Consumer Guide · No-Proof Settlements & FTC Refunds

No Proof Class Action Settlements That Paid Out Money Recently

Published December 31, 2024
Updated September 6, 2026

No-proof settlements let eligible people claim without receipts, and this page tracks the ones that actually sent money. The September 2026 update covers what is landing in mailboxes and inboxes right now, which no-proof deadlines just closed, and the twelve no-proof claims still open to file.

No Proof Class Action Settlements That Paid Out Money Recently

Updated September 6, 2026: What Is Paying Out Right Now

No new class action distribution started in the first week of September. What is arriving this month is the tail of programs that began paying in July and August, and those waves are long enough that money is still landing.

State Farm auto dividend — the largest of them, and not a class action at all. State Farm Mutual said on July 31, 2026 that it had begun issuing a one-time $5 billion dividend covering more than 49 million vehicles, and that distribution would take several months. It pays automatically to qualifying 2025 auto policyholders whose dividend comes to $10 or more, with no claim form and no proof; customers with an email on file choose a payment method from the notice, and everyone else is mailed a check. Being a former customer does not disqualify anyone. See OCA's State Farm dividend page for eligibility.

FTC Grubhub refunds — the Federal Trade Commission announced in August 2026 that it was sending 640,038 payments totaling more than $23.8 million to Grubhub drivers and diners, over allegations the platform misled drivers about expected earnings and blocked diners from redeeming gift cards. Those payments are in hand now, and they expire: checks must be cashed within 90 days and PayPal payments accepted within 30.

FTC Handy Technologies refunds — more than $2.7 million went out in July 2026 to consumers the FTC said were harmed by the home-services platform.

Capital One data breach settlement — the administrator is still processing remaining valid claims and reissue requests through the end of 2026, so late and replacement payments continue to arrive.

One correction worth making, because it is the payment readers ask about most: the second, larger round in the $725 million Facebook privacy settlement is not a September event. That round began June 9, 2026 and went out in batches over roughly four weeks to the people who successfully cashed the first payment. If nothing arrived by mid-July, a September check is not coming, and anyone contacted now claiming otherwise should be treated as a scam.

Three no-proof windows closed in the first days of September. The Serviceaide data breach settlement closed September 1, Circle K (Gas Express) closed September 3, and the Apple Siri reissue window — the last route to recover a $95 million Lopez v. Apple payment that expired uncashed — also closed September 3. Those are gone; the table below is what remains.

Three more close before the month ends: Chantix on September 14, MG217 on September 24, and the Gotham Steel and Granitestone cookware settlement on September 25.

August 2026 Update: What Paid Out Over the Summer

Beyond Meat began paying claimants about $22.26 on July 31, 2026. TreeHouse Foods waffle claimants reported roughly $28.63 arriving July 31 and August 1, 2026. The Federal Trade Commission sent second- and third-round refunds in the Zurixx, Yellowstone Capital and Sales Mentor programs in June and July 2026, and reissued Ring and University of Phoenix refunds by Zelle in July 2026.

The rest of this page explains how no-proof class actions work and why some require no proof, lists the no-proof claims that are still open, and tracks the settlements and refund programs that recently paid. Below are some of the larger class action settlements consumers have asked about.

No-Proof Claims Open Right Now

Every settlement below has a claim form you file yourself, and every one of them is carried in OCA's no-proof tier as of September 6, 2026, meaning it can be filed with no receipts and no purchase documentation. Where an administrator-issued Notice ID or Claim ID is only optional, that is noted in the row. Terms change, so confirm on the official settlement website before you file.

This table is a snapshot taken on the date above. OCA's no-proof class action settlements hub is generated from the same tier on every request, so it is the live version and the place to check what is open today.

Settlements that pay automatically are deliberately left out. Those are worth knowing about, but they are not no-proof claims: there is nothing to file, because the administrator works from the defendant's own payroll, customer, or account records and pays everyone who does not opt out. A page that lists them alongside claim-form settlements makes it look like there is an action to take when there is not.

Several settlements carry a second, higher tier that does require documentation. Those rows are included where the no-proof tier stands on its own, and the split is stated in the row. Deadlines and terms come from each official settlement website and can change, so confirm current details there before you file. The full, continuously updated list is on the open settlements page.

