Published
October 15, 2026
Customers who received the ResistAll/EnviroGuard add-on with a vehicle purchase from Adams Toyota from August 17, 2019 onward may qualify to claim a payment split between a check and an Adams Toyota gift card from the Adams Toyota ResistAll/EnviroGuard class action settlement. Claims close February 11, 2027; the final approval hearing is set for December 7, 2026.
Current Status
Claims are open in the Adams Toyota ResistAll/EnviroGuard settlement. Online, email and fax claims are due by 11:59 p.m. on February 11, 2027 (the settlement website names no time zone), and mailed claim forms must be postmarked by that date. The Circuit Court of Jackson County, Missouri, granted preliminary approval on July 27, 2026, and the final approval hearing is set for December 7, 2026, at 9:00 a.m. No final approval order had been entered and no payment date had been announced as of October 15, 2026. The postmark deadline to opt out or object is October 20, 2026, five days after this page was published.Free settlement alerts
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Status
Claims Open
Claim Deadline
February 11, 2027
11:59 p.m. online, email or fax · mailed forms postmarked by that date
Estimated Payout
Varies by group
Group 1: 30% of net cost, $150 minimum if net cost is under $150 · Group 2: up to $970 · Group 3: up to $194 · each capped by a pro rata share · half check, half gift card
Proof Required
Yes
Login ID & PIN from the notice to file online · proof of continuous and current ownership (title, registration or insurance) · last four digits of SSN
What Changed Recently?
Judge Kenneth R. Garrett III of the Circuit Court of Jackson County, Missouri, preliminarily approved the settlement on July 27, 2026, finding probable cause to believe it is fair, reasonable and in the best interests of the class. The order appointed Simpluris as settlement administrator and set the notice program to begin by September 8, 2026, assuming Adams Toyota delivered its class list by August 22, 2026. Notice goes to class members by mail and email, and the settlement website now carries the long-form notice, the court documents and an online claim form.The case, Foley v. Adams Auto Corp. d/b/a Adams Toyota, No. 2416-CV18198, alleged that Adams Toyota improperly required customers buying vehicles to also buy the ResistAll/EnviroGuard add-on, a product sold with an associated warranty. The petition asserted claims under the Missouri Merchandising Practices Act, the Motor Vehicle Time Sales Act and the Retail Credit Sales Act, along with negligence, negligent misrepresentation and unjust enrichment. In its preliminary approval order the court noted the plaintiff’s allegation that it was company policy to add the product to every vehicle.
Adams Toyota denied all alleged liability and denied that it violated any of the statutes or common law at issue. In the settlement agreement, Adams Toyota makes no admission regarding any claim or defense and maintains that it provides high customer service standards and transparency, and the preliminary approval order states that the agreement is not an admission of any liability, fault or wrongdoing.
Who Qualifies?
The settlement agreement defines the class as customers who received ResistAll/EnviroGuard with their vehicle purchase from Adams Toyota between August 17, 2019, and the final approval hearing. The long-form notice and the claim form state the end of that window as December 7, 2026, while the settlement website’s claim page and FAQ run it to February 11, 2027. The class definition in paragraph 2 of the preliminary approval order gives the start date as August 17, 2021; the agreement, the notice, the claim form and the website all use August 17, 2019.Each class member belongs to exactly one of three recovery groups, based on the details of the vehicle deal:
- Recovery Group 1 covers deals in which the ResistAll/EnviroGuard price appears as a separate line item in the deal paperwork, so the amount paid can be read from the documents.
- Recovery Group 2 covers deals in which the price was not listed as a separate line item, so the amount paid cannot be determined from the paperwork.
- Recovery Group 3 covers anyone, however the price appeared, who is a current or former Adams Toyota employee; is a family member of a current or former employee and received discounted pricing on the deal; made a claim under the ResistAll/EnviroGuard warranty; or no longer owns the vehicle from the deal for any reason, including resale, trade-in, destruction or repossession.
How Much Can Class Members Get?
Adams Toyota agreed to provide settlement benefits valued at up to $4,250,000. That figure is not a fund paid in up front. It covers class members’ claims, attorneys’ fees and expenses, administration costs and a service award to the class representative. The settlement is claims-made: Adams Toyota funds payments only for valid, timely claims that are verified and processed, and any portion not claimed, distributed, cashed or redeemed within 200 business days after final approval, including uncashed checks and unclaimed gift cards, reverts to Adams Toyota.The settlement agreement sets each group’s payment this way:
- Recovery Group 1: the lesser of 30% of Adams Toyota’s net cost for the product, or a proportionate share of the net distributable settlement fund based on the total number of settlement class members. Net cost is the line-item price Adams Toyota charged minus what Adams Toyota paid to acquire and install the product. When a Group 1 member’s net cost is less than $150, the agreement entitles that member to a Minimum Recovery Amount of $150, paid as a $100 check and a $50 gift card. The notice adds that the minimum is subject to the settlement’s terms and overall fund limits.
