If you ever paid a fee to withdraw cash from an ATM, here is where the $197.5M Mackmin payouts stand and what the new $167.5M Burke nonbank settlement could mean for you.
Latest Update — September 11, 2026
The official settlement website for the $197.5 million Mackmin v. Visa ATM surcharge settlement now says that digital payments were issued between April and June 2026 and that all digital payments have since been canceled. The same notice warns that, in recent days, there have been fraudulent attempts to send digital payments to class members, and tells class members not to click any links in those emails.What that means, fact by fact:
• The April–June payment emails no longer work. Digital settlement payments are sent as single-use electronic payment links — PayPal, Venmo, virtual prepaid card, ACH direct deposit, or a digital gift card — emailed to each valid claimant. Canceling a payment voids the link, so an unredeemed payment from that window can no longer be collected through the email it arrived in.
• Some claimants are still being paid, so the cancellation is not the end of the distribution. Class members report receiving digital payments in September 2026 after contacting the Claims Administrator to ask about a claim that had been under review and was approved. Those are consumer reports rather than anything the administrator has published — the official notice says only that the April–June payments were canceled, and it sets no new payment date. If your claim was approved, or was under review, and you have not been paid, asking the administrator about your payment status through the contact page on the official settlement website is a reasonable step.
• The administrator has not explained the cancellation. The notice gives no reason for it, no date for reissued payments, no statement that the canceled payments will be reissued, and nothing about payments that were already redeemed during the April–June window. What claimants are reporting fills part of that gap; the administrator has published nothing further.
• The claim window is still closed. The Mackmin claim deadline was January 22, 2025. The cancellation does not reopen claims and there is no new claim form, so there is nothing for a class member to file and no action to take.
• What the fraudulent emails tend to look like. They arrive as a payment notification and push you to a link to “verify,” “confirm” or “release” your money, then ask for bank account, debit card or account login details, or a fee to process the payment. No legitimate class action administrator charges a fee to release a settlement payment. Type the official settlement website address in yourself instead of following an emailed link, and report phishing to the FTC at reportfraud.ftc.gov.
Separately, and on the same day, the other open ATM case moved: the claim window in the $167.5 million Burke v. Visa nonbank ATM settlement opened on September 11, 2026 and runs through February 10, 2027. That is a different settlement covering surcharges at independent, non-bank ATMs, it has no payments yet, and it needs no documents to file — details in our report on the open claim window.
This settlement is a known target: of the 63,506,549 claims submitted, 63,202,391 were flagged as fraudulent in the administrator's review and recommended for rejection, leaving 296,877 valid claims. The only status that counts is what the official settlement website and the court docket say — not an email.
ATM Settlement Updates at a Glance
There is more than one ATM surcharge class action settlement, and they are easy to confuse. This page is the overview; each settlement has its own detail page with the full story.• $197.5M Mackmin v. Visa settlement — fully approved. Digital payments began April 6, 2026 to 296,877 valid claims, were issued through June 2026, and have all since been canceled per the official settlement website. The claim deadline (January 22, 2025) has passed; no new claims are accepted.
• $167.5M Burke v. Visa nonbank settlement — claims are open. The court granted preliminary approval on August 14, 2026 (ECF No. 198), the claim period opened September 11, 2026, and the deadline is February 10, 2027. It covers surcharges paid at independent (non-bank) ATMs and needs no documents to file.
• The earlier $66 million bank-ATM settlement (JPMorgan Chase, Wells Fargo, Bank of America) is closed and was paid out to claimants who filed on time.
When Will ATM Class Action Settlement Payments Be Sent?
Digital payments from the $197.5 million Mackmin v. Visa settlement began on April 6, 2026, after the court granted final approval on June 20, 2025 and approved the distribution motion on December 3, 2025. The official settlement website now says those payments were issued between April and June 2026 and that all digital payments have since been canceled. It does not give a reason, set a new payment date, or say whether the canceled payments will be reissued, so there is no published payment schedule for this settlement right now.Payments have not stopped entirely, though. Class members report receiving digital payments in September 2026 after contacting the Claims Administrator about a claim that had been under review and was approved. Those are consumer reports rather than an administrator announcement, so there is no date anyone can rely on — but if your claim was approved, or was under review, and you have not been paid, asking about your payment status through the contact page on the official settlement website is a reasonable step.
Be careful with payment emails either way. The official notice says fraudulent attempts to send digital payments to class members have been made in recent days and warns class members not to click links in those emails — and because some genuine payments are still going out, a reader cannot tell a real payment email from a fake one by looking at it. The safe pattern is the same in both cases: do not click the link, go to the official settlement website by typing the address, and follow up with the administrator from there.
A total of 63,506,549 claims were submitted for the ATM settlement. After fraud analysis using internal reviews and ClaimScore technology, 63,202,391 claims were flagged as fraudulent and recommended for rejection. Only 296,877 claims were identified as valid. Because the $197.5 million fund is divided among that much smaller pool, the per-claim payouts are larger than in typical settlements.
For more detail on payment timing, fraud-review numbers, and what eligible claimants should watch for, see our reporting: ATM settlement payments now available (April 2026) and the payout update and fraud-review timeline.
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What Is the $197.5M Mackmin ATM Settlement About?
The Mackmin v. Visa settlement resolves allegations that Visa, Mastercard, and member banks created network rules that restrained competition and inflated the surcharge fees consumers paid to withdraw cash from ATMs. The defendants did not admit wrongdoing. If you paid a surcharge to withdraw cash from a bank ATM in the United States during the class period, you may have been a member of the settlement class. Learn more about the Mackmin ATM settlement here.The case grew out of litigation alleging that the major card networks and banks violated federal antitrust laws through restraints that allegedly inflated ATM surcharges paid by the class. The earlier $66 million bank-ATM settlement with JPMorgan Chase, Wells Fargo, and Bank of America resolved related claims on behalf of cardholders who used a bank ATM owned by an entity different from the one that issued their ATM card and were assessed a surcharge. That earlier settlement is closed and has been paid out.