Settlement What You Can Claim With No Proof Deadline
Chantix (Varenicline) Pro rata cash from a $44 million fund. You self-report your prescriptions and out-of-pocket cost, and no Notice ID or receipts are needed. September 14, 2026
MG217 Coal Tar Shampoo Up to $7 per bottle with no receipt, or a $25 MG217 voucher. The full purchase price requires proof. September 24, 2026
Gotham Steel & Granitestone Cookware $6 per pan, up to $12, on an attestation under penalty of perjury. No receipts, and the Notice ID field is optional. California and Colorado purchases only. September 25, 2026
Hefty “Recycling” Bags Restitution under an Arizona Attorney General consent judgment, not a class action. Arizona purchasers file a free consumer complaint through the AG's portal; no proof of purchase is required. October 1, 2026 (complaint deadline)
Flo Period Tracker Privacy Pro rata cash from a $59.5 million fund for app users in the class period. No proof required. October 15, 2026
NYC Central Booking Up to $475 for each time you were held at a New York City Central Booking facility during the class periods, from a fund of up to $21.5 million. October 19, 2026
Fort Wayne Medical Education Program Data Breach A one-time $40 with no documentation. The alternative of two years' monitoring plus up to $5,500 does require records. October 27, 2026
Pork Price-Fixing A pro rata cash share from a $117 million fund for grocery shoppers in 24 states who bought raw pork or bacon between 2014 and 2018. October 29, 2026
Bestway Above-Ground Pools $40 cash with no receipt and no Claim ID, on pools 48 inches or taller sold 2008–2024. Claiming 10% of the price paid requires proof. October 30, 2026
ConnectOnCall Data Breach Up to $75 on a sworn statement alone, plus two years of dark web and medical data monitoring. The up to $5,000 tier requires documentation. November 2, 2026
High 5 Games Social Casino A share of the fund scaled to what you spent on virtual coins in High 5 Casino or High 5 Vegas. November 13, 2026
Raging Waters Ticket Processing Fee A pro rata share of an $850,000 fund, sized to the processing fees paid on online admission tickets bought between June 2020 and June 2026. November 24, 2026
Dr. Squatch “Natural” Products $0.50 per product on five products with a signed attestation and nothing attached. Up to 20 more require proof of purchase. November 27, 2026

A few of these close within days rather than weeks, so check the deadline column before you start a form. Claim windows also close continuously across the site, which is why the open settlements listing is the live version of this table and the dates above are a snapshot.

No Proof Class Actions: How They Work and Why Some Require No Proof

Class Action Settlement Amount
Starkist Tuna$136 million
Fisher-Price Sleeper$19 million
Verizon Admin Charge$100 million
IKEA Credit Card$24.25 million
UnitedHealth Retirement$69 million
USAA Data Breach$3.25 million
Under Armour$434 million
Uber$200 million
Qualcomm$75 million
Blue Cross Providers$2.8 billion
Blue Cross Policyholders$2.67 billion
Opioid Third-Party Payors$378 million
Opioid Acute Care Hospitals$651 million
Visa Mastercard Payment$5.54 billion
Boeing SEC Fair Fund$201 million
Weatherford SEC Fair Fund$152 million
Euribor Antitrust$651.5 million
Allianz Mutual Funds$145 million
AMP Ltd.$110 million
Canadian Imperial Bank$97.9 million

A class action, by definition, involves a group of consumers with very similar claims against a company. The key aspect of a no-proof class action is that class members are eligible for compensation without needing to provide detailed evidence or documentation of their individual losses. In no-proof class actions, the legal process bypasses this step for simplicity and efficiency.

In a no-proof class action, the settlement is generally structured in a way that compensates all class members equally or based on a predetermined formula, without requiring individualized verification. Instead of each class action member submitting proof of their injury or loss, the focus is on broader evidence that the offending company's conduct affected a large number of people in a similar way. Class action settlement members may simply need to submit a claim form with basic information, such as their identity and, in some cases, an attestation that they were affected by the company that has done something allegedly wrong or illegal.

Why Class Actions Are No-Proof Required

Data Availability: When the defendant company has extensive sales records or other data to verify claims, individual consumers may not need to provide proof.

Low-Value Products: For settlements involving inexpensive items, requiring proof may be impractical and discourage legitimate claims.

Time Elapsed: If significant time has passed since the purchase, consumers are less likely to have retained receipts or packaging.

