Progressive $48M NY Total-Loss Settlement

Progressive $48M New York total-loss settlement third payment round sent May 2026

Published: June 12, 2026

Payment Status Third Payment Round Sent · May 1, 2026 Two prior rounds already distributed · payments are automatic from the $48,000,000 fund

Settlement $48M · Volino v. Progressive Casualty Insurance Co. ~$31.2M allocated to class · ~$335 average check · Case No. 1:21-cv-06243-LGS (S.D.N.Y.)

Do I Need to File a Claim? No — payments are automatic Distribution uses Progressive's own total-loss claim records · no claim form, no Notice ID required

Third Round of Progressive NY Total-Loss Payments Has Gone Out

The $48 million Volino v. Progressive Casualty Insurance Co. settlement (Case No. 1:21-cv-06243-LGS, S.D.N.Y.) sent its third round of automatic payments on May 1, 2026, according to the official settlement website. The case resolved claims against Progressive Advanced Insurance Company, Progressive Specialty Insurance Company, Progressive Max Insurance Company, and Progressive Casualty Insurance Company that they systematically underpaid New York policyholders and third-party claimants on total-loss vehicle claims by basing actual-cash-value on Mitchell International "Instant Report" valuations that applied a "Projected Sold Adjustment" reducing the comparable-vehicle values. Approximately $31.2 million of the $48 million fund was allocated to class members (with the remainder paying court-approved fees, expenses, and service awards), and the notice estimated an average check of about $335. Two earlier payment rounds had already been distributed from the same fund. About 93,000 class members are receiving automatic payments — there is no claim form, no Notice ID to enter, and no deadline to file.

Who Is Getting Paid

The settlement classes were defined by Progressive's own records, which is why no claim form is needed. Eligibility is automatic for:

• New York Progressive auto-policy holders whose vehicles were declared total losses between July 28, 2015 and August 20, 2024.

• New York third-party claimants whose vehicles were declared total losses by Progressive between July 28, 2018 and August 20, 2024.

Class members do not need to do anything to receive a payment. Per-claimant amounts vary because they are calculated from each underlying total-loss claim file, not split evenly across the class.

What "Automatic Distribution" Means in Practice

Settlements that distribute automatically use the defendant's claim records to identify recipients and addresses on file. That is why the Volino payments are arriving in rounds — the administrator works through batches as records are validated and address updates are processed. If your address with Progressive has changed since your total-loss claim, an old check may have been returned and re-issued in a later round. The official settlement website is the only place that can confirm the status of an individual payment.

Haven't Received a Payment? What to Check

• Watch your physical mail at the address Progressive had on file when your New York total-loss claim was paid.

• Confirm your total-loss claim falls inside the class period for your category (policyholder vs. third-party claimant) and that it was a New York claim.

• Visit the official settlement website for the administrator's contact form — only the administrator can look up an individual payment.

Scam Warning

Because payments are automatic and well-publicized, this settlement is a frequent target for third-party "claim recovery" services. Anyone calling, texting, or emailing offering to "release" or "expedite" a Progressive total-loss settlement payment for a fee is not affiliated with the administrator. Real settlement administrators never ask for a fee, a gift card, a wire transfer, or a Social Security number to send a payment that is already owed to you. If in doubt, ignore the message and check the official settlement website directly.

Settlement Timeline

The exclusion and objection deadline passed February 1, 2025. The court held the Final Fairness Hearing on March 5, 2025 at 12:15 p.m. EST at the Thurgood Marshall U.S. Courthouse in New York. The first automatic payment round followed, and the third round was sent on May 1, 2026 per the official settlement website. The Volino case was filed in 2021 and is captioned Volino, et al. v. Progressive Casualty Insurance Co., et al., Case No. 1:21-cv-06243-LGS, before the U.S. District Court for the Southern District of New York.

Official Settlement Notice

How This Compares to the Georgia Progressive Settlement

Volino is a separate New York case. Progressive's parallel $43 million Brown v. Progressive total-loss settlement covers Georgia policyholders and runs on its own timeline and its own official website. The two pages are not interchangeable — class members in one state are not class members in the other, even though the underlying allegation (a "Projected Sold Adjustment" reducing comparable-vehicle values) is similar.

Frequently Asked Questions

Is there a claim form for the Progressive NY total-loss settlement?
No. The $48 million Volino v. Progressive settlement pays class members automatically using Progressive's own claim records. Eligible New York policyholders and third-party claimants do not need to file anything to receive a payment.

Who is eligible for a payment in the Volino v. Progressive settlement?
The settlement covers New York Progressive auto policyholders whose vehicles were declared total losses between July 28, 2015 and August 20, 2024, and New York third-party total-loss claimants whose vehicles were declared total losses between July 28, 2018 and August 20, 2024. About 93,000 class members are receiving automatic payments.

When did the third payment round go out?
According to the official settlement website at nytotallossclaim.com, the third round of automatic payments was sent on May 1, 2026. Two prior payment rounds had already been distributed.

What if I get a call or email asking for a fee to release my Progressive settlement payment?
It is a scam. Payments in this settlement are automatic and free. The settlement administrator, the court, and Progressive will never charge a fee, ask for a Social Security number to release a payment, or demand gift-card or wire payment. Any third-party service offering to "claim" or "expedite" this money for a fee is not affiliated with the settlement.

How is this different from the Progressive Georgia total-loss settlement?
The Volino case is a separate New York settlement covering NY policyholders and NY third-party claimants. The $43 million Brown v. Progressive total-loss settlement covers Georgia claims and is a different case with different deadlines and a different official website.

Sources

• Official settlement website (NY Total Loss Claim)
• AM Best — Progressive NY total-loss settlement coverage
• U.S. District Court for the Southern District of New York, Volino v. Progressive Casualty Insurance Co.