The New $167.5M Burke Nonbank ATM Settlement
A third ATM fee settlement has since been filed: the $167.5M Burke v. Visa nonbank ATM settlement, covering surcharges paid at independent (non-bank) ATMs after October 24, 2007. It was filed for preliminary approval on December 18, 2025, the court granted preliminary approval on August 14, 2026 (ECF No. 198), and the claim period opened September 11, 2026. Combined with the two prior ATM settlements, total ATM fee settlements now exceed $430 million.There is something to file now. The Burke claim form is live on the official settlement website and can be submitted online or mailed postmarked no later than February 10, 2027; no documents are required, and the form asks for an estimated count of surcharged withdrawals at independent ATMs. Two earlier deadlines apply if you would rather leave the settlement or object to it — both fall on December 11, 2026 — and the Fairness Hearing at which the court will consider final approval is set for February 17, 2027, so no Burke payments can be issued before then. Our report on the day the window opened covers the claim form and the deadlines in detail: nonbank ATM surcharge settlement claims are open.
Who Qualified for the ATM Settlement?
For the Mackmin and earlier bank-ATM settlements, you may have been a class member if, during the class period, you paid a surcharge to withdraw cash from a bank ATM in the United States using a card issued by a different entity than the one that owned the ATM. The Burke settlement instead covers surcharges paid at independent, non-bank ATMs. Each settlement defines its class and class period differently, so check the specific detail page that matches your situation.How Much Will ATM Settlement Payments Be?
There is no fixed per-person amount. Each Mackmin payout depends on the claimant's claimed overcharges, the number of valid claims, attorneys' fees and administration costs, and the final distribution formula. Because only 296,877 of more than 63 million submitted claims were found valid, the per-claim shares are unusually large. Do not assume a specific amount unless you receive confirmation from the official settlement administrator.ATM Settlement FAQs
Can I still file an ATM settlement claim?
No new claims are being accepted for the $197.5M Mackmin v. Visa ATM surcharge settlement — that claim deadline passed on January 22, 2025, and the cancellation of the digital payments does not reopen it. The separate $167.5M Burke v. Visa nonbank ATM settlement is open for claims through February 10, 2027, so anyone surcharged at an independent, non-bank ATM can still file there.
When will ATM settlement payments be sent?
Digital payments from the $197.5 million Mackmin v. Visa settlement began on April 6, 2026, but the official settlement website now says payments were issued between April and June 2026 and that all digital payments have since been canceled. The notice does not give a reason, does not say whether or when the canceled payments will be reissued, and does not address payments that were already redeemed. Payments have not stopped entirely: class members report receiving digital payments in September 2026 after asking the Claims Administrator about claims that had been under review and were approved. There is no published payment date, and the January 22, 2025 claim deadline has passed so there is nothing to file — but an approved or under-review claimant who has not been paid can ask the administrator about their payment status through the official settlement website.
Why are ATM settlement payments so large?
Of the 63,506,549 claims submitted, 63,202,391 were flagged as fraudulent during the administrator's fraud review and recommended for rejection, leaving only 296,877 valid claims. Dividing the $197.5 million fund (less roughly $49.4 million in attorneys' fees and administration costs) among that much smaller pool produces larger per-claim payouts than typical settlements.
Was proof of purchase required for the ATM settlement?
No. Claims in the Mackmin v. Visa settlement were filed under attestation, with no receipts required. The Burke nonbank ATM claim form, now live, also requires no documents to file, though the administrator may later request bank statements or other support.
Why were the ATM settlement digital payments canceled, and are the payment emails real?
The official settlement website states that all digital payments have been canceled and that there have recently been fraudulent attempts to send digital payments to class members, and it tells class members not to click links in those emails. It does not give a reason for the cancellation, and it does not say that the distribution is over: class members report receiving digital payments in September 2026 after asking the Claims Administrator about claims that had been under review and were approved. So some payment emails are genuine and some are not, and the notice does not tell you which is which. The safe pattern is to reach the administrator or your payment by going to the official settlement website yourself rather than following a link in an email, and never to provide bank, card or account login details — or pay a fee — to release a settlement payment.
What is the new $167.5M Burke ATM settlement?
Burke v. Visa is a separate $167.5 million settlement covering surcharges paid at independent, non-bank ATMs between October 24, 2007 and August 14, 2026. The court granted preliminary approval on August 14, 2026 (ECF No. 198), the claim period opened September 11, 2026, and the claim deadline is February 10, 2027. No documents are required to file. Combined with the prior ATM fee settlements, total ATM fee settlements now exceed $430 million.
Sources
• Official Settlement Website — ATMClassAction.com• Mackmin v. Visa Inc., No. 1:11-cv-01831-RJL, U.S. District Court, District of Columbia
• Burke v. Visa Inc., No. 1:11-cv-01882, U.S. District Court, District of Columbia (nonbank ATM settlement, filed December 18, 2025; preliminary approval granted August 14, 2026, ECF No. 198)
• OpenClassActions — Nonbank ATM Surcharge Settlement Claims Are Open
• Federal Trade Commission — Report Fraud
• OpenClassActions — $197.5M Mackmin v. Visa ATM Settlement
• OpenClassActions — $167.5M Burke v. Visa Nonbank ATM Settlement
