Living people who were sent notice by American Renal Management LLC, which does business as Innovative Renal Care, that their information may have been affected by the February 2024 data incident may qualify to claim an estimated $100, up to $5,000 in documented losses, and two years of credit monitoring from a $900,000 class action settlement. Claims close December 21, 2026, and the final fairness hearing is set for February 1, 2027.
Current Status
Claims are open. The claim form has to be submitted online by 11:59 p.m. Central Time on December 21, 2026, or mailed to the settlement administrator postmarked by that same date. November 20, 2026 is the deadline to exclude yourself or to object. The final fairness hearing is scheduled for February 1, 2027 at 9:00 a.m. Central Time in the U.S. District Court for the Middle District of Tennessee in Nashville. No final approval order has been entered and no payment date has been announced. Nothing in this settlement is paid automatically, so a class member who wants the cash or the credit monitoring has to file a claim.Free settlement alerts
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What Changed Recently?
American Renal Management LLC, which does business as Innovative Renal Care, has agreed to a $900,000 settlement resolving the claims against it in In re American Renal Management LLC Data Breach Litigation, a consolidated case in the U.S. District Court for the Middle District of Tennessee. The court authorized the settlement website and the notice program, and the claim period is now running.According to the settlement agreement, IRC became aware of suspicious activity within certain computer systems on or around February 29, 2024. Its investigation determined that an unauthorized actor had accessed certain systems between February 21, 2024 and March 1, 2024. IRC identified roughly 59,400 living individuals whose information may have been affected and began sending them notice on February 14, 2025.
The first complaint in the case was filed on March 3, 2025, and the court consolidated the suits that followed on May 28, 2025. Interim lead counsel was appointed on March 10, 2026, and the operative consolidated amended complaint was filed on April 10, 2026, asserting negligence, negligence per se, breach of implied contract, invasion of privacy, unjust enrichment, and violations of the California Consumer Privacy Act and the California Unfair Competition Law. The parties reached this settlement at an all-day mediation on April 29, 2026 before the Honorable Daryl R. Fansler, a retired Tennessee chancellor.
IRC denies each of the claims and denies any liability or wrongdoing of any kind. The court has not decided in favor of either side and has made no finding that any law was violated; the parties agreed to settle to avoid the cost, risk and delay of continuing the case. As part of the settlement consideration, the agreement states that IRC has adopted, paid for and implemented information security changes on its systems and will maintain them, with the details to be described to class counsel in a confidential declaration that may be submitted to the court for review.
Who Qualifies?
The settlement class is every living person who was sent a notice from IRC about potential impact from the data incident discovered on or around February 29, 2024, or who was otherwise determined to have potentially had their personal information affected by it. The preliminary approval papers put that group at approximately 59,400 people.The information the incident potentially involved is defined broadly in the agreement: names, addresses, dates of birth, Social Security numbers, driver's license or state identification numbers, financial account information, taxpayer identification numbers, electronic signatures, health insurance information, medical billing and claim information, medical diagnosis or condition information, medical prescription information, medical record numbers, medical treatment information, patient account numbers and patient identification numbers. Not every class member's records included all of those categories.
The class excludes IRC itself, any entity in which it has a controlling interest, and IRC's officers, directors, legal representatives, successors, subsidiaries and assigns. Also excluded are any judge, justice or judicial officer presiding over the matter, members of their immediate families and their judicial staff, and anyone who validly and timely excludes themselves.
How Much Can You Get?
The settlement offers three benefits, all elected on the same claim form. A class member may claim both cash options and may claim the credit monitoring in addition to either.Documented Monetary Losses reimburse out-of-pocket losses related to the data incident, up to $5,000 per class member. The agreement gives out-of-pocket credit monitoring costs incurred on or after February 14, 2025 through the claims deadline, unreimbursed losses associated with actual fraud or identity theft, and unreimbursed bank fees, long distance phone charges, postage and mileage at the prevailing IRS business mileage rate as examples, and says the list is not exhaustive. Reasonable third-party documentation is required, such as credit card statements, bank statements, invoices, telephone records, screenshots and receipts; a personal certification, declaration or affidavit does not count as documentation on its own. Expenses already reimbursed from another source cannot be claimed again, including anything covered by the credit monitoring and identity theft protection product IRC offered with its notification letter. Claims under this option have to be itemized on the claim form.
The Pro Rata Cash Payment is cash in the estimated amount of $100, with no documentation required. That figure is an estimate and will be adjusted upwards or downwards depending on the number of valid claims. If a class member does not select a cash option on the form, the administrator treats the submission as a claim for this payment.
The third benefit is two years of one-bureau credit monitoring, which the agreement says also provides dark web monitoring, identity theft insurance coverage of up to $1,000,000 and fully managed identity recovery services.
The order in which the fund is spent is what makes the $100 an estimate rather than a fixed figure. The administrator first pays the costs of claims administration, any service awards and any attorneys' fees and expenses the court awards. From what remains, it pays valid documented-loss claims, then the credit monitoring, and the pro rata cash is calculated from the balance and divided among the eligible claims. Any increase or decrease is applied on an equal percentage basis.
Class counsel may ask the court for attorneys' fees of up to one-third of the fund, which is $300,000, plus reimbursement of reasonable out-of-pocket litigation expenses, and for service awards of $2,500 each for the five class representatives. Those amounts come out of the same $900,000, and the court may award less than what is requested.
What Proof or Notice ID Is Required?