Widespread Issue: In cases affecting a large number of consumers, a no-proof approach may be more efficient for claim processing.

Encouraging Participation: Eliminating proof requirements can increase claim rates and ensure more affected consumers receive compensation.

Examples of No-Proof Class Actions

Here are examples of class action settlements with no proof requirements to file a claim:
$100M Walgreens Prescription Drug Pricing Class Action Settlement
$245M Fortnite In-Game Microtransaction Purchases FTC Class Action Settlement
$32M Consumer Telescopes Price-Fixing Class Action Settlement
$12M Clif Bars False Advertising Class Action Settlement
$7.5M Beyond Meat False Advertising Protein Class Action Settlement
$2.8 Billion NCAA College Athlete Class Action Settlement
$7.25M Patreon Facebook Pixel Privacy Class Action Settlement
$1.025M LoanDepot.com Class Action Settlement
$8.85M Breyers Vanilla Ice Cream Class Action Settlement
$2.8M YES Energy Management Administration Fee Class Action Settlement
$197.5M ATM Fees Class Action Settlement - Visa & Mastercard Lawsuit
$19M Fisher-Price Rock 'n Play Sleeper Recall Class Action
$9M Fandango Movie Ticket Hidden Fees Class Action Settlement
$1.67M BCBS Change Healthcare Robo-Calls Settlement
$145 Million Kia & Hyundai Anti-Theft Class Action
$2.925M Charlotte Tilbury Beauty Privacy Class Action Settlement
$7.3M Commercial Pork Class Action Settlement
$2.9M Henry Schein Data Breach Class Action Settlement
$38 Million Lyft Drivers Class Action Settlement
8.2 Million Tide Pods Recalled: How To Get A Refund
$13.9M Gasoline Price Gouging Settlement - California Non-Residents
$150M Chevy Bolt Electric Car Battery Fire Settlement
$185M Wells Fargo Mortgage Forbearance Settlement
$975K One World Ticket Fee Settlement
$3.5M HomeAgain Pet Microchipping Services Class Action Settlement
$290 Million Uber Drivers Class Action Settlement
$78.5M Toyota Airbag Control Unit Class Action
$5.54 Billion Visa And Mastercard Fees Class Action Settlement
$2M Bosch Microwave Oven Class Action Settlement
$21M Whirlpool Refrigerator Freezer Class Action Settlement
$35M GM Chevrolet Fuel Pump Class Action Settlement
$129.5M Car Dealership Antitrust Class Action Settlement
$7.65M NIBCO PEX Plumbing Class Action Settlement
$31.9M Tractor Hydraulic Fluid Class Action Settlement
Mazda Cars Valve Seal Class Action Settlement
TBJ Drywall and Taping Unpaid Wages Illinois Settlement
Sanyo Solar Panels Delamination Class Action Settlement
Subaru Defective Fuel Pumps Class Action Settlement

These settlements demonstrate a trend in class actions where proof of purchase is not required, making it easier for potential claimants to participate, and not requiring small purchases to be proved with receipts. Imagine having to find receipts for a bottle of Coca-Cola you bought 12 years ago!

There are several reasons why some class actions can proceed without proof of individual harm:

1. Nature of the Claim: Some claims, especially those involving consumer products, unfair business practices, or small-scale damages (like a nominal fee or overcharge), are inherently difficult to prove on an individual basis. For example, a class action where consumers were charged a small fee incorrectly may involve thousands of people, each facing a relatively minor financial loss. In such cases, the court may determine that individual proof is unnecessary, especially when the defendant is responsible for a widespread issue.

2. Efficiency and Access: No-proof class actions simplify the claims process, making it more accessible for people who might otherwise not have the time, resources, or ability to provide detailed evidence. These cases typically involve a process where participants can submit a claim form without overwhelming documentation.

3. Incentivizing Settlement: Defendants may be more willing to settle cases quickly when they know that the claims process will be simplified and will not involve detailed evidence collection. A settlement with no-proof requirements reduces the risk of protracted litigation and the administrative burden of managing individual claims.

4. Presumed Harm: In some cases, the nature of the defendant's actions (such as widespread advertising fraud or illegal marketing practices) is so clear that the court assumes harm to all class members, regardless of the amount of proof provided by each individual. This is particularly common in cases involving consumer protection laws.

