded from the class are the judge and court staff, Fidelity's officers and directors, and anyone who validly opts out.

How much can I get from the Fidelity Investments settlement?

The settlement offers up to four benefits, and class members can claim multiple benefits in combination: (1) Pro Rata Cash Payment: approximately $100 with no proof required (may be larger or smaller depending on total claims filed); (2) CCPA Payment: an additional $50 for California residents with no proof required; (3) Documented Losses Reimbursement: up to $5,000 for actual, documented out-of-pocket losses caused by the data breach, with receipts required; and (4) Identity Theft Protection and Credit Monitoring: two years of free CyEx Financial Shield Complete with $1 million in financial fraud insurance and dark web monitoring, no proof required. A California resident with no documented losses could claim approximately $150 plus credit monitoring. A class member with documented identity theft losses could claim the pro rata cash plus up to $5,000 in reimbursement plus credit monitoring.

Do I need proof to claim the Fidelity data breach settlement?

Proof requirements depend on which benefits you claim. For the Pro Rata Cash Payment (approximately $100): no proof required at all. For the CCPA Payment (additional $50 for California residents): no proof required. For Identity Theft Protection and Credit Monitoring: no proof required. For the Documented Losses Reimbursement (up to $5,000): proof is required, including bank statements, receipts, or other documentation showing the amount spent or lost and connecting the loss to the August 2024 data breach. Personal notes alone are not sufficient documentation. Class members can claim the no-proof benefits (cash plus CCPA plus credit monitoring) without uploading any documentation.

I'm a California resident. Do I get an extra payment from the Fidelity settlement?

Yes. California residents can claim an additional $50 under the California Consumer Privacy Act (CCPA) claim brought against Fidelity in this lawsuit. The CCPA Payment stacks with the Pro Rata Cash Payment (approximately $100 for all class members), so a California class member with no documented losses can claim approximately $150 plus two years of free credit monitoring with no proof required. California residents with documented out-of-pocket losses can claim the additional $5,000 reimbursement on top of the cash and credit monitoring. The CCPA Payment requires no proof beyond confirmation of California residency at the time of the data breach.

Fidelity Investments Data Breach Class Action Settlement — $100 Cash No Proof, Up to $5,000 for Documented Losses

Q: What was the August 2024 Fidelity Investments data breach?

Between August 17 and August 19, 2024, an unauthorized third party accessed Fidelity Investments' computer network and obtained certain personal information belonging to Fidelity customers. According to court filings, the exposed information varied by individual and may have contained names, Social Security numbers, financial account information (including account numbers and routing numbers), and driver's license information. Fidelity (FMR LLC d/b/a Fidelity Investments and Fidelity Brokerage Services LLC) notified affected individuals under state breach-notification laws and is settling the resulting class action without admitting wrongdoing or liability. The case is In re: Fidelity Investments Data Breach Litigation, Case No. 1:24-CV-12601-LTS in the U.S. District Court for the District of Massachusetts.

Q: What is the deadline to file a Fidelity data breach claim?

The claim filing deadline is July 27, 2026. Online claim forms must be submitted, and mailed claim forms must be postmarked, by that date. The opt-out and objection deadlines are earlier, both on June 26, 2026. The Final Approval Hearing is scheduled for July 9, 2026 at 2:00 p.m. Eastern Time before Judge Leo T. Sorokin at the U.S. District Court for the District of Massachusetts (courtroom to be determined). Documented Losses Reimbursement claims must cover losses that occurred between August 17, 2024 (the start of the data breach) and July 27, 2026 (the claim deadline).

Q: When will I receive my Fidelity data breach settlement payment?

Payments will be distributed only after the Court grants final approval at the July 9, 2026 fairness hearing and after any appeals are resolved. The settlement notice does not specify an exact distribution date. Realistic timing depends on whether the settlement faces appeals. If no appeals are filed and the standard appeal window expires, payments would likely begin distribution in late 2026 or early 2027. If appeals are filed, distribution can be delayed by 12 to 36 months while the appellate court reviews the settlement, the fee award, or the allocation methodology.

