Published
April 13, 2026
Updated
June 10, 2026
The claim deadline for this $7.4 million Trader Joe's FACTA receipt settlement passed June 9, 2026 — here is who qualified, the estimated payout, and where the case stands.
What Is the Trader Joe's Class Action Settlement About?
Trader Joe's agreed to a $7.4 million class action settlement to resolve claims that the grocery chain printed credit and debit card receipts showing too many digits of customers' card numbers. The Trader Joe's class action settlement is in Keim v. Trader Joe's Company, Case No. 19STCV36790, before Judge Elaine Lu in Los Angeles County Superior Court.Federal law (FACTA) requires retailers to truncate card numbers on printed receipts to no more than the last five digits. The Trader Joe's lawsuit alleges that between March 5, 2019 and July 19, 2019, certain Trader Joe's stores printed receipts showing the FIRST six AND LAST four digits -- ten digits total. Plaintiff Brian Keim says this increased customers' identity theft risk.
Trader Joe's denies wrongdoing but agreed (through its insurer) to settle. NOT all Trader Joe's stores were affected, and at the stores that were, only a small minority of transactions generated the non-compliant receipts. The estimated class size is 757,663 unique card numbers. Preliminary approval was granted February 5, 2026.
You do NOT need to have suffered identity theft to file a Trader Joe's settlement claim. The receipts at issue showed only the first 6 and last 4 digits -- not your name, address, expiration date, or any other personal info.
Status
Claims Closed
Claim Deadline
June 9, 2026 (Passed)
Estimated Payout
$56 – $113
~$102 per reporting · pro rata of $3.86M net
Proof Required
No
Claim ID & PIN optional — mail-in form available without them
What Is the Total Trader Joe's Settlement Amount?
The Trader Joe's class action settlement fund is $7,400,000, non-reversionary -- no money goes back to Trader Joe's. Deductions from the gross fund:• Up to $2,466,666.67 (33%) attorneys' fees -- split between Keogh Law Ltd, Hekmat Law Group, and Scott D. Owens P.A.
• Up to $65,000 attorney costs
• Up to $10,000 service award to Brian Keim
• Up to $997,000 administration costs
That leaves a Net Settlement Amount of approximately $3,861,333.33 for Trader Joe's class members.
How Much Money Will I Get from the Trader Joe's Settlement?
Class counsel estimates each Trader Joe's settlement payout will fall between $56 and $113. Some media reports cite around $102.45 per class member.The math: the $3,861,333.33 Net Settlement Amount is divided pro rata among everyone who files a valid claim. If 5% of the 757,663 class members file (~37,883 people), each Trader Joe's settlement payout is roughly $102. If 10% file (~75,766 people), each payout drops to about $51. Higher claim rates = smaller individual checks.
If money is left after the first distribution, a second pro rata distribution goes to class members who already cashed their first checks. Anything left over goes to the Identity Theft Resource Center.
Who Qualifies for the Trader Joe's Class Action Settlement?
You qualify for the Trader Joe's settlement if you used a credit or debit card at Trader Joe's between March 5, 2019 and July 19, 2019, and your transaction was processed by a Trader Joe's payment system that printed a receipt with the first 6 and last 4 digits of your card number.Important: NOT every Trader Joe's transaction during that window qualifies. The class is limited to 757,663 specific card numbers in Trader Joe's transaction data. The administrator cross-references every claim. If your transaction isn't in the records, the claim won't be valid.
Which States Qualify for the Trader Joe's Settlement?
All 50 states qualify. The Trader Joe's class action settlement is nationwide -- it is NOT limited to any single state.FACTA is a federal law (15 U.S.C. § 1681c(g)), so eligibility does not depend on where you live or which state you shopped in. The case was filed in Los Angeles County Superior Court (Keim v. Trader Joe's Company, Case No. 19STCV36790), but Los Angeles is simply the venue -- the settlement class is not limited to California residents.
What actually decides whether you qualify is whether your credit or debit card transaction at Trader Joe's between March 5, 2019 and July 19, 2019 is one of the 757,663 card numbers in Trader Joe's class transaction data. If you made a qualifying purchase at an affected Trader Joe's store during the class period, you are eligible regardless of your state of residence -- whether you shopped at a Trader Joe's in California, New York, Texas, Illinois, Florida, Washington, Massachusetts, or any other state where Trader Joe's operates.
Do I Need a Class ID, Claim ID, or PIN?
The official Trader Joe's settlement notice calls it a "Class ID number" (other settlements call this a Claim ID, Notice ID, or PIN -- same thing). The Class ID is printed on the notice mailed or emailed to you.For online or phone (IVR) Trader Joe's settlement claims: the Class ID is needed to log in. The form pre-populates with your info.
For mail claims: you can still mail a paper Trader Joe's claim form even without a Class ID. The administrator may follow up to validate your claim against Trader Joe's transaction data.
How Were Claims Filed?
Class members could file online at TJ-FACTASettlement.com, by phone (IVR), or by mailing a paper claim form. Claims had to be submitted online or postmarked by June 9, 2026 — that deadline has now passed, and new claims are no longer being accepted.If you filed a valid claim before the deadline, no further action is needed. The administrator (Verita Global) will review claims, and payments are expected within 45 days after the Effective Date, assuming the court grants final approval at the August 10, 2026 hearing.
How Do I Request a Class ID If I Did Not Receive One?
If you did not receive a Class ID number for the Trader Joe's settlement, you have two options:• Contact the Trader Joe's settlement administrator (Verita Global) through TJ-FACTASettlement.com -- ask if they can issue you a Class ID
• File a paper Trader Joe's claim form by mail with your name and contact info -- the administrator may follow up to validate your claim
Only the Trader Joe's settlement administrator (Verita Global) is authorized to issue Class IDs. Never give personal info or money to any third party claiming to "verify" your Trader Joe's settlement Class ID -- that is a scam.
