Who is included in the settlement class?

The class generally includes people who made a first-party claim on a vehicle that Tennessee Farmers Mutual Insurance Company declared a total loss between September 26, 2017 and April 7, 2026, where the total-loss valuation used an Audatex/Autosource report that applied a Typical Negotiation Adjustment. The Class Notice on the official settlement website contains the controlling definition.

What is the deadline to choose electronic payment?

Class members who prefer to be paid electronically rather than by mailed check must make that election by October 19, 2026 through the official settlement website. Doing nothing still results in a check being mailed automatically.

Tennessee Farmers Mutual $5.85M Total Loss Settlement

Q: Do I have to file a claim for the Tennessee Farmers Mutual total loss settlement?

No. Payments are automatic. The settlement administrator, Kroll Settlement Administration, identifies class members from Tennessee Farmers Mutual's own claim records and mails a check to the last known address on file. There is no claim form to submit.

Q: How much will I receive?

Each class member's payment is calculated on a pro rata basis from the $5.85 million settlement fund after the court deducts attorneys' fees and expenses, a service award, and administration costs. Individual amounts vary depending on the number of class members and the value of each total-loss claim.

Q: When will payments be issued?

The settlement administrator expects to issue payments roughly 90 days after the court grants final approval and any appeals are resolved. The Final Approval Hearing is scheduled for August 14, 2026.

By Steve Levine

Totaled vehicle after a collision — Tennessee Farmers Mutual total loss settlement

Published: June 17, 2026

Status Pending Final Approval Final Approval Hearing set for August 14, 2026.

Payment Method Automatic — No Claim Form Elect electronic payment by October 19, 2026 (optional); otherwise a check is mailed.

Estimated Payout Pro rata share of $5.85M Varies by class size · calculated from each member's total-loss claim.

Proof Required No Class members are identified from the insurer's records — nothing to submit.

What Is This Settlement About?

Tennessee Farmers Mutual Insurance Company has agreed to a $5.85 million settlement to resolve a class action that accused the insurer of underpaying first-party total-loss claims on its auto policies. The case, captioned Weyant v. Tennessee Farmers Mutual Insurance Company, is pending in the Circuit Court of Montgomery County, Tennessee (Nineteenth Judicial District).

The lawsuit alleged that when a covered vehicle was declared a total loss, Tennessee Farmers Mutual valued the vehicle using a third-party Audatex/Autosource market valuation report that applied a downward "Typical Negotiation Adjustment" to comparable vehicle prices. The plaintiff claimed that adjustment artificially lowered the actual cash value paid on total-loss claims, in breach of the policy. Tennessee Farmers Mutual denies any wrongdoing and maintains its valuations were proper; it agreed to settle to avoid the cost and uncertainty of continued litigation. No court has ruled on the merits of the allegations.

The case is part of a broader wave of total-loss undervaluation class actions against auto insurers using the same valuation-software theory — see, for example, the Progressive total loss settlement and the State Farm Alabama total-loss settlement.

Who Qualifies?

The settlement class generally includes people who made a first-party insurance claim on a vehicle that Tennessee Farmers Mutual Insurance Company declared a total loss between September 26, 2017 and April 7, 2026, where the total-loss settlement used an Audatex/Autosource valuation report that applied a Typical Negotiation Adjustment.

If you received a notice by mail or email about this settlement, you have been identified as a class member from Tennessee Farmers Mutual's own claim records. The exact, controlling class definition — including any exclusions — is set out in the Class Notice posted on the official settlement website. If you are unsure whether your total-loss claim qualifies, review the notice before the deadlines below.

How Much Can You Get?

There are no fixed tiers. The settlement administrator calculates each class member's payment on a pro rata basis from the $5.85 million settlement fund, after the court deducts attorneys' fees and expenses, a service award to the class representative, and the costs of administering the settlement. The amount any individual receives depends on how many class members there are and the value of each person's total-loss claim, so individual payments will vary.

Do You Need to File a Claim?

No. This is an automatic-payment settlement. Because every class member can be identified from Tennessee Farmers Mutual's claim records, there is no claim form to complete and no documentation to upload. After the settlement becomes final, Kroll Settlement Administration will mail a check to the last known address on file for each eligible class member.

The one optional step is choosing how you are paid: class members who would rather receive an electronic payment than a mailed check can make that election through the official settlement website by October 19, 2026. If you do nothing, a paper check is mailed to you automatically. Make sure the insurer has your current mailing address so your check reaches you.

Key Deadlines

July 22, 2026 — Deadline to exclude yourself (opt out) from the settlement, or to object to it. Opting out preserves your right to sue separately but means you give up your settlement payment.
August 14, 2026 at 9:00 AM — Final Approval Hearing, where the court decides whether to approve the settlement.
October 19, 2026 — Deadline to choose electronic payment instead of a mailed check (optional).

Payments are expected to be issued roughly 90 days after the court grants final approval and any appeals are resolved. Dates can change by court order, so check the official settlement website for the latest schedule.

Avoiding Scams

Because eligible class members are paid automatically, no one needs your bank login, Social Security number, or an up-front "processing fee" to release your payment. Anyone who contacts you demanding payment or sensitive financial details to "unlock" this settlement is not the legitimate administrator. Use only the official settlement website to confirm your status or update your payment preference.

Frequently Asked Questions

Do I have to file a claim?

No. Payments are automatic. Kroll Settlement Administration identifies class members from Tennessee Farmers Mutual's claim records and mails a check to the last known address on file. There is no claim form to submit.

How much will I receive?

Each payment is a pro rata share of the $5.85 million fund after court-approved fees, expenses, a service award, and administration costs are deducted. Individual amounts vary with class size and the value of each total-loss claim.

When will payments go out?

The administrator expects to issue payments roughly 90 days after the court grants final approval and any appeals are resolved. The Final Approval Hearing is set for August 14, 2026.

What if I moved?

Update your mailing address with Tennessee Farmers Mutual / the settlement administrator so your check reaches you, or elect electronic payment through the official settlement website by October 19, 2026.

Sources

Official Settlement Website — Weyant v. Tennessee Farmers Mutual Insurance Company
Circuit Court of Montgomery County, Tennessee (19th Judicial District), Case No. CC23CV2140