By Steve Levine

Fidelity Investments data breach class action settlement August 2024 Data Security Incident

Published: May 12, 2026

Status Claims Open

Claim Deadline July 27, 2026 opt-out and objection deadline is earlier on June 26, 2026

Estimated Payout ~$100 No-Proof + Up to $5,000 Documented California residents get an additional $50 CCPA payment · plus 2 years free credit monitoring

Proof Required No (for $100 Cash) receipts required only for the up-to-$5,000 documented losses reimbursement

What Is the Fidelity Investments Data Breach Class Action Settlement?

Did you receive a notice from Fidelity Investments telling you that your personal information was exposed in the August 2024 data breach? You may be eligible for approximately $100 cash with no proof required (plus an additional $50 if you live in California), up to $5,000 reimbursement for documented identity theft losses, and two years of free credit monitoring with $1 million in fraud insurance. The deadline to file is July 27, 2026.

The Fidelity data breach lawsuit, captioned In re: Fidelity Investments Data Breach Litigation, Case No. 1:24-CV-12601-LTS, is pending in the United States District Court for the District of Massachusetts. The Fidelity class action alleges that between August 17 and August 19, 2024, an unauthorized third party accessed and obtained certain personal information without authorization on Fidelity's computer network. According to court filings, the exposed information varied by individual and may have contained names, Social Security numbers, financial account information (including account numbers and routing numbers), and driver's license information.

Fidelity (FMR LLC d/b/a Fidelity Investments and Fidelity Brokerage Services LLC d/b/a Fidelity Investments) notified affected individuals under state breach- notification laws and is settling the resulting class action without admitting wrongdoing or liability. The class representatives are Richard Mason, Alexander Elterman, Ratiek Lowery, Robert Wilbert, and John Nixon. Class Counsel is A. Brooke Murphy of Murphy Law Firm and Lori G. Feldman of Hecht Partners LLP.

30-Second Self-Test: Do I Qualify for the Fidelity Settlement?

If you can answer yes to either question below, you are likely a Settlement Class Member.

• Did you receive a notice from Fidelity Investments (FMR LLC or Fidelity Brokerage Services LLC) telling you that your personal information was impacted in the August 2024 Data Security Incident? Fidelity sent notices to affected individuals under state breach-notification laws. If you received that notice, you qualify.
• Was your financial account number and routing number exposed in the August 2024 Fidelity data breach? Even if you did not receive a formal notice from Fidelity, class membership extends to individuals whose account number and routing number were compromised in the breach.

If you answered yes to either, head to the official Settlement Website to file your claim by July 27, 2026. Note: for joint accountholders with a single financial account number and routing number compromised, only one claim is permitted under the settlement.

What Are the Four Fidelity Settlement Benefits?

The Fidelity settlement offers up to four distinct benefits, and most class members can claim multiple benefits in combination. Below is the full benefit breakdown.

Benefit 1: Pro Rata Cash Payment (approximately $100, no proof required). All Settlement Class Members may claim a pro rata cash payment expected to be approximately $100 per claimant. The amount may be larger or smaller depending on the total number of claims filed, but the official notice identifies $100 as the expected per-claimant value. No proof, no documentation, and no explanation are required to claim this benefit. Class members simply check the box on the claim form.

Benefit 2: CCPA Payment for California Residents (additional $50, no proof required). Class members who were California residents at the time of the data breach can claim an additional $50 under the California Consumer Privacy Act (CCPA) claim brought against Fidelity. The CCPA Payment stacks with Benefit 1, so a California class member with no documented losses can claim approximately $150 in total cash (the $100 pro rata payment plus the $50 CCPA payment) with no proof required.