5. Fixed Payouts: In some no-proof class actions, the compensation amounts are fixed or predetermined based on the number of claimants. This is often the case for minor injuries or harm, where exact amounts of damages cannot easily be calculated. By making the payout process uniform and predictable, the class action can resolve more efficiently.

Settlements and Refund Programs That Paid Out in Summer 2026

The payments below were sent, reported, or announced between June and August 2026. Each row links to OpenClassActions.com's coverage of that program where we have it; amounts and dates come from the official settlement website, the administrator, the FTC's refund program pages, or claimant reports where noted.

Settlement or Refund Program Payment Update Why It Matters
Beyond Meat Protein Labeling Settlement Payments to people who filed before the April 2025 deadline started July 31, 2026. Class members report $22.26 sent by PayPal, paper check, Venmo, ACH, or Zelle. A flat, equal payment from a $7.5 million fund to everyone who filed, with no receipts required.
TreeHouse Foods Frozen Waffle Settlement Class members reported payments of about $28.63 arriving July 31 and August 1, 2026, sent by Venmo or Zelle. Claims closed December 16, 2025. Shows how long a recall-driven food settlement can take between the claim deadline and the money.
Apple Siri Voice Assistant Settlement Payments began January 23, 2026. Payments not cashed, deposited, or accepted by June 7, 2026 expired. The reissue request window closed September 3, 2026, and final reissues were estimated on or around September 17, 2026. Closed. Requests are no longer being accepted, and the last reissued payments were expected mid-September 2026.
Yahoo Data Breach Settlement The official settlement website says the initial distribution completed and a residual distribution began June 4, 2026, limited to valid claimants who selected the Alternative Compensation option. A residual round pushing leftover money from a $117.5 million fund back out to a narrower group.
Fisher-Price Rock 'n Play Sleeper Settlement A claimant sent OpenClassActions.com a screenshot of a $10.00 Venmo deposit issued June 15, 2026 under the settlement's name. A $19 million recall settlement finally moving to payment, at a small per-claimant amount.
Makena Settlement Claimants reported PayPal payments landing in June 2026, consistent with the administrator's earlier statement that distribution was expected by the end of May 2026. Illustrates that a stated distribution window is an estimate, not a guaranteed arrival date.
Amazon Tariff Refunds On its July 30, 2026 earnings call, Amazon said it received about $600 million in tariff refunds and would contact and repay some shoppers automatically. There is no claim form. An automatic corporate refund rather than a settlement, and narrow: it reaches only orders where the import charge can be traced.
Zurixx FTC Refunds The FTC said in June 2026 it was sending 19,744 second-round payments totaling more than $1.8 million to people who accepted the first round sent in July 2024. A textbook second distribution: eligibility is limited to people who took the first payment.
Yellowstone Capital FTC Refunds A third round announced in June 2026 covers 3,759 checks totaling more than $549,000 for small businesses that cashed a previous payment. Earlier rounds in June 2022 and August 2024 completed more than $9.1 million. Shows a refund fund paying a third time, years after the first round.
The Sales Mentor FTC Refunds A second round announced in July 2026 covers 1,623 checks and PayPal payments totaling more than $136,000, for people who accepted the January 2025 refund. Checks expire after 90 days and PayPal payments after 30, so a second payment can lapse quickly.
Ring FTC Refunds The FTC said it was sending Zelle payments in July 2026 to eligible Ring account holders who did not cash an earlier check or accept an earlier PayPal payment. Rounds in April 2024 and August 2025 completed more than $5.4 million. A reissue by a different payment method, not a new claim period.
University of Phoenix FTC Refunds Zelle payments went out in July 2026 to people who did not cash a prior check or accept a prior PayPal refund. Rounds in March 2021, July 2023, and September 2025 completed more than $49 million. Separate from federal borrower-defense loan relief, and it does not open a new cash claim.
CarShield FTC Refunds The FTC sent 168,179 checks totaling more than $9.6 million to people who paid CarShield for a vehicle service contract between September 2019 and September 2024 and later had a claim denied. Recipients were selected from FTC records, so no public claim form was ever opened.
Restoro and Reimage FTC Refunds The FTC is sending paper checks to eligible computer repair customers who did not accept the PayPal refund offered in March 2025. Accepted PayPal payments produced more than $13.1 million in completed refunds. The mirror image of the Ring and Credit Karma reissues: digital first, paper check second.


