Chickasaw Community Bank customers charged certain overdraft and NSF fees between September 4, 2019 and December 31, 2025 are covered by a $51,662 class action settlement in Oklahoma County. Payments are automatic by check or account credit if the settlement is approved and becomes final; there is no claim form.
What Is Happening?
Chickasaw Community Bank agreed to pay $51,662 to settle a class action over certain overdraft and NSF fees. The case is Bernier v. Chickasaw Community Bank, No. CJ-2024-5672, in the District Court of Oklahoma County, Oklahoma. The lawsuit claims the bank improperly charged the fees; the bank denies doing anything wrong and says the fees were charged under the terms of its account agreements and applicable law. Besides the payment, the bank agreed to have its fee disclosures reviewed and updated if needed.The court notice set the final approval hearing for August 24, 2026. OCA has not located a final approval order or an announced payment date as of November 3, 2026. The deadline to opt out or object was July 18, 2026 and has passed.
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Which Fees Are Covered?
The settlement class is customers who were charged a “Challenged Fee” from September 4, 2019 through December 31, 2025. The notice defines two kinds:- Account balance fees: overdraft fees on a transaction that did not overdraw the account.
- Retry fees: overdraft and NSF fees on an item that had already been charged an NSF fee.
How Payments Work
After court-approved attorneys’ fees of up to one-third of the settlement value, expenses, and a service award of up to $2,500 for the class representative, the remaining fund is shared pro rata per account, based on the amount of covered fees paid. The notice says no one will receive more than the covered fees they paid during the class period, and most will likely receive less. Current customers receive an account credit; others receive a check. Former customers who have moved can report a new address to the settlement administrator, Strategic Claims Services. Payments go out only after the settlement is approved and any appeals are resolved, which the notice says may take several months or more.Questions
Which fees does the Chickasaw Community Bank settlement cover?
It covers two kinds of fees charged from September 4, 2019 through December 31, 2025: overdraft fees on transactions that did not overdraw the account, and overdraft and NSF fees on items that had already been charged an NSF fee, sometimes called retry fees.
Is there a claim form in the Chickasaw Community Bank settlement?
There is no claim form. Class members identified from the bank’s records are paid automatically if the settlement is approved and becomes final: current customers by an account credit and others by check. Former customers who moved can report a new address to the settlement administrator.
How much will Chickasaw Community Bank customers get?
Payments are pro rata, based on the amount of covered fees each account paid, from the $51,662 fund after court-approved attorneys’ fees of up to one-third, expenses and a service award of up to $2,500. No one receives more than the covered fees they paid, and most will likely receive less.
Sources
• Strategic Claims Services case page for Bernier v. Chickasaw Community Bank.• Court-authorized Detailed Notice, No. CJ-2024-5672 (Dist. Ct. Okla. Cnty.).