- Recovery Group 2: the lesser of 50% of the $1,940 Average Specified Price, which works out to up to $970, or a proportionate share of the net distributable settlement fund based on the total number of settlement class members.
- Recovery Group 3: the lesser of 10% of the $1,940 Average Specified Price, which works out to up to $194, or a proportionate share of the net distributable settlement fund based on the total number of settlement class members.
Except for the $150 minimum, each payment is split 50% by check and 50% as a closed-loop Adams Toyota gift card or coupon. The gift card can be used only for goods and services at Adams Toyota and has no cash value; the agreement says it can be redeemed within five years of the date it is issued. Class members can pick up the gift card at Adams Toyota by appointment during business hours, with identification and documentation confirming their class membership, or it can be mailed. When a vehicle had co-purchasers or co-borrowers, the agreement divides the payment equally and sends each person a separate check.
What Proof Is Required?
Proof is required. The online claim form opens on a login screen that asks for the Login ID and PIN printed on the notice mailed to class members. The settlement website says class members who cannot find those credentials can request them from the settlement administrator by providing their full name and mailing address, and the website’s contact page explains how to reach the administrator. A printable claim form can also be downloaded and submitted by mail, email or fax; its Login ID field is marked “if known,” and that paper route is the only one the website offers for filing without the credentials.Every claim, online or on paper, also has to include:
- the claimant’s name, address and telephone number;
- the last four digits of the claimant’s Social Security number, which the notice and the website FAQ list as a required field;
- the vehicle identification number and the name of any other person on the Adams Toyota purchase paperwork;
- answers to three questions: whether the claimant is a current or former Adams Toyota employee or family member who received reduced pricing, whether the claimant made a ResistAll/EnviroGuard warranty claim, and whether the claimant still owns the vehicle;
- proof of continuous and current ownership of the vehicle bought from Adams Toyota with the product, such as a copy of the certificate of title or ownership, vehicle registration documentation or vehicle insurance documentation (the agreement names title or registration; the notice and claim form add insurance documentation);
- a signature attesting under penalty of perjury that the information and documents are true and correct.
The settlement administrator has sole discretion to decide whether a claim is complete and verified. The notice says a denial for missing information or documentation, or for an untimely or unverifiable claim form, cannot be appealed.
What Is the Deadline?
- Claims filed online, by email or by fax: by 11:59 p.m. on February 11, 2027, as determined by the administrator’s records, according to the settlement website (the notice says midnight). No time zone is given.
- Claims sent by U.S. mail: postmarked on or before February 11, 2027, according to the notice and the website. The printable claim form itself says paper forms must be received by February 11, 2027.
- Requests to opt out: postmarked by October 20, 2026.
- Objections and notices of intention to appear at the hearing: postmarked by October 20, 2026.
- Final approval hearing: December 7, 2026, at 9:00 a.m.
How Do Class Members Take Action?
Claims are filed through the claim form login page on the official settlement website, using the Login ID and PIN from the notice and uploading the ownership documents. The printable claim form is on the website’s Important Documents page, and the website lists where to send it by mail, email or fax. The notice asks that claim forms not be sent to the court, the parties or their lawyers, and it allows one claim form per person.A class member who wants to keep the right to sue Adams Toyota separately over these claims has to opt out with a signed letter, mailed to the settlement administrator, that names the case and case number and includes the person’s name, address, telephone number, the last four digits of the Social Security number and the name of any other person on the purchase paperwork. Every co-borrower on the purchase agreement must also sign, unless that person has died, in which case a death certificate goes with the request. An agent or attorney cannot sign on the class member’s behalf, and no request may be made for a group. People who opt out receive no settlement benefits and cannot object.
A class member who stays in can object in writing. Under the notice, an objection references the case name and number, includes contact details, the last four digits of the Social Security number, each objection with the facts behind it, any supporting deal documents, any witnesses or expert reports, a statement of whether the objector intends to appear at the hearing, and a signed declaration under penalty of perjury. It goes to the court, class counsel and Adams Toyota’s counsel at the addresses listed in the notice. The notice says class counsel or Adams Toyota’s counsel may take an objector’s deposition and request related documents. A class member who does nothing receives no benefits and is still bound by the settlement and its release.
What Happens Next?
