Who is getting checks

People who previously received and cashed a first FTC refund and who paid Progressive Leasing at least $616.62 or more. The FTC selected recipients directly from settlement data. No claim form is needed.

How much is the second payment

The FTC is sending 1,221,146 checks totaling over $27 million. Individual amounts vary based on what each person paid. The letter with the check states your exact amount.

Do I have to file a claim

No claim form is required. Checks are mailed automatically by the FTC’s refund administrator.

What if I did not get a check

Only people who meet the FTC’s criteria will receive a check. If you think you qualify but did not receive one, contact the refund administrator at 1-877-625-9449 to ask about your status and address.

Call 1-877-625-9449 to update your mailing address or request a reissue if your check was returned as undeliverable.

My check is lost or expired

If your check was lost, stolen, or expired, call 1-877-625-9449 to ask about a replacement. Expired checks can often be reissued while the program remains open.

How can I confirm the check is real

Real FTC checks come with an official letter. You can verify at ftc.gov/refunds or by calling 1-877-625-9449. The FTC never asks you to pay fees or provide bank passwords to cash a refund.

Which stores used Progressive Leasing

Progressive Leasing operated in more than 24,000 stores including Big Lots, Mattress Firm, Best Buy, Kay Jewelers, Zales, Conn’s, and Cricket Wireless.

Why is the FTC sending refunds

Progressive Leasing settled FTC allegations that it misled shoppers with no interest or same as cash messaging. The company paid $175 million in 2020 to fund refunds.

Is this part of a class action

No. This is an FTC law enforcement settlement. The FTC distributes refunds using money collected from Progressive Leasing.

Generally, refunds that return money you overpaid for personal purchases are not income. Individual situations vary. Keep your letter and consult a tax professional for advice.

Información en español

La FTC ofrece información en español en ftc.gov/espanol y en la página de reembolsos. Llame al 1-877-625-9449 para ayuda con su cheque.

FTC Sends More Refunds to Progressive Leasing Customers - October 2025

Q: What is the deadline to cash the check

You must cash your check within 90 days of the issue date printed on it.

By Steve Levine

Photo Credit: Unsplash | Published: October 14, 2025

Claim Form: No claim required

Estimated Distribution: Over $27 million in the second round

Proof Required: None to receive the mailed check

Progressive Leasing FTC Settlement Sending $27 Million in Checks

The Federal Trade Commission is sending another wave of checks to people who used Progressive Leasing’s rent to own plans and paid more than expected. This second distribution totals more than $27 million across 1,221,146 checks. You must cash your check within 90 days. If you got a letter with a check from the FTC, it is real. No claim form is needed to apply.

Why refunds are going out

Progressive Leasing paid $175 million in 2020 to resolve FTC allegations that its marketing misled shoppers with no interest and same as cash language. The FTC first mailed more than $143 million in June 2021. Money remains in the fund, so the FTC is sending a second round now.

Who gets a check

People who previously received and cashed a first FTC payment and who paid Progressive Leasing $616.62 or more. The FTC identified recipients from settlement data. You do not need to apply.

What the check looks like

Your envelope includes an official letter and a paper check issued by the FTC’s refund administrator. There are no fees to cash it. The FTC will not ask for your bank login, gift cards, or wire transfers.

If your address changed or your check is lost

Call the refund administrator at 1-877-625-9449 to update your address or request a reissue if the check was returned, lost, or expired.

Stores where Progressive Leasing operated

Examples include Big Lots, Mattress Firm, Best Buy, Kay Jewelers, Zales, Conn’s, and Cricket Wireless. Progressive Leasing offered lease to own plans online and in store at more than 24,000 locations.

FAQ

Do I need to file a claim
No. If you are eligible, the FTC mailed your check automatically.

How much will I get
Amounts vary. Your letter shows your personal amount. The second round totals more than $27 million across 1,221,146 checks.

What is the deadline to cash the check
You have 90 days from the date on the check. If it expires, call 1-877-625-9449 to ask about a reissue.

I think I qualify but did not receive a check
Only people who meet the FTC’s criteria receive checks. You can call 1-877-625-9449 to ask about address updates or eligibility.

Is this a scam
Real FTC refunds never require payment. Verify at ftc.gov refunds page or call 1-877-625-9449.

Are refunds taxable
Please consult with a professional. Keep any letters or notices you receive from the Progressive Leasing settlement and consult a tax professional with questions.