Benefit 3: Documented Losses Reimbursement (up to $5,000, proof required). For class members who incurred actual, documented out-of-pocket losses caused by the August 2024 data breach. Reimbursable expenses include:

• Losses caused by identity theft or fraud (the largest category)
• Fees for credit reports, credit monitoring, or freezing and unfreezing your credit
• Cost to replace your IDs (driver's license, passport, etc.)
• Postage to contact banks by mail
• Gasoline costs for travel to and from banks or other locations to rectify identity theft or fraud

Reimbursement requires bank statements, receipts, or other documentation. Personal notes alone are not sufficient. Losses must have occurred between August 17, 2024 (the start of the data breach) and July 27, 2026 (the claim deadline). Expenses already reimbursed by a third party cannot be claimed.

Benefit 4: Identity Theft Protection and Credit Monitoring (2 years, no proof required). All Settlement Class Members are eligible to enroll in two years of CyEx Financial Shield Complete. The service includes:

• Monitoring for fraud and identity theft
• Dark web monitoring for exposed personal information
• Monitoring for unauthorized financial transactions
• Monitoring for personal information associated with high-risk transactions
• $1 million of financial fraud insurance coverage
• Access to fraud resolution agents to help fix any problems that arise

The 2-year credit monitoring benefit is genuinely valuable given that Social Security numbers and financial account information were exposed in the breach. Class members who do not currently have active credit monitoring should claim this benefit even if they also claim cash payments.

How the Proof Requirement Actually Works (Read This Before You File)

One important nuance about the Fidelity settlement: proof is benefit-specific, not claim-wide. Different benefits have different proof rules, and most class members can collect the majority of available benefits without any documentation.

No proof required for:
• Pro Rata Cash Payment ($100)
• CCPA Payment ($50 for California residents)
• Identity Theft Protection and Credit Monitoring (2 years free)

Proof required for:
• Documented Losses Reimbursement (up to $5,000)

For class members who do not have specific identity theft losses to document, the no-proof path is the realistic claim strategy: check the boxes for the pro rata cash payment, CCPA payment (if California resident), and credit monitoring, and submit. No receipts, no bank statements, no detailed explanation required.

For class members who did experience specific identity theft or fraud caused by the breach (unauthorized charges on accounts, identity theft remediation costs, credit freezing fees, etc.), the documented losses reimbursement is worth the documentation effort because it can recover up to $5,000 on top of the no-proof benefits.

California Residents: How to Maximize Your Fidelity Settlement Payout

California residents receive the largest base cash payout in this settlement because of the California Consumer Privacy Act (CCPA) claim. The combined cash value for a California class member is approximately $150 with no proof required:

• Pro Rata Cash Payment: approximately $100
• CCPA Payment: $50 additional
• Total cash with no proof: approximately $150
• Plus credit monitoring: 2 years free CyEx Financial Shield Complete
• Plus documented losses: up to $5,000 if applicable (proof required)

On the claim form, California residents should ensure they indicate California residency at the time of the data breach (August 2024). The CCPA Payment requires no documentation beyond the residency indication, and the Settlement Administrator verifies against Fidelity's records.

How to File a Fidelity Investments Data Breach Claim

Two methods are available, both with the same July 27, 2026 deadline.

Method 1: Online (recommended for speed). Visit the official Settlement Website at FidelityDataSettlement.com and complete the online claim form. Select the benefits you want to claim (pro rata cash, CCPA cash if a California resident, credit monitoring, and/or documented losses reimbursement). For documented losses reimbursement, upload supporting documents. Submit. Online submissions process faster than mail submissions.

Method 2: U.S. mail. Download the printable claim form from the Settlement Website (or request a paper form by email or phone from the Administrator), complete it with the benefits you are claiming, attach any supporting documentation for documented losses reimbursement, and mail it to the Settlement Administrator at the address listed on the form. Mailed claims must be postmarked no later than July 27, 2026.

For documented losses claims: Gather bank statements, receipts, invoices, credit-monitoring service bills, ID replacement fees, postage receipts, and any other documentation showing the amount spent or lost and connecting the expense to the August 2024 Fidelity data breach. Personal notes or statements alone are not sufficient documentation; they can support but not replace receipts and bank statements.

