How much money will I get from the Trader Joe's class action settlement?

Class counsel estimates each Trader Joe's class action settlement payout will be between $56 and $113 per class member based on a typical 5% to 10% claim rate. Reporting on the settlement has placed the estimate at approximately $102.45 per class member. The Net Settlement Amount of $3,861,333.33 is divided pro rata among class members who file valid claims.

Do I need a Class ID number, Claim ID, or PIN to file the Trader Joe's settlement claim?

The official Trader Joe's settlement notice uses the term 'Class ID number' (other settlements call this Claim ID, Notice ID, or PIN). The Class ID is helpful for online and IVR phone claims because it pre-populates your information. If you do not have a Class ID, you may still attempt to file a paper claim form by mail -- the settlement administrator may follow up to validate your claim against Trader Joe's transaction records.

What is the deadline to file the Trader Joe's settlement claim?

The Trader Joe's class action settlement claim deadline is June 9, 2026, as confirmed by the official settlement website. The same date applies to the deadlines for opting out of the settlement, filing an objection, and requesting to speak at the Final Approval Hearing.

How do I know the Trader Joe's settlement is legitimate and not a scam?

The Trader Joe's class action settlement is a real settlement preliminarily approved on February 5, 2026 by Judge Elaine Lu of the Los Angeles Superior Court in Keim v. Trader Joe's Co., Case No. 19STCV36790. The official settlement website is TJ-FACTASettlement.com. The settlement administrator is Verita Global, LLC. Be cautious of any communication asking for your Social Security number, bank account password, or upfront payment to claim the settlement -- the legitimate process never asks for those.

Trader Joe's Class Action Settlement -- $7.4 Million FACTA Credit Card Receipt Settlement, Estimated $102 Per Class Member

Q: Why didn't I receive a Class ID number for the Trader Joe's settlement?

Direct notice with a Class ID number is sent only to Trader Joe's class members whose contact information was obtained from card-issuing banks via subpoena. If your bank did not provide your information, your address on file is outdated, your card was issued by a small bank that was not subpoenaed, or your notice was returned as undeliverable, you may not have received a Class ID. You can still file a paper claim form by mail -- the administrator will attempt to verify your eligibility.

Q: Do I need to have suffered identity theft to file a Trader Joe's settlement claim?

No. The official settlement notice confirms identity theft is not required to prove a FACTA claim, so you do not need to have suffered identity theft to submit a Trader Joe's settlement claim. Trader Joe's stated that no person has reported identity theft to the company based on the conduct alleged in this case, but eligibility is based on whether your card transaction is in the Trader Joe's class transaction data, not on whether you experienced identity theft.

Q: Is the Trader Joe's settlement final?

The Trader Joe's settlement received preliminary approval on February 5, 2026 from Judge Elaine Lu in Los Angeles Superior Court. The Final Approval Hearing is scheduled for August 10, 2026 at 8:30 AM. Payments will be distributed within 45 days after the Effective Date (final approval and resolution of any appeals).

By Steve Levine

Trader Joe's Class Action Settlement $7.4 Million FACTA Credit Card Receipt Keim v Trader Joes 2026

Published: April 13, 2026

Settlement Fund: $7,400,000

Estimated Payout: $56 to $113 Per Class Member (~$102.45 Per Reporting)

Class Period: March 5, 2019 -- July 19, 2019

Claim Deadline: June 9, 2026

Final Approval Hearing: August 10, 2026

Class Size: 757,663 Card Numbers

States Eligible: All 50 States (Nationwide)

What Is the Trader Joe's Class Action Settlement About?

Trader Joe's agreed to a $7.4 million class action settlement to resolve claims that the grocery chain printed credit and debit card receipts showing too many digits of customers' card numbers. The Trader Joe's class action settlement is in Keim v. Trader Joe's Company, Case No. 19STCV36790, before Judge Elaine Lu in Los Angeles County Superior Court.

Federal law (FACTA) requires retailers to truncate card numbers on printed receipts to no more than the last five digits. The Trader Joe's lawsuit alleges that between March 5, 2019 and July 19, 2019, certain Trader Joe's stores printed receipts showing the FIRST six AND LAST four digits -- ten digits total. Plaintiff Brian Keim says this increased customers' identity theft risk.

Trader Joe's denies wrongdoing but agreed (through its insurer) to settle. NOT all Trader Joe's stores were affected, and at the stores that were, only a small minority of transactions generated the non-compliant receipts. The estimated class size is 757,663 unique card numbers. Preliminary approval was granted February 5, 2026.

You do NOT need to have suffered identity theft to file a Trader Joe's settlement claim. The receipts at issue showed only the first 6 and last 4 digits -- not your name, address, expiration date, or any other personal info.

What Is the Total Trader Joe's Settlement Amount?

