State Farm UIM Coverage Settlement — Up to $20.9 Million for New Mexico Policyholders
By Steve Levine
Published: April 8, 2026
Status: Open for Claims
Total Settlement Cap: $20,925,000
Payout: Up to 21% of premiums (minimum limits) / 13% (non-minimum limits)
Claim Form Deadline: July 2, 2026
Opt-Out / Objection Deadline: May 18, 2026
Proof Required: Yes — Claim ID from mailed or emailed notice
What Is This Settlement About?
Deadline Alert: You must submit your Claim Form by July 2, 2026 to receive a payment. The opt-out and objection deadline is May 18, 2026.
If you had a New Mexico auto insurance policy through State Farm that included Uninsured and Unknown Motorist Coverage ("U Coverage") between January 1, 2010 and December 31, 2021, you may be entitled to a cash payment from a $20.9 million class action settlement.
This settlement resolves a class action lawsuit alleging that State Farm violated New Mexico law with the sale of the underinsured motorist ("UIM") component of U Coverage. The lawsuit claims State Farm did not explain the offset procedures required under New Mexico law when a UIM claim is adjusted. The legal claims include negligence, misrepresentation, violations of New Mexico's Unfair Trade Practices Act and Unfair Insurance Practices Act, breach of the implied duty of good faith and fair dealing, and other claims.
State Farm denies all allegations and any wrongdoing. No court has made any determination of wrongdoing or that any law was violated. Both sides agreed to settle to avoid the risks and costs of continued litigation.
Do I Qualify?
You may qualify if you were insured under a New Mexico insurance policy issued by State Farm that included Uninsured and Unknown Motorist Coverage (U Coverage) at any time between January 1, 2010 and December 31, 2021.The Settlement Class includes all such policyholders, as well as their heirs, executors, administrators, successors, and assigns. If the Settlement Administrator emailed or mailed you a notification, you are likely a Settlement Class Member.
You may not qualify if:
• You separately filed suit against State Farm up to the Notice Date involving the reduction or denial of benefits based on a Schmick Offset
• You settled a claim alleging reduced or denied benefits based on a Schmick Offset and signed a final release before the Notice Date
• You are one of the judges presiding over this lawsuit
What Benefits Will I Receive?
If you are a Settlement Class Member and submit a timely and valid Claim Form, you may receive a Settlement Payment representing:• Up to 21% of premiums you paid for minimum limits U Coverage purchased between 2010 and 2021
• Up to 13% of premiums you paid for non-minimum limits U Coverage purchased between 2010 and 2021
Your payment may be subject to a pro rata reduction if the total amount of valid claims exceeds the aggregate cap of $20,925,000. Generally, there will be no more than one Settlement Payment per household.
If you disagree with the amount of your Settlement Payment, you may appeal by submitting a request for a Neutral Evaluation to the Settlement Administrator within 30 days of receiving your payment.
Do I Need to File a Claim?
Yes. The only way to receive Settlement benefits is to submit a timely and valid Claim Form. You must file your claim by July 2, 2026 (postmarked or submitted online).You can submit your Claim Form:
• Online at Schwartz UIM Class Settlement
• By mail to: Schwartz v. State Farm, Settlement Administrator, PO Box 4359, Portland, OR 97208-4359
You can also request a Claim Form by writing to: Schwartz v. State Farm, Settlement Administrator, PO Box 4359, Portland, OR 97208-4359.
Submit Claim
How Do I Find Class Action Settlements?
Find all the latest class actions you can qualify for by getting notified of new lawsuits as soon as they are open to claims:What Are My Other Options?
Exclude Yourself (Opt Out) — Deadline: May 18, 2026
If you want to keep your right to sue State Farm on your own about the legal claims in this lawsuit, you must exclude yourself. To opt out, mail a signed written request with your name, address, phone number, email, and a statement that you want to be excluded to the Settlement Administrator, postmarked by May 18, 2026. You cannot exclude yourself by phone or email.
