Louisiana State Farm policyholders whose vehicle was declared a total loss between May 17, 2022 and May 21, 2026 may qualify to claim a flat $28.39 from the State Farm purchasing fees class action settlement. Claims close October 19, 2026.
Current Status
Final approval has been granted. Chief Judge Shelly D. Dick held the Final Approval Hearing on Thursday, September 17, 2026 in the U.S. District Court for the Middle District of Louisiana and signed the Final Order and Judgment the same day; it was entered on the docket on September 18, 2026.
The claim deadline was Monday, October 19, 2026, for Claim Forms submitted online or mailed and postmarked, and it has passed. The deadlines to exclude yourself or to object both passed on August 18, 2026.
No payment date had been announced on the official settlement website as of October 20, 2026.
What Changed Recently?
On September 17, 2026, the Court held the Final Approval Hearing and granted final approval, finding the settlement fair, reasonable and adequate. The order notes there were no objections and six opt-outs, approves the requested $205,000 in attorneys' fees and costs and a $5,000 service award, which State Farm pays separately from class members' payments, and dismisses the class claims with prejudice. The claim window then closed on October 19, 2026.
The Court preliminarily approved the settlement on May 21, 2026, which is also the date the class period closes. An amended preliminary approval order followed on July 30, 2026, and the Court granted an unopposed motion for attorneys' fees on August 5, 2026.
The case had been headed toward a contested class certification fight before it settled. The parties jointly moved to stay deadlines pending mediation in April 2025, filed a joint notice of settlement on August 1, 2025, and the Court stayed the case while they prepared the approval papers.
State Farm denies the allegations, and no court has found that State Farm violated the law. The parties agreed to settle to avoid the cost and risk of continued litigation.
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Who Qualifies?
The settlement covers Louisiana insureds under State Farm auto policies who submitted a physical damage claim for a vehicle during the class period that resulted in a total loss claim payment which did not include the applicable Purchasing Fees.
The class period runs from May 17, 2022 through May 21, 2026. The end date is the date the Court granted preliminary approval, which is the usual way a settlement class period is closed off.
"Purchasing Fees" is defined in the settlement as:
- Sales tax; and
- Title fees, including transfer handling fees, notary fees, registration and license plate transfer fees, and tag fees.
These are the costs a driver actually faces when replacing a totaled vehicle — the taxes and paperwork charges that come on top of the car's value. The complaint alleges State Farm's total-loss payments left them out.
How Much Can You Get?
State Farm will pay $28.39 in satisfaction of applicable Purchasing Fees to each eligible settlement class member who submits a valid and timely Claim Form.
The amount is fixed. It is the same for every approved claimant, it does not pro-rate up or down based on how many people file, and there is no tier structure or documented-loss option. There is nothing to itemize.
It is a small payment, and worth being clear about: this is a fee-underpayment case, not a case about the value of the totaled vehicle. The settlement resolves the shortfall on the fees, not any dispute about what the car itself was worth.
What Proof Do You Need?
No receipts, repair records or out-of-pocket documentation are required. You do not need to prove what you paid in taxes or tag fees — the $28.39 figure is set by the settlement.
What you do need is a completed Claim Form filed by the deadline. Class members were identified from State Farm's records and sent notice, and settlements structured this way normally ask for the identifiers printed on that notice when you file online. Check the filing instructions on the official settlement website for exactly what the form asks for, and keep your notice handy before you start.
If you believe you had a qualifying Louisiana total-loss claim during the class period but cannot locate a notice, use the contact page on the official settlement website to reach the Settlement Administrator.
How to File a Claim
Claims are filed at the official settlement website, LouisianaFeesSettlement.com, which is the only settlement website authorized by the Court for this case. You can submit the Claim Form online, or mail a completed paper Claim Form to the Settlement Administrator at the address printed on the form.
Either way, the deadline was Monday, October 19, 2026 — submitted online by that date, or postmarked by that date. That deadline has passed.
Key Deadlines
- Exclusion (opt-out) deadline: August 18, 2026 (passed)
- Objection deadline: August 18, 2026 (passed)
- Final Approval Hearing: held September 17, 2026 · final approval granted the same day
- Claim deadline: October 19, 2026 (passed)
If you do nothing, you remain in the class, receive no payment, and give up the right to sue State Farm over the claims the settlement releases.
What Happens Next?
The Court found the settlement fair, reasonable and adequate and granted final approval on September 17, 2026. Approval does not by itself mean payments have been released.
With the claim window now closed, the administrator processes the claims it received. Payments follow final approval and the resolution of any appeals. The official settlement website is where payment updates are posted.
Frequently Asked Questions
Who qualifies for the State Farm Louisiana purchasing fees settlement?
You may qualify if you were a Louisiana insured under a State Farm auto policy who submitted a physical damage claim for a vehicle between May 17, 2022 and May 21, 2026 that resulted in a total loss claim payment, and that payment did not include the applicable Purchasing Fees. Purchasing Fees means sales tax, and title fees including transfer handling fees, notary fees, registration and license plate transfer fees, and tag fees.
How much is the State Farm Louisiana settlement payment?
State Farm will pay $28.39 in satisfaction of applicable Purchasing Fees to each eligible settlement class member who submits a valid and timely Claim Form. The amount is the same for every approved claimant and does not change based on how many people file.
What is the deadline to file a claim?
Claim Forms had to be submitted online no later than Monday, October 19, 2026, or mailed so they were postmarked no later than that date. That deadline has passed, as have the August 18, 2026 deadlines to exclude yourself or to object.
Did the Court approve the State Farm Louisiana settlement?
Yes. Chief Judge Shelly D. Dick held the Final Approval Hearing on September 17, 2026 and signed the Final Order and Judgment granting final approval the same day. The claim deadline of October 19, 2026 fell about a month after the hearing, so the administrator kept accepting claims after the ruling. Payments are issued only after final approval and after any appeals are resolved.
What does the lawsuit allege State Farm did?
The lawsuit, Deborah Robin v. State Farm Mutual Automobile Insurance Company, alleges State Farm breached its insurance policies by failing to pay Louisiana insureds the applicable Purchasing Fees on physical damage claims that resulted in total loss payments. State Farm denies the allegations, and no court has found that State Farm broke the law. The parties agreed to settle to avoid the cost and risk of continued litigation.
Is this the same as the State Farm Alabama fees settlement?
No. They are separate cases in separate courts with separate class periods and payment amounts. The Alabama case paid a flat $20.50 to Alabama policyholders and its claim deadline has passed. This Louisiana case pays a flat $28.39 and its claim window closed on October 19, 2026. A Louisiana total-loss claim is what matters here.
Related Total-Loss Fee Cases on OCA
Insurers are being sued state by state over the same underpayment theory, so the case that applies to you depends on where your vehicle was totaled and who insured it. OCA also covers the State Farm Alabama purchasing fees settlement, the Alfa Mutual Alabama total-loss settlement and the Star Casualty Florida total-loss fees settlement. Two other State Farm cases on different theories are the Arkansas claim underpayment settlement and the underinsured motorist coverage settlement.
Sources
- Official settlement website — Deborah Robin v. State Farm Mutual Automobile Insurance Company
- Final Order and Judgment, Robin v. State Farm Mutual Automobile Insurance Co., No. 3:24-cv-00391 (M.D. La.), Doc. 64, signed September 17, 2026 and filed September 18, 2026, posted on the official settlement website
- Case docket — Robin v. State Farm Mutual Automobile Insurance Co., No. 3:24-cv-00391 (M.D. La.)