The online claim form opens with a login screen that asks for the Class Member ID printed on the notice IRC's administrator mailed. The form will not open without it, so a class member who never received the notice or no longer has it cannot file on the website.The paper claim form is the alternative. It asks for the Class Member ID only if known, and it is available on the official settlement website or on request, so a class member without the code can still file by mail. The mailed notice also carried a tear-off postcard claim form, preprinted with the Class Member ID, that can be used to claim the credit monitoring and the pro rata cash but not documented losses.
Because the online route is gated on an administrator-issued credential, this page is marked Proof Required: Yes even though the $100 pro rata payment itself asks for no documentation. Documentation is a separate requirement, and it applies only to the Documented Monetary Losses option.
What Is the Deadline?
Claim forms must be submitted online by 11:59 p.m. Central Time on December 21, 2026, or mailed to the settlement administrator postmarked by December 21, 2026.Requests for exclusion must be postmarked by November 20, 2026, and objections must be received by that same date. A request for exclusion has to be signed individually and must give the person's full name, current address, telephone number and email address if they have one; the agreement voids group or aggregate opt-outs, and a class member who is the subject of one stays in the class unless they file their own.
How Do You Take Action?
Claims are filed through the official IRC Settlement website. Start at the Submit Claim page, enter the Class Member ID from the notice, give the name and contact information the administrator should use, select the benefits being claimed, itemize and upload documentation if documented losses are one of them, choose how the payment should arrive, and sign the attestation.Electronic payment is only offered to people who file online; a claim mailed on paper is paid by check. Anyone filing on paper can get the full claim form from that same website, fill it out, sign it, date it and mail it with any supporting documents. Class members who move or change contact details after filing are responsible for telling the administrator, which the settlement website's Contact Us form is there for.
What Happens Next?
The court will hold the final fairness hearing on February 1, 2027 at 9:00 a.m. Central Time in Nashville. At that hearing the court decides whether the settlement is fair, reasonable and adequate, whether to certify the settlement class, and whether to approve class counsel's request for fees, costs and service awards. Timely objections are considered, and an objector who asked to speak may be heard at the court's discretion. The date and time can change, so the official settlement website is the place to confirm both.Benefits are distributed after the settlement is approved and the judgment becomes final, which also depends on any appeals being resolved. The agreement says payments on valid claims are issued within thirty days after the effective date or within twenty-one days of the date a claim is approved, whichever is later, and that settlement checks are void ninety days after issuance. Money left in the fund after the check-cashing period goes to a cy pres recipient the parties select and the court approves, rather than back to IRC. No payment date had been announced as of September 21, 2026.
Sources and Verification
• Official Settlement Website: IRC Settlement, administered by Kroll Settlement Administration LLC• Class Action Settlement Agreement and Release, with exhibits (PDF) — In re American Renal Management LLC Data Breach Litigation, Case No. 3:25-cv-00248-EJR (M.D. Tenn.), ECF No. 38-1
• Court-approved Notice of Proposed Class Action Settlement, which carries the class definition, benefit tiers, deadlines and filing instructions
• Official settlement website Home, FAQ, Documents, Important Dates and Submit Claim pages
• Class Counsel: Stranch, Jennings & Garvey, PLLC
• Open Class Actions — data breach settlements hub
Questions
Can I claim the documented losses, the $100 cash and the credit monitoring together?
Yes. The settlement agreement says a class member may elect to receive both Documented Monetary Losses and a Pro Rata Cash Payment, and may also elect Credit Monitoring in addition to either. All three are selected on the same claim form. Only the documented-loss option asks for supporting records. If no cash option is selected on the form, the administrator treats it as a claim for the Pro Rata Cash Payment.
What if I never received the Innovative Renal Care notice or lost the Class Member ID?
The online claim form opens with a login screen that asks for the Class Member ID, so it cannot be started without one. The paper claim form asks for the Class Member ID only if known, so someone who was notified but no longer has the code can download that form from the official settlement website, fill it out and mail it instead, or use the site's Contact Us form to ask the administrator about class membership. The class is limited to living people Innovative Renal Care sent notice to or otherwise identified as potentially affected.
Could the estimated $100 payment change?
Yes. The $100 is an estimate and is subject to a pro rata increase or decrease based on the number of valid claims. The administrator pays settlement administration costs, any service awards and any attorneys' fees and expenses the court awards out of the $900,000 fund, then pays valid documented-loss claims and the credit monitoring, and the pro rata cash is calculated from what is left. More valid claims mean a smaller share and fewer mean a larger one.
What happens if my documented-loss claim is rejected?
The administrator asks for the missing information first and gives the claimant twenty-one days to cure the defect, with a reasonable extension available for good cause such as illness or military service. If the defect is not cured, or the claim is rejected for another reason, the agreement says the claim is treated as a claim for a Pro Rata Cash Payment only rather than being denied outright. Disputed claims the administrator considers implausible go to counsel for both sides and, if they disagree, to a claims referee whose decision is final.
What does objecting to the Innovative Renal Care settlement require?
An objector has to stay in the settlement class and send a written objection that the administrator receives by November 20, 2026. It must give the case name and number, the objector's full name, address, telephone number and email address if any, proof of class membership such as a copy of the notice, every ground for the objection with any legal support, whether the objection applies to the objector alone or to the whole class, the identity of any counsel representing the objector, whether the objector or that counsel will appear at the final fairness hearing, a list of every settlement they have objected to in the past three years, and the objector's signature.
