Published
March 9, 2026
Updated
July 29, 2026
The $6.5 million Liberty Mutual and Safeco settlement covers certain New Mexico UM/UIM policyholders; offset claims are closed, while direct premium refunds are automatic.
Current Status
The court granted final approval on June 23, 2026. The April 30 deadline for offset-subclass claims has passed. Members of the direct premium refund subclass do not need to file a claim, but the official site has not announced a payment date.StatusFinal Approval Granted — Payments Pending
Claim DeadlineApril 30, 2026 (Offset claims; passed)
BenefitUp to $25,000 for approved offsets; premium refunds automatic
Proof RequiredOffset certification required; premium refunds automatic
What Was This Case About?
The lawsuit alleged that Liberty Mutual and Safeco sold certain New Mexico UM/UIM coverage whose value could be reduced by an offset for the at-fault driver’s payment. The insurers denied wrongdoing and liability.Who Was Included?
The settlement covers certain New Mexico policyholders with UM/UIM coverage, and certain insureds whose UIM benefits were reduced by an offset, from October 1, 2010 through March 31, 2022.How Do the Two Benefits Differ?
Approved offset-subclass claims may receive up to $25,000. Direct premium refund subclass members are scheduled to receive proportional refunds automatically and did not need to submit a claim.Official Information
Review current notices and documents on the Crutcher UIM Settlement website.
Settlement Amount
$6,500,000
Case Title
Crutcher v. Liberty Mutual Insurance Company, et al.
Case Number
1:18-cv-00412-JCH-LF
Court
U.S. District Court, District of New Mexico
Current Milestone
Final approval granted June 23, 2026
Official Website
Crutcher UIM Settlement
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