Published
February 16, 2025
Updated
July 29, 2026
This settlement resolves claims that the GEICO companies underpaid Florida health care providers on personal injury protection (PIP) bills by not applying the highest 2007 Medicare Part B rate. It covered providers who held an assignment of benefits and billed GEICO between September 18, 2015 and August 12, 2024, and the claim window closed in February 2025.
Current Status
Claims are closed. Settlement claim forms had to be postmarked, or uploaded through the settlement website, no later than February 24, 2025, and new claims are no longer accepted. The court scheduled a final approval hearing and required any notice of intent to appear by January 8, 2025, which the class notice described as 30 days before that hearing. As of July 29, 2026, no final approval order and no payment date had been located in public sources — a scheduled hearing is not an approval order. Providers who filed should rely on the official settlement website and on correspondence tied to their own submission.StatusClaims Closed — Final Approval Not ConfirmedNo approval order or payment date located as of July 29, 2026.
Claim DeadlineFebruary 24, 2025Forms had to be postmarked or uploaded by this date. New claims are not accepted.
Settlement BenefitClaim Readjustment + $535% of 80% of the underpaid difference per qualifying claim · $5.00 per valid claim form mailed in
Proof RequiredYesOne form per patient, the GEICO claim number, a tax ID or SSN last four, and available documentation such as an Explanation of Benefits.
What Was the Case About?
The complaint alleged that the GEICO companies misinterpreted Florida's No-Fault Law when calculating what they owed health care providers on personal injury protection bills. It contended that GEICO failed to use the highest allowable amount under Medicare Part B for 2007 when issuing payment, which plaintiffs argued violated § 627.736(5)(a)(2), Florida Statutes, and left providers reimbursed at less than the fee schedule allowed. GEICO agreed to the settlement to resolve the claims and did not admit wrongdoing.Florida's PIP system pays medical bills arising from auto accidents regardless of fault. Providers who treat an injured insured commonly take an assignment of benefits and bill the insurer directly, which is why the class here is made up of health care providers rather than drivers.
The GEICO entities involved were GEICO Indemnity Company, GEICO General Insurance Company, GEICO Casualty Company and Government Employees Insurance Company. Each operates under the GEICO brand for different policy types, and GEICO is a subsidiary of Berkshire Hathaway.
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Who Was Covered?
The settlement class covered Florida health care providers that were assigns or assignees of covered insureds under an automobile policy issued by the GEICO companies and that, during the class period, submitted bills to GEICO for payment of PIP benefits on which GEICO allowed an amount less than the highest allowable amount under Medicare Part B for 2007 and issued payment on that basis.The class period ran from September 18, 2015 through August 12, 2024. Coverage turned on the billing relationship and the underpayment, not on the type of practice, so imaging centers, clinics and other billing providers could qualify on the same terms.
What Did the Settlement Provide?
Providers who submitted a qualifying claim form were entitled to two things:• Claim readjustment: 35% of 80% of the difference, if any, between the highest allowable amount under Medicare Part B for 2007 and the amount GEICO previously paid on the qualifying claim.
• Submission payment: a flat $5.00 for each valid settlement claim form submitted by U.S. Mail, described in the notice as a postage and submission payment.
Because the readjustment is calculated claim by claim, there was no fixed per-provider figure. The amount depended on how far each qualifying payment fell below the 2007 schedule and on how many qualifying claims a provider submitted.
What About the "$9 Million" Figure?
An earlier version of this page described the settlement as roughly $9 million. That number was not taken from the settlement documents — it was derived by working backward from the $2,990,000 that class counsel could request in fees and expenses, assuming fees represent about a third of a common fund. The notice does not support that assumption. It states that any attorneys' fees and expenses awarded are to be paid solely by the GEICO companies, separate and apart from settlement benefits, and that they do not reduce or otherwise affect what class members receive. No common settlement fund figure was announced for this case, and this page no longer carries the $9 million characterization.What Proof Was Required?
Filing was documentation-based. A separate settlement claim form was required for each patient or insured whose treatment gave rise to the disputed bills. The form asked for the GEICO insurance claim number, along with the policy number where available, and for a tax identification number if the claimant was an entity or the last four digits of a Social Security number if the claimant was an individual. Available supporting documentation, such as an Explanation of Benefits, was to be submitted with the form. Because per-claim identifiers and documentation were needed to file, this page is marked Proof Required: Yes.How Claims Were Filed
Providers could upload completed claim forms through the official settlement website or mail them to the settlement administrator, JND Legal Administration. Forms had to be postmarked or uploaded no later than February 24, 2025. The $5.00 submission payment applied only to forms sent by U.S. Mail.Official information remains posted at Florida All X-Ray Settlement.
Important Dates
• Class period: September 18, 2015 through August 12, 2024• Class notice mailing date: September 26, 2024
• Objection deadline: October 28, 2024
• Notice of intent to appear: January 8, 2025
• Claim deadline: February 24, 2025
What Happens Next?
The remaining steps are the court's ruling on final approval, resolution of any appeal, and readjustment payments to providers whose claim forms were approved. As of July 29, 2026, no final approval order and no payment date had been located in public sources. Any updates are posted on the official settlement website, and providers with questions about a submitted claim should use the contact form on that site.Sources
• Official settlement website: Florida All X-Ray Settlement• Class notice, settlement claim form and instructions, and frequently asked questions posted by the settlement administrator
• Case caption and docket: All X-Ray Diagnostic Services, Corp. v. GEICO Indemnity Company, et al., No. 2020-20117-CA-01 (Fla. 11th Jud. Cir., Miami-Dade County, Complex Business Litigation Division)
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Case
All X-Ray Diagnostic Services, Corp. v. GEICO Indemnity Company, et al.
Case Number
2020-20117-CA-01
Court
Circuit Court of the 11th Judicial Circuit, Miami-Dade County, Florida
Complex Business Litigation Division
Defendants
GEICO Indemnity Company, GEICO General Insurance Company, GEICO Casualty Company, Government Employees Insurance Company
Claims
Underpayment of Florida no-fault (PIP) reimbursements under § 627.736(5)(a)(2), Fla. Stat.
Class Period
September 18, 2015 – August 12, 2024
Claim Deadline
February 24, 2025
Settlement Administrator
JND Legal Administration
Attorneys' Fees
Up to $2,990,000
Paid by the GEICO companies separately; does not reduce class benefits.
Status
Claims Closed — Final Approval Not Confirmed
No order located as of July 29, 2026.
Official Website
Florida All X-Ray Settlement