Earlier 2026 Payments and Refund Rounds

The programs below paid earlier in 2026 and are kept here because they show how no-proof, low-proof, automatic, records-based, and second-round distributions work in practice.

Some of these are class action settlements. Others are FTC refund programs. They are not all the same legally, but they are useful examples for consumers because they show real-world payout activity where eligible people received checks, PayPal payments, Zelle payments, prepaid cards, or other forms of compensation without having to prove every dollar of loss.

Settlement or Refund Program Recent Payment Update Why It Matters
Facebook User Privacy Settlement (second payment) The court approved a second distribution in the $725 million Facebook User Privacy Settlement on May 6, 2026, and the official settlement website reported the second round rolling out in June 2026. Major no-proof class action paying class members a second time from leftover settlement funds.
Brigit FTC Refunds The FTC sent a second round of more than 1 million payments totaling over $6.8 million in May 2026. Good example of a second payment round after earlier refunds were already sent.
Credit Karma FTC Settlement The FTC sent Zelle payments in April 2026 to certain people who did not cash or accept earlier refund payments. Shows that some refund programs may reissue payments through a different payment method.
FloatMe FTC Refunds The FTC sent a second round of more than 255,000 payments totaling over $1 million in April 2026. Another cash-advance app refund example with a second distribution.
Hey Dude FTC Refunds The FTC sent a second round of more than 27,000 payments totaling over $386,000 in April 2026. Useful consumer retail example involving shipping, refunds, and online review allegations.
WealthPress FTC Refunds The FTC sent a second round of more than 6,000 payments totaling over $177,000 in March 2026. Good example involving investment-advice consumers and leftover settlement funds.
Next-Gen FTC Refunds The FTC sent a second round of more than 104,000 checks totaling over $13.5 million. Shows how a refund fund can continue paying eligible consumers years after an earlier round.
Amazon Prime FTC Refunds Amazon sent automatic refunds in November and December 2025, and the claim window in the FTC's $2.5 billion settlement ran from January 5, 2026 to July 27, 2026. New claims are no longer accepted. Major automatic-refund example, now paired with a claim window that has since closed.
Blue Cross Blue Shield Subscriber Settlement Initial distribution of payments to valid claims began May 11, 2026. Major class action payout example, although not a simple no-proof consumer-product settlement.
City of Los Angeles Sewer Charge Settlement Third residual distribution payments were sent April 13, 2026. Good example of residual or leftover settlement funds being distributed after earlier rounds.
Columbia Healthcare Data Breach Settlement Payments were distributed February 27, 2026, by mailed checks and digital payments. Recent data-breach settlement example with actual payment distribution.
SafeRent Tenant Screening Settlement Second payments due in 2026 were issued on or before February 17, 2026. Useful housing and tenant-screening example where some class members were paid in multiple installments.

Note: Some examples above are class action settlements, while others are FTC refund programs or government consumer restitution programs. They are included because they show recent no-proof, low-proof, automatic, or records-based consumer payouts.

Why Second-Round Payments Happen

Many people think a settlement pays only once, but recent examples show that some settlements and refund programs can send more than one payment.

A second payment may happen when:

• some people do not cash their checks;
• some people do not accept PayPal, Venmo, Zelle, or digital payments;
• duplicate or invalid claims are removed;
• leftover settlement money remains after the first distribution;
• the court approves a residual distribution;
• or the administrator completes another round of claim review.

This is why a small second payment is not automatically a scam. However, consumers should always verify payment emails, checks, and notices through the official settlement website or official refund administrator before clicking links or providing information.

If You Never Cashed the First Payment

An uncashed payment is the single most common reason people who filed a valid claim end up with nothing. Settlement checks and FTC refund checks typically expire 90 days after issue, and digital payments expire faster: the FTC gives PayPal recipients 30 days to accept.

What happens after that varies by program, and the summer 2026 rounds show all three outcomes. Some programs reissue by a different method, which is what the FTC did with the July 2026 Ring and University of Phoenix Zelle deposits and the Restoro and Reimage paper checks. Some let the claimant ask for a reissue within a set window, which is the situation in the Apple Siri settlement through September 3, 2026, a window that has now closed. And some redistribute the uncashed money to other class members instead, which is how second and residual distributions get funded in the first place.

