Published
March 5, 2026
Updated
July 25, 2026
Claims are closed. The April 29, 2026 deadline has passed. The court granted final approval on May 26, 2026; the official website does not announce a payment distribution date.
Current Status
Claims are closed. The April 29, 2026 deadline has passed. The court granted final approval on May 26, 2026; the official website does not announce a payment distribution date.StatusPayments PendingSee the current-status update above.
Claim DeadlineApril 29, 2026The filing window has passed.
Settlement Fund$4.15 millionFinancial terms are governed by the settlement documents.
Potential BenefitUp to $25,000 or automatic refundEligibility and allocation rules apply.
What Happened?
The lawsuit alleged that AAA improperly reduced certain New Mexico underinsured-motorist benefits by amounts paid by at-fault drivers and did not adequately disclose the effect of those offsets. AAA denied the allegations and wrongdoing.Who Was Covered?
The settlement covered certain New Mexico policyholders whose underinsured-motorist claims were offset between January 1, 2010 and May 4, 2022, plus certain policyholders who bought UM/UIM coverage during that period.What Benefits Were Available?
Eligible offset-subclass claimants could seek up to $25,000, subject to the settlement’s allocation rules. Other qualifying policyholders were eligible for an automatic partial premium refund.How Claims Were Filed
Offset-subclass claims had to be filed by April 29, 2026. The filing window is closed. The premium-refund group did not need to submit a claim form.Official information is available at AAAUIMSettlement.com.
Important Dates
• Final approval hearing: May 11, 2026• Final approval granted: May 26, 2026
• Claim deadline: April 29, 2026
Settlement Fund and Legal Fees
Notice, administration, legal-fee, expense, and other permitted amounts are governed by the settlement documents and court orders. Those deductions can affect amounts available for eligible claims.Case Information
The matter is Smith v. Interinsurance Exchange of the Automobile Club, Case No. 1:22-cv-00447-WJ-JMR, in the U.S. District Court for the District of New Mexico.Official Website: AAAUIMSettlement.com
Sources
• Official settlement information and court documents: AAAUIMSettlement.comFor more class actions keep scrolling below.
Settlement Fund
$4.15 million
Case Title
Smith v. Interinsurance Exchange of the Automobile Club
Case Number
1:22-cv-00447-WJ-JMR
Court
U.S. District Court for the District of New Mexico
Claim Deadline
April 29, 2026 (passed)
Status
Payments Pending
Official Website
AAAUIMSettlement.com
