Claim DeadlineSeptember 3, 2026opt-out and objection deadline is earlier on July 27, 2026
Estimated Payout~$50 Cash or Up to $5,000 Documentedchoose one cash option · both pro rata · plus 2 years free CyEx Medical Shield Pro monitoring
Proof RequiredYesClass Member ID from your emailed or mailed notice is required to file · receipts required only for the up-to-$5,000 documented losses option
What Is the Labcorp AMCA Data Breach Class Action Settlement?
Did you receive diagnostic or lab services from Laboratory Corporation of America
Holdings (Labcorp), or a notice telling you your information was caught up in the
AMCA data breach? A $35,000,000 settlement has been reached, and you may be eligible
for an Alternative Cash Payment estimated at $50, or reimbursement of up to $5,000
for documented out-of-pocket losses, plus two years of free medical and healthcare
information monitoring. The deadline to file a claim is September 3, 2026.
The lawsuit, captioned In re: American Medical Collection Agency, Inc. Customer
Data Security Breach Litigation (All Actions Against Laboratory Corporation of
America Holdings), Case No. 19-md-2904, is pending in the United States District
Court for the District of New Jersey. It concerns a cybersecurity incident reported
by American Medical Collection Agency (AMCA) — a third-party billing and collections
vendor — that affected AMCA's computer systems between approximately August 1, 2018
and March 30, 2019. During that period, an unauthorized party had access to AMCA
systems that contained personal information Labcorp had transmitted to AMCA, which
may have included personally identifiable information and protected health
information.
Labcorp denies all of the claims alleged against it and denies any wrongdoing or
liability. The settlement is not an admission of wrongdoing, but rather a resolution
of disputed claims that lets affected individuals receive benefits without the cost
and risk of a trial.
Who Qualifies for the Labcorp AMCA Settlement?
The Settlement Class is defined as all individuals for whom Labcorp transmitted
personal information to Retrieval-Masters Creditor's Bureau, Inc., doing business as
American Medical Collection Agency (AMCA), where that information was contained in
the computer systems implicated by the cybersecurity incident at AMCA that occurred
between approximately August 2018 and March 2019.
Most class members were sent a notice with a unique Class Member ID by email or
U.S. mail. If you received that notice, you are very likely a Settlement Class
Member. If you are unsure whether you are included, you can ask for free help
through the official settlement website.
The following are excluded from the Settlement Class: Labcorp and its officers and
directors; the judge and magistrate assigned to evaluate the fairness of the
settlement; and any person found by a court to be criminally responsible for
initiating, causing, aiding, or abetting the security incident.
How Much Can You Get From the Labcorp AMCA Settlement?
The settlement creates a $35,000,000 Settlement Fund. After notice and
administration costs, taxes, service awards, and attorneys' fees and expenses are
paid, the remaining money funds the class benefits. You may choose one of two cash
options, and you may also elect free monitoring in addition to your cash choice.
Option 1: Alternative Cash Payment (estimated $50, no documentation required).
In lieu of seeking out-of-pocket losses, you can claim a flat Alternative Cash
Payment estimated at $50 per valid claimant. No receipts or documentation are
required beyond your Class Member ID. The exact amount may be higher or lower than
$50 because it is distributed pro rata — the net settlement fund is divided evenly
among everyone who files a valid Alternative Cash Payment claim, so the per-person
figure depends on how many people file.
Option 2: Out-of-Pocket Losses (up to $5,000, documentation required). If you
incurred unreimbursed costs fairly traceable to the AMCA security incident, you can
instead claim reimbursement of up to $5,000 total per person. Reimbursable costs
include:
• Unreimbursed costs, expenses, losses, or charges from identity theft,
identity fraud, medical fraud, or other misuse of your personal information
• Professional service costs — such as law firms or credit-repair services —
related to misuse of your personal information
• Miscellaneous expenses such as notary, fax, postage, copying, mileage, and
long-distance phone charges
• Credit-monitoring costs incurred on or after August 1, 2018 through the claim
deadline
• Up to 10 hours of documented time spent remedying fraud or misuse, valued at
$25 per hour (up to $250)
Out-of-Pocket Losses claims are also subject to pro rata increases or decreases
depending on the number of claims filed. These claims require documentation plus a
signed attestation that the losses are fairly traceable to the security incident and
were not caused by some other event.
Plus: Two years of medical monitoring (no documentation required). In
addition to one of the cash options above, every Settlement Class Member may also
claim and enroll in up to two years of CyEx Medical Shield Pro — a medical and
healthcare information monitoring service. Because the AMCA breach involved health
and billing data, this monitoring is a genuinely useful benefit worth electing even
if you also take a cash payment.
$50 Cash vs. Up to $5,000 Documented — Which Should You Pick?
You can pick only one of the two cash options, so the choice comes down to whether
you have documented losses traceable to the breach.
• No specific losses to document? The Alternative Cash Payment
(estimated $50) is the practical path. It requires only your Class Member ID and a
few minutes — no receipts, no bank statements. Add the two years of medical
monitoring on top.
• Did you spend money or lose time because of fraud or misuse? The
Out-of-Pocket Losses option can recover up to $5,000, which is far more than the
flat cash payment. It is worth the documentation effort if you have receipts, bank
statements, or other records connecting the cost to the AMCA breach, plus time spent
remedying the problem.
How to File a Labcorp AMCA Data Breach Claim
Two methods are available, both with the same September 3, 2026 deadline.