If you filed a claim and think a payment was missed, start on the official settlement website for that case and look for a reissue or updated-payment-information page. There is nothing to file again, and no administrator charges a fee to reissue a payment.

Important Note About FTC Refunds Versus Class Actions

FTC refunds are not always class action settlements. A class action is usually brought by private plaintiffs on behalf of a class, while FTC refund programs come from government enforcement actions.

However, both can result in real payments to consumers. For a consumer-facing guide, it is fair to discuss both categories together as long as the difference is clear: some examples above are class action settlements, while others are FTC refund programs or government consumer restitution programs. They are included because they show recent no-proof, low-proof, automatic, or records-based consumer payouts.

A third category is worth naming because it circulates the same way: payment claims that cannot be confirmed at all. In August 2026, screenshots spread on social media saying Michael Kors was paying roughly $1,500 on email subject line claims. The underlying legal theory is real, but there is no class action settlement, no claim form, and no public record confirming the payouts. Before acting on any payment claim you see shared online, check whether an official settlement website or an agency refund page exists for it. Our guide to telling a real settlement email from a fake one walks through the checks.


More No-Proof Class Actions: Here


Frequently Asked Questions

What is a no-proof class action settlement?

A no-proof class action settlement lets eligible class members claim compensation without submitting receipts or documentation of their individual losses. The claim form usually asks only for basic identity information and sometimes an attestation that you were affected. This is common when the company has its own records, when the products are inexpensive, or when too much time has passed for consumers to keep proof of purchase.

Why do some settlements and refund programs send a second payment?

A second payment can happen when some people do not cash their checks or accept digital payments, when duplicate or invalid claims are removed, when leftover money remains after the first distribution, when a court approves a residual distribution, or when the administrator completes another round of claim review. A small second payment is not automatically a scam, but you should always verify any payment notice through the official settlement website or refund administrator before clicking links or sharing information.

Are FTC refunds the same as class action settlements?

No. A class action is usually brought by private plaintiffs on behalf of a class, while FTC refund programs come from government enforcement actions. Both can result in real payments to consumers, which is why they are often discussed together, but they are legally different. Some examples on this page are class action settlements and others are FTC refund or government restitution programs.

What happens if I never cashed my settlement check?

Settlement and FTC refund checks usually expire about 90 days after they are issued, and digital payments expire sooner, often 30 days for PayPal. After that, some programs reissue the payment by a different method, some let you request a reissue within a stated window, and some redistribute the uncashed money to other class members. Check the official settlement website for the case first, because the answer is set by that program's court-approved distribution plan and not by a general rule.

Are there no-proof settlements open right now?

Yes. As of September 6, 2026 there are twelve, including the Chantix settlement, the MG217 coal tar shampoo settlement, the Gotham Steel and Granitestone cookware settlement, the Flo period tracker privacy settlement, the pork price-fixing settlement and the Dr. Squatch settlement. Deadlines run from mid-September through November 2026. All of them have a claim form you file yourself; settlements that pay automatically with no claim form are a different thing and are not listed here. Because claim windows close continuously, check the open settlements listing for the current list rather than relying on a date in an article.

How do I know a settlement payment notice is real?

Verify the payment email, check, or notice through the official settlement website or the official refund administrator before clicking any links or providing personal information. Legitimate administrators will not ask you to pay a fee to receive a settlement payment.


Sources

• Federal Trade Commission, refunds to consumers (ftc.gov/enforcement/refunds), including the Zurixx, Yellowstone Capital, Sales Mentor, Ring, University of Phoenix, CarShield, Restoro and Reimage, and Credit Karma program pages
• Official settlement administrator websites, notices, and court-approved distribution orders for the individual settlements listed above
• Claimant-reported payment amounts and dates, identified as such in the tables above, for the Beyond Meat, TreeHouse Foods, Fisher-Price, and Makena distributions
• Amazon.com, Inc. second-quarter 2026 earnings call, July 30, 2026


About This Page

OpenClassActions.com is a consumer news and information site and is not a law firm, the Federal Trade Commission, class counsel, or a settlement administrator. This page is general information, not legal or tax advice. Settlement and refund statuses, deadlines, and payment rounds change over time, so confirm current details through the official settlement website or the official refund administrator.

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