The Trader Joe's class action settlement fund is $7,400,000, non-reversionary -- no money goes back to Trader Joe's. Deductions from the gross fund:

• Up to $2,466,666.67 (33%) attorneys' fees -- split between Keogh Law Ltd, Hekmat Law Group, and Scott D. Owens P.A.
• Up to $65,000 attorney costs
• Up to $10,000 service award to Brian Keim
• Up to $997,000 administration costs

That leaves a Net Settlement Amount of approximately $3,861,333.33 for Trader Joe's class members.

How Much Money Will I Get from the Trader Joe's Settlement?

Class counsel estimates each Trader Joe's settlement payout will fall between $56 and $113. Some media reports cite around $102.45 per class member.

The math: the $3,861,333.33 Net Settlement Amount is divided pro rata among everyone who files a valid claim. If 5% of the 757,663 class members file (~37,883 people), each Trader Joe's settlement payout is roughly $102. If 10% file (~75,766 people), each payout drops to about $51. Higher claim rates = smaller individual checks.

If money is left after the first distribution, a second pro rata distribution goes to class members who already cashed their first checks. Anything left over goes to the Identity Theft Resource Center.

Who Qualifies for the Trader Joe's Class Action Settlement?

You qualify for the Trader Joe's settlement if you used a credit or debit card at Trader Joe's between March 5, 2019 and July 19, 2019, and your transaction was processed by a Trader Joe's payment system that printed a receipt with the first 6 and last 4 digits of your card number.

Important: NOT every Trader Joe's transaction during that window qualifies. The class is limited to 757,663 specific card numbers in Trader Joe's transaction data. The administrator cross-references every claim. If your transaction isn't in the records, the claim won't be valid.

Which States Qualify for the Trader Joe's Settlement?

All 50 states qualify. The Trader Joe's class action settlement is nationwide -- it is NOT limited to any single state.

FACTA is a federal law (15 U.S.C. § 1681c(g)), so eligibility does not depend on where you live or which state you shopped in. The case was filed in Los Angeles County Superior Court (Keim v. Trader Joe's Company, Case No. 19STCV36790), but Los Angeles is simply the venue -- the settlement class is not limited to California residents.

What actually decides whether you qualify is whether your credit or debit card transaction at Trader Joe's between March 5, 2019 and July 19, 2019 is one of the 757,663 card numbers in Trader Joe's class transaction data. If you made a qualifying purchase at an affected Trader Joe's store during the class period, you are eligible regardless of your state of residence -- whether you shopped at a Trader Joe's in California, New York, Texas, Illinois, Florida, Washington, Massachusetts, or any other state where Trader Joe's operates.

Do I Need a Class ID, Claim ID, or PIN?

The official Trader Joe's settlement notice calls it a "Class ID number" (other settlements call this a Claim ID, Notice ID, or PIN -- same thing). The Class ID is printed on the notice mailed or emailed to you.

For online or phone (IVR) Trader Joe's settlement claims: the Class ID is needed to log in. The form pre-populates with your info.

For mail claims: you can still mail a paper Trader Joe's claim form even without a Class ID. The administrator may follow up to validate your claim against Trader Joe's transaction data.

How Do I File the Trader Joe's Settlement Claim?

Three ways to file your Trader Joe's class action settlement claim:

• Online: Visit TJ-FACTASettlement.com, enter your Class ID, confirm your info, submit
• Phone: Call the toll-free number on your direct notice and follow the IVR prompts
• Mail: Print the paper claim form from TJ-FACTASettlement.com, fill it in, and mail it. Include your Class ID if you have one

Your Trader Joe's settlement claim must be submitted online or postmarked by June 9, 2026.

How Do I Request a Class ID If I Did Not Receive One?

If you did not receive a Class ID number for the Trader Joe's settlement, you have two options:

• Contact the Trader Joe's settlement administrator (Verita Global) through TJ-FACTASettlement.com -- ask if they can issue you a Class ID
• File a paper Trader Joe's claim form by mail with your name and contact info -- the administrator may follow up to validate your claim

Only the Trader Joe's settlement administrator (Verita Global) is authorized to issue Class IDs. Never give personal info or money to any third party claiming to "verify" your Trader Joe's settlement Class ID -- that is a scam.

Why Didn't I Receive a Class ID?

Direct notice goes only to Trader Joe's class members whose contact info was obtained through subpoenas to card-issuing banks (Visa, Mastercard, Amex, Discover). You may not have received a Trader Joe's settlement Class ID because:

• Your bank did not provide your contact info
• Your address or email on file is outdated
• Your card was issued by a small bank that was not subpoenaed
• Your notice was returned undeliverable

None of those reasons disqualify you. You can still file a paper Trader Joe's claim form by mail.

What Proof Do I Need to File the Trader Joe's Claim?

None. The Trader Joe's class action settlement is a "no proof required" settlement. You don't need receipts, statements, or proof of purchase to file your Trader Joe's settlement claim.

The Class ID number is NOT proof of purchase. It's just an identifier that links you to the Trader Joe's transaction records the administrator already has. If you have a Class ID, claims are quicker. Without one, you can still file by mail.

