Updated
September 4, 2026
Californians whose homes or property were damaged by a utility-caused wildfire have several possible routes to compensation: insurance claims, state assistance programs, and the utility settlements that followed fires linked to PG&E equipment. OCA is not accepting case reviews for this matter.
About the California Wildfires Investigation
Wildfires can burn for days, damage thousands of acres and destroy homes and property, and destroy and change lives forever. Buildings are damaged and destroyed, people are injured or worse, and evacuated from their homes. This page is background on the compensation routes available to people affected by California wildfires. OCA is not accepting case reviews for this matter and there is nothing to file here.
Status
Not Accepting Cases
Background only — no OCA intake
Claim Deadline
None — nothing to file here
Estimated Payout
Varies
Proof Required
Yes
One of the primary ways that people can seek compensation for wildfire damage in California is through insurance claims. Most homeowners and business owners have insurance policies that provide coverage for fire damage, including damage caused by wildfires. However, the process of filing a claim and receiving compensation can be complicated and time-consuming, especially in the case of widespread disasters like the wildfires that have occurred in recent years.
In addition to insurance claims, there have been a number of other programs and initiatives aimed at providing compensation and assistance to those affected by wildfires in California. For example, the California Governor's Office of Emergency Services (Cal OES) has established the Disaster Assistance Act, which provides financial assistance to individuals and families who have suffered losses as a result of natural disasters like wildfires. This assistance can include temporary housing, financial aid, and other support.
The state of California has also established the Wildfire Assistance Program (WAP), which is designed to provide aid to people who have suffered losses due to wildfires that were caused by utility company equipment. The program provides financial assistance for eligible expenses related to evacuation, temporary housing, and other needs.
In addition to these programs, there have been a number of lawsuits and legal settlements related to the California wildfires. For example, Pacific Gas & Electric (PG&E), which has been linked to several of the major wildfires in recent years, has agreed to pay billions of dollars in settlements to individuals and businesses that have been affected by the fires.
However, it is important to note that the process of seeking compensation for wildfire damage in California can be complex and challenging, and there are often limits on the amount of compensation that can be awarded. Additionally, some people may not be eligible for certain types of assistance or compensation, depending on the specific circumstances of their situation.
Overall, the issue of wildfire compensation in California is a complex and ongoing issue, with many different factors at play. However, there are a number of resources and programs available to those who have been affected by wildfires, and it is important to seek assistance and guidance from qualified professionals in order to navigate the process of seeking compensation and rebuilding after a disaster.
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