Key Fidelity Data Breach Settlement Deadlines

• Submit a claim by: Monday, July 27, 2026 (online) or postmarked by July 27, 2026 (mail)
• Opt out of the settlement by: Friday, June 26, 2026
• Object to the settlement by: Friday, June 26, 2026
• Documented losses must have occurred between: August 17, 2024 and July 27, 2026
• Final Approval Hearing: Thursday, July 9, 2026 at 2:00 p.m. Eastern Time, before Judge Leo T. Sorokin at the U.S. District Court for the District of Massachusetts, John Joseph Moakley U.S. Courthouse, 1 Courthouse Way, Boston, MA 02210 (courtroom to be determined)

Note: the Final Approval Hearing on July 9, 2026 is scheduled before the July 27, 2026 claim deadline. This is unusual but not unprecedented. The court will likely grant preliminary approval to the settlement terms at the hearing, with final distribution following completion of the claim period and resolution of any appeals.

When Will I Receive My Fidelity Data Breach Settlement Payment?

Payments will be distributed only after the court grants final approval at the July 9, 2026 fairness hearing and after any appeals are resolved. Realistic timing depends on whether the settlement faces appeals.

• Best case (no appeals): Final approval at the July 9, 2026 hearing, claim deadline closes July 27, 2026, appeals window closes 30 days after, distribution begins in late 2026 or early 2027.
• If appeals are filed: Distribution can be delayed by 12 to 36 months while the appellate court reviews the settlement, the fee award, or the allocation methodology.

The settlement notice does not specify a payment delivery method. Most modern data breach settlements allow class members to select between electronic payment options (PayPal, Venmo, Zelle, virtual prepaid card) and paper check. The claim form will include payment-method selection.

What Happens If I Do Nothing?

If you do nothing, you remain in the Settlement Class (assuming you do not opt out) and will be bound by the court's decisions, but you will not receive any payment or credit monitoring. You will also give up your right to sue Fidelity for legal claims being released by the settlement, including future claims related to the August 2024 data breach.

For class members whose information was exposed in the breach, doing nothing is generally not the optimal choice. The pro rata cash payment requires no documentation, the CCPA payment for California residents adds another $50 with no proof, and the two years of free credit monitoring is genuinely useful coverage given the Social Security number and financial account exposure. Filing all three no-proof benefits is the practical baseline for most class members and takes only a few minutes.

How to Opt Out or Object to the Settlement

Class members who do not want to be bound by the settlement have two alternatives, both with the same June 26, 2026 deadline.

Opting out means giving up the right to receive any settlement benefit but preserving the right to sue Fidelity individually for the same claims. Opt-out requests must be in writing, postmarked by June 26, 2026, and mailed to the Settlement Administrator. The request must include the case name, your full contact information, your personal signature, and a clear "Request for Exclusion" statement or similar.

Objecting means staying in the class (and remaining eligible for benefits) but asking the court to reject or modify the settlement. Written objections must be filed with the Clerk of the Court (U.S. District Court for the District of Massachusetts) by June 26, 2026 with the required information: case name, your contact information, scope of objection, grounds for objection, attorney information if represented, witness list if applicable, and your personal signature.

Other Active Financial Services and Consumer Data Breach Settlements

Data breaches affecting financial services companies have become increasingly common as cyberattackers target firms with valuable account information. Class members who have received notices from other banks, brokerages, or financial services companies about separate data breaches may qualify for separate settlements; filing one claim does not affect eligibility for any others.

Related open data breach settlements on OCA include:

• Ally Financial Data Breach Class Action Settlement — another consumer-finance company breach affecting 4.2 million customers.
• $30M 23andMe Data Breach Class Action Settlement — large consumer data breach with no-proof and documented-loss tiers similar to the Fidelity structure.
• $950K SAG-AFTRA Health Plan Data Breach Settlement — up to $5,000 documented losses plus free credit monitoring.
• Circle K Data Breach Class Action Settlement — $50 no-proof cash plus up to $2,000 and 2 years of credit monitoring.
• $1.61M Krispy Kreme Data Breach Settlement — consumer data breach with cash and credit monitoring relief.
• $3.185M Pawn America Data Breach Class Action Settlement — consumer-finance data breach with documented-loss tier.

