People whose cell phone numbers received Folsom Insurance Agency’s prerecorded calls or voicemails between February 29, 2020 and September 15, 2026 may qualify to claim an estimated $125 to $200 from the Folsom Insurance TCPA class action settlement. Claims close November 16, 2026, and the class is limited to 41,719 phone numbers identified from Folsom’s calling records.
Current Status
Claims are open. Claim forms must be submitted online or postmarked by November 16, 2026. The court granted preliminary approval on September 15, 2026, and the final fairness hearing is set for December 29, 2026; no final approval order has been entered, and no payment date has been announced. Filing online requires the Notice ID and Confirmation Code from the settlement notice.Free settlement alerts
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What Changed Recently?
Magistrate Judge David L. Horan of the U.S. District Court for the Northern District of Texas preliminarily approved the $850,000 settlement in Bond v. Folsom Insurance Agency on September 15, 2026, which opened the claim process. The order came after an in-person hearing on July 21, 2026, at which the plaintiff added an expert report on Folsom’s calling records and a copy of Folsom’s insurance policy to the record. The court appointed Angeion Group as claims administrator and set October 15, 2026 as the date by which notice had to go out to the class.The lawsuit was filed on February 29, 2024. The complaint alleges that Folsom Insurance Agency, a Texas agency that sells trucking insurance, used a prerecorded telemarketing message to offer down payment assistance on insurance to people whose trucking authority was not yet active, and that it sent those messages to cell phones without the prior express written consent the Telephone Consumer Protection Act requires. Folsom denies any wrongdoing or liability and denies violating the TCPA. The parties mediated the case in December 2025 and settled to avoid the cost and risk of further litigation; the court has not decided whether any law was broken.
Who Qualifies?
The settlement class covers everyone in the United States whose cell phone number, or another number charged for incoming calls, received a call or voicemail placed by Cody Folsom or Folsom Insurance Agency, LLC (or an agent acting for them) between February 29, 2020 and September 15, 2026, using a prerecorded message identical or substantially similar to the one sent to the named plaintiff.There is a second condition that narrows the class considerably: the number has to be one of the 41,719 phone numbers identified in the expert report of Aaron Woolfson, who analyzed the call logs Folsom produced during discovery. Someone who remembers a Folsom voicemail but whose number is not on that list is not a class member. The claim form also asks each claimant to attest, under penalty of perjury, that Folsom called or left a voicemail on their cell phone using a prerecorded voice even though they had no relationship with the agency.
How Much Can You Get?
The notice estimates that each valid claimant will receive between $125 and $200. Every approved claimant gets an equal share of what remains of the $850,000 fund after three deductions, all subject to court approval: notice and administration costs, which Angeion estimated at about $77,589; attorneys’ fees of no more than one-third of the fund; and litigation costs of no more than $35,000.Because the fund is split equally, the final amount depends on how many valid claims come in. As an illustration only: if fees and costs are approved at their caps, roughly $454,000 would be left for claimants, and the $125 to $200 range corresponds to roughly 2,300 to 3,600 valid claims out of the 41,719 numbers on the class list. More claims would mean smaller payments, and fewer claims larger ones. The pro rata estimate is not a guarantee.
What Proof or Notice ID Is Required?
No receipts or phone bills are required, but filing online requires the Notice ID and Confirmation Code printed on the personalized notice mailed or emailed to class members. The online claim form opens directly on a login screen for those two codes and offers no option for people who did not receive a notice.The printable claim form asks for the claimant’s name, mailing address, email address, phone number, the phone number at which the calls were received, a payment choice and a signed attestation, and it lists the Notice ID as “if known.” A mailed paper form is therefore the only way to file without the code. Every claim is subject to verification, and the class is defined by the 41,719 numbers on the expert’s list, so the phone number on the claim is what ultimately decides eligibility.
What Is the Deadline?
Claims must be submitted on the settlement website or postmarked by November 16, 2026. The notice does not state a time of day or time zone for the online deadline.November 16, 2026 is also the deadline to opt out or object. An exclusion request has to be written, signed personally, mailed to the claims administrator and postmarked by that date, and it must include the class member’s name, address, the phone number Folsom called and a clear statement asking to be excluded. Anyone who opts out receives no payment and keeps any individual claim against Folsom. Objections must be filed with the court, with copies to class counsel and defense counsel, by the same date. The long-form notice on the settlement website lists everything an objection must include.
How Do You Take Action?
Claims are filed on the Folsom Insurance settlement claim page. After logging in with the Notice ID and Confirmation Code, a claimant confirms the name on file, enters a current mailing address, email address and the phone number that received the calls, chooses a payment method and signs the attestation.The printable claim form is posted on the settlement website’s Important Documents page, along with the mailing instructions for paper claims. Questions about a notice or a lost Confirmation Code go through the settlement website’s contact page.
What Happens Next?
Class counsel must file the request for attorneys’ fees and costs by October 26, 2026. After the November 16 deadline for claims, exclusions and objections, the motion for final approval is due December 15, 2026, and the parties must respond to any objections by December 22, 2026.The final fairness hearing is scheduled for December 29, 2026 at 10:00 a.m. Central Time, in person, at the federal courthouse in Dallas. The court can approve the settlement, reject it or postpone a decision, and the hearing date can change without further notice. If the settlement is approved, payments are due no later than 30 days after the judgment becomes final; an appeal would push that back. If the court does not approve it, no payments are made and the lawsuit continues.
Other open robocall and text-message claims are collected in the TCPA class actions hub.
Sources and Verification
- Official Folsom Insurance settlement website (Angeion Group)
- Long-form notice
- Claim form
- Class action settlement agreement
- Order preliminarily approving the settlement (September 15, 2026)
- Class action complaint (February 29, 2024)
- Bond v. Folsom Insurance Agency docket on CourtListener
Questions
Why is the Folsom Insurance settlement limited to 41,719 phone numbers?
Plaintiff’s expert, Aaron Woolfson, analyzed the calling records Folsom produced in discovery and identified 41,719 unique cell phone numbers that received the prerecorded messages at issue. The settlement class is defined by that list, so a phone number has to be on it for a claim to qualify.
Can someone who never received a notice still file a claim?
Not through the website. The online claim form opens with a login screen that asks for the Notice ID and Confirmation Code printed on the notice, and it offers no route for people without them. The printable claim form lists the Notice ID as “if known,” so a mailed paper form is the only way to file without the code. Either way, the phone number on the claim is checked against the class list. The settlement website’s contact page handles requests about notices.
Does a voicemail count, or only calls that were answered?
Both count. The class definition covers a call and/or a voicemail that used an artificial or prerecorded voice, sent to a cell phone or another number charged for the call, between February 29, 2020 and September 15, 2026.
How are Folsom Insurance settlement payments sent?
The claim form offers PayPal, Venmo, Zelle, a virtual prepaid card or a paper check mailed to the address on the claim. If the court grants final approval, payments go out no later than 30 days after the judgment becomes final. An appeal would delay them.
Who is paying for the Folsom Insurance settlement?
Folsom Insurance Agency funds the $850,000 settlement. The preliminary approval order describes the main source of recovery as a single liability insurance policy that is being depleted and would shrink further if class members brought individual lawsuits, one of the reasons the court found a class settlement the better way to resolve the claims.
