Published
May 2, 2025
If you smoke or vape and your employer charged you a tobacco or nicotine surcharge on your health insurance, this investigation looked at whether those extra fees were lawful.
Is Your Employer Charging You Extra Fees for Healthcare?
Do you smoke or vape? Did your former or current employer charge you extra fees (or "surcharges") for your healthcare or insurance premium because you smoke or vape? If so, you might be eligible for significant compensation. An investigation is ongoing into whether employers have been charging employees extra fees for their health insurance policies. Common surcharges for employer-provided health insurance may include:• Nicotine, Tobacco use, or Vaping
• Tobacco-use or nicotine-use surcharges are common, with employers charging smokers higher premiums. Surcharges of $50-$100 per month have been typical.
• Some employers have implemented surcharges of $50-$100 per month, or more, for employees who smoke cigarettes, or vape.
Status
Closed to New Claims
this investigation is no longer accepting submissions
Who May Be Affected
Employees who smoke or vape
workers charged a tobacco or nicotine surcharge on employer health insurance
Estimated Payout
Varies
How Do I Qualify?
You may be asked the following questions to pre-qualify:• Do you smoke or vape?
• Do you currently or did you formerly get health insurance coverage via your employer?
• Do you currently pay a nicotine surcharge or extra fees or a higher premium for coverage due to smoking or vaping?
There is no out-of-pocket cost to join the investigation, and a potential payout to you can be substantial, pending a victory and the court, or the Judge approving.
Can I Still File a Claim?
This class action investigation is closed to new claims as of July 2026.Free settlement alerts
Get notified when new class actions open to claims
Join thousands of readers who get the latest class action settlements you may qualify for — delivered straight to your inbox.
For more open class actions keep scrolling below.