Note on naming: Fidelity Investments (FMR LLC), the defendant in this data breach settlement, is unrelated to Fidelity National Information Services, Inc. (FIS), which is the defendant in the separate $210M FIS Securities Class Action Settlement. Both names start with "Fidelity," but they are different companies and different cases.

Browse the full OCA database of open class action settlements for any other matching cases that may also pay benefits, including the Bank of America ATM Fee Class Action Settlement.

How Do I Find Class Action Settlements?

Find all the latest class actions you can qualify for by getting notified of new lawsuits as soon as they are open to claims:

Claim Form Website: FidelityDataSettlement.com

Submit Claim

Official Settlement Notice

Sources

• Official Settlement Website: FidelityDataSettlement.com
• In re: Fidelity Investments Data Breach Litigation, Case No. 1:24-CV-12601-LTS, U.S. District Court for the District of Massachusetts (Judge Leo T. Sorokin)
• Notice of Proposed Class Action Settlement and Settlement Agreement, available at FidelityDataSettlement.com
• Related OCA coverage: Ally Financial Data Breach Settlement, 23andMe Data Breach Settlement, SAG-AFTRA Data Breach Settlement, Circle K Data Breach Settlement, FIS Securities Class Action Settlement (separate company, similar name)

Filing Class Action Settlement Claims

Please submit only truthful information on any Claim. False or fraudulent claims can be rejected and may lead to penalties. If you are not sure whether you qualify, review the eligibility information at FidelityDataSettlement.com or contact the Settlement Administrator. OpenClassActions.com is a consumer news site and is not the Settlement Administrator or a law firm, and we do not process or decide claims.

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Fidelity Data Breach Settlement Snapshot
Status	Open — Filing Claims Now
Settlement Fund	$2,500,000
Settlement Benefits	Approximately $100 pro rata cash (no proof) + $50 CCPA payment for California residents (no proof) + up to $5,000 documented losses reimbursement (proof required) + 2 years CyEx Financial Shield Complete credit monitoring with $1M fraud insurance (no proof)
Claim Form Deadline	Monday, July 27, 2026
Opt Out / Object Deadline	Friday, June 26, 2026
Documented Losses Window	August 17, 2024 to July 27, 2026
Final Approval Hearing	Thursday, July 9, 2026 at 2:00 p.m. ET, before Judge Leo T. Sorokin, U.S. District Court for the District of Massachusetts (courtroom TBD)
Data Breach Window	August 17 to August 19, 2024
Court	U.S. District Court for the District of Massachusetts
Category	Data Breach / Financial Services
Defendants	FMR LLC d/b/a Fidelity Investments and Fidelity Brokerage Services LLC d/b/a Fidelity Investments
Case Number	1:24-CV-12601-LTS
Case Title	In re: Fidelity Investments Data Breach Litigation
Class Representatives	Richard Mason, Alexander Elterman, Ratiek Lowery, Robert Wilbert, John Nixon
Class Definition	All individuals within the United States to whom Fidelity provides notice of the Data Security Incident under relevant state law before the Notice Deadline, and all other individuals whose account number and routing number were exposed in the breach (one claim per joint financial account)
Exposed Information	Names, Social Security numbers, financial account information (account numbers and routing numbers), and driver's license information (varied by individual)
Class Counsel	A. Brooke Murphy (Murphy Law Firm); Lori G. Feldman (Hecht Partners LLP)
Proof Required to File?	No for pro rata cash, CCPA payment, and credit monitoring; Yes for documented losses reimbursement (up to $5,000)
Official Website	Fidelity Data Settlement