All you need on the Trader Joe's claim form: your name, address, phone number (optional), email (if you have one), and Class ID (only for online or phone claims).

When Is the Trader Joe's Settlement Claim Deadline?

June 9, 2026 -- confirmed by the official Trader Joe's settlement website. The same date is also the deadline to:

• Submit your Trader Joe's claim form (online, phone, or mail postmark)
• Opt out of the Trader Joe's settlement
• File an objection
• Request to speak at the Final Approval Hearing

Is the Trader Joe's Settlement Final?

Not yet. The Trader Joe's settlement received PRELIMINARY approval on February 5, 2026. The Final Approval Hearing is August 10, 2026 at 8:30 AM in Department 9, Stanley Mosk Courthouse, Los Angeles.

The settlement could still change. If more than 2% of class members opt out, Trader Joe's can terminate the deal. Attorneys' fees and the service award could be reduced. Trader Joe's settlement payments will be distributed within 45 days after final approval is finalized.

How Do I Know the Trader Joe's Settlement Is Legitimate?

The Trader Joe's class action settlement is a real, court-supervised settlement. Verify legitimacy here:

• Official website: TJ-FACTASettlement.com
• Court case: Keim v. Trader Joe's Company, Case No. 19STCV36790, Department 9, Judge Elaine Lu (Los Angeles Superior Court)
• Settlement administrator: Verita Global, LLC
• Preliminary approval order publicly issued February 5, 2026

Red flags for Trader Joe's settlement scams: anyone asking for your Social Security number, password, or upfront payment. Anyone calling you and asking for personal info. Any website that is NOT TJ-FACTASettlement.com. The legitimate Trader Joe's administrator only needs the contact info needed to mail your check or deposit your payment.

How Do I Find Class Action Settlements?

Find all the latest class actions you can qualify for by getting notified of new lawsuits as soon as they are open to claims:

Settlement Website: TJ-FACTASettlement.com

Submit Claim

Official Preliminary Approval Order (PDF)

Sources

• Official Settlement Website -- TJ-FACTASettlement.com
• Preliminary Approval Order (February 5, 2026), Keim v. Trader Joe's Company, Case No. 19STCV36790, Los Angeles County Superior Court, Department 9 (Judge Elaine Lu)
• Second Amended Settlement Agreement (filed January 21, 2026)

Case Information

Case: Keim v. Trader Joe's Company, Case No. 19STCV36790
Court: Los Angeles County Superior Court, Department 9
Judge: Hon. Elaine Lu
Defendant: Trader Joe's Company
Class Representative: Brian Keim
Settlement Fund: $7,400,000 (non-reversionary)
Net Settlement Amount: Approximately $3,861,333.33
Estimated Per-Class-Member Payout: $56 to $113 (~$102.45 per reporting)
Class Size: 757,663 unique card numbers
Class Period: March 5, 2019 -- July 19, 2019
States Eligible: All 50 States (Nationwide -- not limited to California)
Allegation: Violation of Fair and Accurate Credit Transactions Act (FACTA), 15 U.S.C. § 1681c(g) -- printing receipts displaying first six and last four digits of credit/debit card numbers
Preliminary Approval: February 5, 2026
Final Approval Hearing: August 10, 2026 at 8:30 AM, Department 9, Stanley Mosk Courthouse, Los Angeles
Motion for Final Approval Deadline: June 30, 2026
Anticipated Notice Date: Approximately March 27, 2026
Claim Deadline: June 9, 2026 (also opt-out and objection deadline)
Proof Required: No
Identity Theft Required: No (FACTA does not require proof of identity theft)
Class ID / Claim ID Required: Required for online and IVR claims; mail claim option may still be filed without one (administrator may follow up to validate)
Funding Source: Trader Joe's insurer (not Trader Joe's directly)
Payment Method: Electronic deposit or paper check (class member's choice)
Payment Distribution: Within 45 days after Effective Date
Attorneys' Fees: Up to $2,466,666.67 (33%)
Class Counsel: Keogh Law Ltd; Hekmat Law Group; Scott D. Owens P.A.
Service Award: Up to $10,000 to Brian Keim
Settlement Administrator: Verita Global, LLC
Cy Pres Recipient: Identity Theft Resource Center (ITRC)
Settlement Website: TJ-FACTASettlement.com

Filing Class Action Settlement Claims

Please note that your claim form will be rejected if you submit a settlement claim with any fraudulent information. By providing this information and your sworn statement of its veracity, you agree to do so under the penalty of perjury. OpenClassActions.com is a consumer advocacy and class action news site, and is not a class action administrator or a law firm.

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Trader Joe's Settlement Summary
Status	Open — File Claim Now
Settlement Fund	$7,400,000
Est. Payout	$56 – $113 (~$102)
Class Size	757,663 cards
States	All 50 (Nationwide)
Class Period	Mar 5 – Jul 19, 2019
Proof Required	No
Claim Deadline	June 9, 2026
Class ID for Mail	Helpful but not required
Final Hearing	August 10, 2026
Website	TJ-FACTASettlement