The court will hold the final approval hearing on December 7, 2026, at 9:00 a.m. in Division 2 of the Jackson County Circuit Court at Independence, and it may adjourn the hearing without further notice to class members. Class counsel must file papers supporting final approval and the service award at least 10 days before the hearing. Under the agreement, the court’s approval does not depend on the claim participation rate, and claims processing continues through the claim deadline.If the settlement is approved, the agreement lays out the payment sequence. Within 10 business days after the claim deadline, the administrator prepares a draft funding report listing each entitled class member and payment amount. Adams Toyota then has 25 days to review it and raise objections before the administrator issues a final report. Adams Toyota deposits the check portion within 15 business days after the final report and issues the gift cards in the same window, and the administrator mails checks within 30 business days of the deposit. Checks not cashed within 90 business days of issuance become void. The notice says payments arrive only after approval becomes a final judgment, once any appeals are resolved or the time to appeal has passed. No payment date had been announced as of October 15, 2026.
If the court does not approve the settlement, the agreement terminates and the parties return to their positions before it was signed.
How Are the Lawyers Paid?
The court appointed The Popham Law Firm, P.C. and Humphrey, Farrington & McClain, P.C. as class counsel. According to the notice, class counsel will ask the court to approve about 35% of the value of the settlement benefits, not to exceed $1,500,000, for attorneys’ fees and costs, plus a $10,000 service award for the class representative. Administration costs are capped at the lesser of $100,000 or reasonable market rates for a single-mailing notice program. Adams Toyota pays those amounts as an advance payment into the cash fund within 30 days after final approval, and the court decides the fee award separately from whether the settlement itself is fair. Adams Toyota is represented by Watters Wolf Bub & Hansmann, LLC and Ensz & Jester, P.C.Sources and Verification
- Official settlement website — Foley v. Adams Auto Corp.
- Important Documents page — notice, claim form and court filings
- Notice of proposed class action settlement (long-form notice)
- Claim form and release
- Order granting preliminary approval, July 27, 2026
- Class action settlement agreement and release, dated July 2, 2026
- Long-form notice (PDF copy)
Questions
Can a former owner who sold or traded in the vehicle file a claim?
The settlement documents address former owners in two places. Recovery Group 3, as defined in the settlement agreement and the preliminary approval order, includes class members who no longer own the vehicle from the deal for any reason, including resale, trade-in, destruction or repossession, and it pays the lesser of 10% of the $1,940 Average Specified Price or a pro rata share. Separately, the agreement, the long-form notice, the settlement website’s FAQ and the claim form each require every claimant to submit proof of continuous and current ownership of the vehicle, such as a title, registration or insurance documentation. The documents do not state how the two provisions apply together, and the settlement administrator decides whether a claim is complete.
What does a class member give up by staying in the settlement?
If the court grants final approval, every class member who does not opt out releases claims arising from Adams Toyota’s conduct regarding the sale, cost, value, benefits, mandatory nature, marketing, advertising or financing of ResistAll/EnviroGuard, up through the final approval date. The release covers Adams Toyota and related parties, including vendors and business partners involved in ResistAll or EnviroGuard sales or administration, and it applies whether or not the class member files a claim or ever received the notice.
How is a payment handled when two people bought the vehicle together?
The settlement agreement divides a payment equally between co-purchasers or co-borrowers and sends each a separate check. The claim form asks for the name of any additional customer on the purchase. A request to opt out must be signed by every person on the deal paperwork, and when a co-buyer has died, a copy of the death certificate goes with the request.
Can the claim deadline change if the final approval hearing moves?
The settlement agreement and the preliminary approval order define the claim deadline as 45 business days after the date the court enters a final approval order. The notice and the settlement website list that deadline as February 11, 2027, which follows a December 7, 2026 hearing. The court reserved the right to adjourn the final approval hearing without further notice to class members, and the settlement website is where the administrator posts updated dates.
Does the settlement release any claims Adams Toyota has against class members?
The release runs one way. Under the settlement agreement, Adams Toyota does not release any claims it may have against the class representative or class members, and the agreement says the lawsuit and the settlement will not bar such a claim under preclusion doctrines such as the compulsory counterclaim rule or res judicata. Adams Toyota also reserves its rights against other parties, including its insurers.
Official Settlement Notice
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Settlement Amount
Up to $4.25 million in total benefits
Case Title
Foley v. Adams Auto Corp. d/b/a Adams Toyota
Case Number
2416-CV18198
Court
Circuit Court of Jackson County, Missouri, at Independence (Division 2)
Final Approval Hearing
December 7, 2026 at 9:00 AM
Judge Kenneth R. Garrett III · Independence, Mo.
Administrator
Simpluris
Official Website
Adams Auto Settlement.com