Object — Deadline: May 18, 2026
If you want to stay in the Settlement Class but disagree with any part of the Settlement or the requested attorneys' fees, you can file a written objection with the Court and send copies to Class Counsel and State Farm's Counsel by May 18, 2026. You may still file a Claim Form.
Do Nothing
If you do nothing, you will get no Settlement benefits and you will be bound by the Settlement, giving up your right to sue State Farm over the claims in this lawsuit.
What Are the Important Dates?
Claim Form Deadline: July 2, 2026 (postmarked or submitted online)
Opt-Out Deadline: May 18, 2026 (postmarked)
Objection Deadline: May 18, 2026 (filed with the Court)
Final Fairness Hearing: June 8, 2026 at 9:00 AM, Pete V. Domenici U.S. Courthouse, 333 Lomas Blvd NW, Suite 670, Albuquerque, NM 87102
The date and time of the Final Fairness Hearing are subject to change. Check Schwartz UIM Class Settlement for updates.
What Happens If I Do Nothing?
If you do nothing, you will not receive any Settlement benefits. You will give up your right to start or continue any lawsuit against State Farm or any Released Parties about the legal claims released by the Settlement.Settlement Website: Schwartz UIM Class Settlement
Submit Claim
Official Settlement Notice
Case Information
Case Name: Schwartz v. State Farm Mutual Automobile Insurance Company, et al.
Case Number: 18-CV-00328-KWR-SCY
Court: United States District Court for the District of New Mexico
Judge: Honorable Kea W. Riggs
Aggregate Settlement Cap: $20,925,000
Payout: Up to 21% of premiums (minimum limits) / 13% (non-minimum limits)
Class Period: January 1, 2010 to December 31, 2021
Defendants: State Farm Mutual Automobile Insurance Company, State Farm Fire and Casualty Company, State Farm General Insurance Company
Plaintiff / Class Representative: Dana Schwartz
Class Counsel: Paul Dominguez (The Dominguez Law Firm, LLC); Ryan Villa (The Law Office of Ryan J. Villa); Justin Pizzonia (Pizzonia Law, LLC)
Attorney Fees: Up to $4,250,000 (paid directly by State Farm, not deducted from the settlement cap)
Service Award: $25,000 to Plaintiff
Claim Form Required: Yes — must be submitted by July 2, 2026
Sources
• Official Settlement Site — Schwartz UIM Class Settlement• Court-authorized settlement notice (reviewed April 2026)
Filing Class Action Settlement Claims
Please note that your claim form will be rejected if you submit a settlement claim for payout with any fraudulent information. By providing this information and your sworn statement of its veracity, you agree to do so under the penalty of perjury. You would also be harming others that actually qualify for the class action settlement. If you are not sure whether or not you qualify for this class action settlement, visit the class action administrator's website below. OpenClassActions.com is only providing information and is not a class action administrator or a law firm. OpenClassActions is a participant in the Amazon affiliate advertising program and this post may contain affiliate links, which means we may earn a commission or fees if you make a purchase via those links.
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Pre-Qualify| State Farm UIM Coverage Settlement Summary | |
| Status | Open — Claim Form Required |
|---|---|
| Settlement Category | Insurance — Underinsured Motorist (UIM) Coverage |
| Claim Deadline | July 2, 2026 |
| Opt-Out Deadline | May 18, 2026 |
| Objection Deadline | May 18, 2026 |
| Fairness Hearing | June 8, 2026 at 9:00 AM (Albuquerque, NM) |
| Settlement Cap | $20,925,000 |
| Estimated Payout | Up to 21% (minimum limits) / 13% (non-minimum limits) of premiums paid |
| Proof Required | Yes — Claim ID from mailed or emailed notice |
| Who Qualifies | NM State Farm policyholders with U Coverage (Jan 2010 – Dec 2021) |
| Class Period | January 1, 2010 – December 31, 2021 |
| Case | Schwartz v. State Farm, No. 18-CV-00328-KWR-SCY (D.N.M.) |
| Settlement Administrator | PO Box 4359, Portland, OR 97208-4359 |
| Website | Schwartz UIM Class Settlement |