Why Didn't I Receive a Class ID?
Direct notice goes only to Trader Joe's class members whose contact info was obtained through subpoenas to card-issuing banks (Visa, Mastercard, Amex, Discover). You may not have received a Trader Joe's settlement Class ID because:• Your bank did not provide your contact info
• Your address or email on file is outdated
• Your card was issued by a small bank that was not subpoenaed
• Your notice was returned undeliverable
None of those reasons disqualify you. You can still file a paper Trader Joe's claim form by mail.
What Proof Do I Need to File the Trader Joe's Claim?
None. The Trader Joe's class action settlement is a "no proof required" settlement. You don't need receipts, statements, or proof of purchase to file your Trader Joe's settlement claim.The Class ID number is NOT proof of purchase. It's just an identifier that links you to the Trader Joe's transaction records the administrator already has. If you have a Class ID, claims are quicker. Without one, you can still file by mail.
All you need on the Trader Joe's claim form: your name, address, phone number (optional), email (if you have one), and Class ID (only for online or phone claims).
When Was the Trader Joe's Settlement Claim Deadline?
June 9, 2026 -- confirmed by the official Trader Joe's settlement website. That deadline has now passed. The same date was also the deadline to opt out of the settlement, file an objection, and request to speak at the Final Approval Hearing.Is the Trader Joe's Settlement Final?
Not yet. The Trader Joe's settlement received PRELIMINARY approval on February 5, 2026. The Final Approval Hearing is August 10, 2026 at 8:30 AM in Department 9, Stanley Mosk Courthouse, Los Angeles.The settlement could still change. If more than 2% of class members opt out, Trader Joe's can terminate the deal. Attorneys' fees and the service award could be reduced. Trader Joe's settlement payments will be distributed within 45 days after final approval is finalized.
How Do I Know the Trader Joe's Settlement Is Legitimate?
The Trader Joe's class action settlement is a real, court-supervised settlement. Verify legitimacy here:• Official website: TJ-FACTASettlement.com
• Court case: Keim v. Trader Joe's Company, Case No. 19STCV36790, Department 9, Judge Elaine Lu (Los Angeles Superior Court)
• Settlement administrator: Verita Global, LLC
• Preliminary approval order publicly issued February 5, 2026
Red flags for Trader Joe's settlement scams: anyone asking for your Social Security number, password, or upfront payment. Anyone calling you and asking for personal info. Any website that is NOT TJ-FACTASettlement.com. The legitimate Trader Joe's administrator only needs the contact info needed to mail your check or deposit your payment.
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Settlement Website: TJ-FACTASettlement.com
Official Preliminary Approval Order (PDF)
Sources
• Official Settlement Website -- TJ-FACTASettlement.com• Preliminary Approval Order (February 5, 2026), Keim v. Trader Joe's Company, Case No. 19STCV36790, Los Angeles County Superior Court, Department 9 (Judge Elaine Lu)
• Second Amended Settlement Agreement (filed January 21, 2026)
Case Information
Case: Keim v. Trader Joe's Company, Case No. 19STCV36790
Court: Los Angeles County Superior Court, Department 9
Judge: Hon. Elaine Lu
Defendant: Trader Joe's Company
Class Representative: Brian Keim
Settlement Fund: $7,400,000 (non-reversionary)
Net Settlement Amount: Approximately $3,861,333.33
Estimated Per-Class-Member Payout: $56 to $113 (~$102.45 per reporting)
Class Size: 757,663 unique card numbers
Class Period: March 5, 2019 -- July 19, 2019
States Eligible: All 50 States (Nationwide -- not limited to California)
Allegation: Violation of Fair and Accurate Credit Transactions Act (FACTA), 15 U.S.C. § 1681c(g) -- printing receipts displaying first six and last four digits of credit/debit card numbers
Preliminary Approval: February 5, 2026
Final Approval Hearing: August 10, 2026 at 8:30 AM, Department 9, Stanley Mosk Courthouse, Los Angeles
Motion for Final Approval Deadline: June 30, 2026
Anticipated Notice Date: Approximately March 27, 2026
Claim Deadline: June 9, 2026 (also opt-out and objection deadline) — PASSED
Proof Required: No
Identity Theft Required: No (FACTA does not require proof of identity theft)
Class ID / Claim ID Required: Required for online and IVR claims; mail claim option may still be filed without one (administrator may follow up to validate)
Funding Source: Trader Joe's insurer (not Trader Joe's directly)
Payment Method: Electronic deposit or paper check (class member's choice)
Payment Distribution: Within 45 days after Effective Date
Attorneys' Fees: Up to $2,466,666.67 (33%)
Class Counsel: Keogh Law Ltd; Hekmat Law Group; Scott D. Owens P.A.
Service Award: Up to $10,000 to Brian Keim
Settlement Administrator: Verita Global, LLC
Cy Pres Recipient: Identity Theft Resource Center (ITRC)
Settlement Website: TJ-FACTASettlement.com
For more class actions keep scrolling below.
Settlement Amount
$7,400,000
non-reversionary
Case Title
Keim v. Trader Joe's Company
Case Number
19STCV36790
Court
Los Angeles County Superior Court
Final Approval Hearing
August 10, 2026 at 8:30 a.m. before Judge Elaine Lu
Department 9 — Stanley Mosk Courthouse, Los Angeles
Administrator
Verita Global
Official Website
TJ-FACTA Settlement.com
