Published
April 13, 2026
Updated
July 29, 2026
The New Mexico Metropolitan UIM settlement addresses alleged offsets to underinsured-motorist claims and provides claimed or automatic relief; final approval was entered July 1.
Current Status
Claims closed May 26, 2026. The court entered final approval July 1, 2026. The official site says payments follow final approval and resolution of any appeals but does not post a distribution date.StatusFinal approval granted; payments pending
Claim DeadlineMay 26, 2026 (Passed)
BenefitUp to $25,000 for qualifying offsets or automatic premium refund
Proof RequiredA claim form was required for offset claims
What Was This Case About?
The lawsuit alleged that Metropolitan Direct, now Farmers Direct, improperly reduced certain New Mexico underinsured-motorist claim payments by amounts paid by at-fault drivers. The insurer denied wrongdoing and liability.Free settlement alerts
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Who Was Included?
The settlement covers qualifying New Mexico insureds with UIM claim offsets and certain people who purchased UM or UIM coverage from October 1, 2010 through January 31, 2022.How Is Relief Delivered?
Qualifying offset claimants had to submit forms and could seek up to $25,000. Other class members eligible only for a partial premium refund were slated to receive automatic checks based on insurer records.Official Information
Review current notices and documents on the Metropolitan UIM Settlement website.
Settlement Amount
$1.2 million
Case Title
Vega v. Metropolitan Direct Property and Casualty Insurance Company
Case Number
1:22-cv-00616-JB-SCY
Court
U.S. District Court for the District of New Mexico
Current Milestone
Final approval entered July 1, 2026
Official Website
Metropolitan UIM Settlement
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