If you got a breach notice from Cross Valley Federal Credit Union, you can file for cash and credit monitoring before the July 18, 2026 deadline.
What Is This Settlement About?
Cross Valley Federal Credit Union, a Pennsylvania-based credit union, has agreed to an up-to-$1,000,000 settlement to resolve a class action over a data breach the credit union discovered around December 4, 2024. According to the case, an unauthorized actor accessed the credit union's network, and the information potentially involved included names, addresses, and Social Security numbers. Court filings indicate roughly 17,826 people were notified. Cross Valley denies any wrongdoing and agreed to settle to avoid the cost and uncertainty of continued litigation.The case is captioned Chapple v. Cross Valley Federal Credit Union in the Court of Common Pleas of Luzerne County, Pennsylvania. The court granted preliminary approval on April 24, 2026, and a final approval hearing is scheduled for August 13, 2026.
Who Qualifies?
The settlement class includes individuals who were sent notice that their personal information was potentially compromised in the Cross Valley Federal Credit Union data breach discovered around December 4, 2024. If you received a settlement notice with a unique identifier, you are part of the class. The settlement notice is the simplest way to confirm your eligibility and the identifier you will need to file online.How Much Can You Get?
Class members may choose between two cash options. You can submit a claim for reimbursement of up to $5,000 for documented out-of-pocket losses fairly traceable to the breach — for example, unreimbursed fraud charges, bank fees, or the cost of credit-monitoring you purchased between December 4, 2024 and July 18, 2026 — with supporting documentation. If you do not have documented losses, you can instead claim a pro rata alternative cash payment of up to $50. In addition, all class members are eligible to enroll in two years of credit monitoring and financial fraud insurance using the code in their settlement notice. Because the fund is capped, the cash payments may be increased or reduced pro rata depending on how many valid claims are filed.How to File a Claim
You can file online or by mail using the claim form available on the official settlement website. To file online, you will need the unique identifier (such as a Notice ID or Class Member ID) printed on your settlement notice. If you are claiming documented out-of-pocket losses, attach the supporting records (receipts, bank or credit-card statements, or bills). If you lost or never received your notice, use the contact form on the official settlement website to request your filing information. All claims must be submitted by July 18, 2026.Beware of Scams
Legitimate settlement administrators do not ask you to pay a fee to receive your payment, and they do not request your full Social Security number or banking login by unsolicited phone call, text, or email. File only through the official settlement website and ignore anyone who contacts you demanding payment or sensitive credentials to "release" your funds.Frequently Asked Questions
Who is eligible for the Cross Valley FCU data breach settlement?
The settlement covers individuals who were notified that their personal information was affected by the Cross Valley Federal Credit Union data breach discovered around December 4, 2024. If you received a settlement notice, you are a class member.
How much can I get?
You can claim up to $5,000 for documented out-of-pocket losses, or, if you have no documented losses, a pro rata alternative cash payment of up to $50. All class members are also eligible for two years of credit monitoring and financial fraud insurance. Cash amounts may be adjusted pro rata depending on the number of valid claims.
What is the claim deadline?
Claim forms must be submitted online or by mail by July 18, 2026. The court will consider final approval at a hearing scheduled for August 13, 2026.
Do I need proof to file a claim?
Filing requires the unique identifier printed on your settlement notice, so proof of class membership is required. Documented out-of-pocket loss claims also require supporting records such as receipts, bank statements, or bills. Verify the exact requirements on the official settlement website.
Sources
- Chapple v. Cross Valley Federal Credit Union, No. 2025-03497, Court of Common Pleas of Luzerne County, Pennsylvania.
- Official settlement website — CVFCU Data Settlement.
- Vermont Attorney General — Cross Valley FCU Data Breach Notice to Consumers (March 2025).