Method 1: Online (fastest). Visit the official Settlement Website at
amcadatabreachsettlement.com and submit the
online Claim Form using the Class Member ID printed on the email or mailed notice
you received. If you cannot locate your Class Member ID, use the contact option on
the official settlement website to request it. On the form, select your cash option
(the Alternative Cash Payment or Out-of-Pocket Losses) and indicate whether you want
the two years of medical monitoring. For Out-of-Pocket Losses, upload your
supporting documentation.
Method 2: U.S. mail. Download the printable Claim Form from the Settlement
Website (or request a paper form from the Settlement Administrator), complete it,
attach any supporting documentation for Out-of-Pocket Losses, and mail it to the
Settlement Administrator. Mailed claims must be postmarked no later than September 3,
2026.
For Out-of-Pocket Losses claims: Gather receipts, bank or credit card
statements, invoices, credit-monitoring bills, and any other records showing the
amount spent or lost and connecting it to the AMCA security incident. Self-prepared
documents such as handwritten receipts are not sufficient by themselves, but can be
submitted to add support to other documentation. You must also sign the attestation
confirming the losses are fairly traceable to the incident.
Key Labcorp AMCA Settlement Deadlines
• Submit a claim by: September 3, 2026 (online) or postmarked by
September 3, 2026 (mail)
• Opt out of the settlement by: July 27, 2026
• Object to the settlement by: July 27, 2026
• Final Fairness Hearing: August 20, 2026 at 11:00 a.m., before U.S.
District Judge Michael A. Hammer at the Martin Luther King Federal Courthouse in
Newark, New Jersey (Courtroom 2C)
The date and time of the Final Fairness Hearing may change without further notice,
so check the official settlement website for updates.
When Will I Receive My Labcorp AMCA Settlement Payment?
Payments will be distributed only after the Court grants final approval at the
August 20, 2026 fairness hearing and after any appeals are resolved or the period to
appeal has expired. The settlement notice does not specify an exact distribution
date.
• If no appeals are filed: distribution would likely begin some months
after final approval, once the claim period closes and the appeal window passes.
• If appeals are filed: distribution can be delayed by a year or more
while the appellate court reviews the settlement, the fee award, or the allocation
method.
What Happens If I Do Nothing?
If you do nothing and are a Settlement Class Member, you remain in the class but will
not receive any cash payment or monitoring. Unless you opt out, you will also give up
your right to sue Labcorp over the legal claims released by the settlement, including
claims arising out of or related to the AMCA security incident. Because the
Alternative Cash Payment requires no documentation and the medical monitoring is
free, filing a claim is the practical choice for most class members and takes only a
few minutes.
How to Opt Out or Object to the Settlement
Class members who do not want to be bound by the settlement have two alternatives,
both with the same July 27, 2026 deadline.
Opting out means giving up all settlement benefits but keeping the right to
sue Labcorp individually over the same claims (subject to any defenses Labcorp may
have, including statutes of limitations). A request for exclusion must be in writing,
postmarked by July 27, 2026, and mailed to the Settlement Administrator. It must
include the name of the proceeding and case number, your full name, your current
mailing address and telephone number, your personal signature, and a clear statement
that you want to be excluded ("Request for Exclusion").
Objecting means staying in the class (and remaining eligible for benefits)
but asking the Court to reject or change the settlement. A valid objection must
include your contact information, the case name and docket number, information
identifying you as a Settlement Class Member (such as your Class Member ID), a
written statement of the grounds for your objection, the identity of any counsel
representing you, a list of any other class action cases in which you or your counsel
have objected, whether you intend to appear at the Final Fairness Hearing, and your
personal signature. Objections must be postmarked to the Settlement Administrator no
later than July 27, 2026. You can both object and still submit a Claim Form to
receive a payment.
Other Active Data Breach Class Action Settlements
Data breaches affecting healthcare, financial, and consumer companies have become
increasingly common. Filing one claim does not affect your eligibility for any
others. Related open data breach settlements on OCA include:
• Official Settlement Website: amcadatabreachsettlement.com
• In re: American Medical Collection Agency, Inc. Customer Data Security
Breach Litigation (All Actions Against Laboratory Corporation of America Holdings),
Case No. 19-md-2904, U.S. District Court for the District of New Jersey (Judge
Michael A. Hammer)
• Settlement Class Notice and Settlement Agreement, available at
amcadatabreachsettlement.com
• Related OCA coverage:
Fidelity Investments Data Breach Settlement,
Flagstar Bank Data Breach Settlement,
Hot Data Breach Class Actions
Filing Class Action Settlement Claims
Please submit only truthful information on any Claim. False or fraudulent claims can
be rejected and may lead to penalties. If you are not sure whether you qualify,
review the eligibility information at amcadatabreachsettlement.com or contact the
Settlement Administrator through the official website. OpenClassActions.com is a
consumer news site and is not the Settlement Administrator or a law firm, and we do
not process or decide claims.
For more class actions keep scrolling below.
Settlement Amount
$35,000,000
Case Title
In re: American Medical Collection Agency, Inc. Customer Data Security Breach Litigation (All Actions Against Laboratory Corporation of America Holdings)
Case Number
19-md-2904 (JKS) (MAH)
Court
U.S. District Court, District of New Jersey
Final Approval Hearing
August 20, 2026 at 11:00 a.m. before Judge Michael A. Hammer Martin Luther King Federal Courthouse, Newark, NJ — Courtroom 2C